The innocent layperson may have thought that looming climate
change damages would be enough, but that isn't the
case for the lower range of sensitivity estimates, again
as EPA's own
table shows.
The Bureau revised: The Assumption disclosures under § § 1026.37 (m) and 1026.38 (l) so that the language between the two disclosures would match; the reference language in the Loan Terms
table under § § 1026.37 (b) and 1026.38 (b) so that the reference to the estimated total payment monthly payment used the same term
as in the Projected Payments
table under § § 1026.37 (c) and 1026.38 (c), and to put the language in sentence
case to increase readability; the checkboxes in the Escrow Account disclosure on the Closing Disclosure under § 1026.38 (l)(7) to delete the «require or» from the second checkbox;
change the «Agent» label on page 1 of the Closing Disclosure under § 1026.38 (a) to «Settlement Agent» to match the Contact Information
table under § 1026.38 (r); removed the word «Borrower» from the «Borrower's Loan Amount» label under § 1026.38 (j) to match the term used in the Loan Terms
table under § § 1026.37 (b) and 1026.38 (b); and
changed the labels of the row headings in the Escrow Account disclosure on page 4 of the Closing Disclosure under § 1026.38 (l)(7) to include the word «escrow.»