Sentences with phrase «case of accident policy»

Thanks suresh sir, I have a query regarding term plan I have a term plan of hdfc click2protectPlus rs. 50 lack with extra life option wich mean if policy holder death normally nomine receive 50 lac and due to accident death nomine receive 50 +50 but in case of accident policy holder will not die and he lost any part of body in this situation claim is refund or not.
For example, in the case of the accident policy offered by Tata AIG, for salaried individuals, the sum insured provided is only10 times the annual income and for self - employed individuals, it is 20 times the annual income.

Not exact matches

«No touch» policies, which prevent teachers touching pupils even in the case of accidents, will be abolished.
«While many people think of the ED as simply a place to go when you have a car accident or some type of major trauma, it is increasingly the case that the emergency department is caring for complex medical patients,» said lead author Renee Y. Hsia, MD, professor of emergency medicine at UCSF and director of health policy studies in the UCSF Department of Emergency Medicine.
If you are responsible for another person's property damage or personal injury, as might happen in the case of a car crash or an accident in your home, your appropriate insurance policy will go into effect to cover the costs.
Bharti AXA Life Accidental Death Benefit Rider (UIN: 130B008V01): This is a non-linked and regular pay rider that provides 100 % Sum Assured in case of death of the Life Insured due to an accident subject to the rider policy being in force.
In cases where a motor vehicle accident is determined to be your fault, your insurance company may charge points to your policy at the time of renewal.
In case of passenger death caused by accident while the policy is in effect the coverage is equivalent to twenty thousand USD (ten thousand times the policy cost).
But in the case of major accidents or incidents on your property, you might find you need a whole lot more than what your traditional home insurance policy can offer.
Bharti AXA Life Accidental Death Benefit Rider (UIN: 130B008V01): This is a non-linked and regular pay rider that provides 100 % Sum Assured in case of death of the Life Insured due to an accident subject to the rider policy being in - force.
This non-linked and regular pay insurance rider provides 100 % Sum Assured in case of death of the Life Insured due to an accident, subject to the rider policy being in - force.
Examples of common riders are: accident death benefit (higher payouts in case of death through an accident) and term conversion (in case you want convert your universal policy into term).
Benefits increase 5X in case of accidental death If you die as the result of an accident (as defined in your policy) before age 85, your beneficiary will be eligible to receive five times your coverage amount.
Homeowner's policies provide personal liability coverage that applies to non-auto accidents on and off your property if the injury or damage is cased by you, a member of your family, or your pet.
The addition of this rider to the existing life insurance policy provides the policyholder an additional protection in case of an unfortunate accident.
In some cases, both your existing health and life insurance policies already cover you in the event of an accident.
Accidental Death Benefit — In case of a death due to accident, the PA policy would pay 100 % Sum Assured to the nominee / beneficiary.
No one would pay $ 200,000 for an insurance policy if the payoff in case of an accident were only $ 20, yet this is the kind of ratio of cost to payoff that the Kyoto Protocol involves.
The court adopted Lord Hoffman's reasoning in Gray v Thames Trains [2009] UKHL 33, [2009] 4 All ER 81, which although not a joint enterprise case (Mr Gray sued for the consequences of a murder he had committed because of post-traumatic stress disorder arising from a train accident) nevertheless expounded policy rather than principles for cases of this type.
After Alaska motorcycle accident lawyer, Elliott T. Dennis, became involved in the case it was resolved by payment of the insurance policy limits.
Finally, in the case of a car accident, death benefits are available through the deceased's own auto insurer under Section B of the policy.
As Bakersfield auto accident lawyers, we have much more leverage in negotiating these cases when our clients have one of these uninsured motorist policies in place.
Attorney John R. Orton successfully negotiated the settlement of a personal injury case for policy limits in which the Curran Law client suffered a knee injury in an automobile accident.
With slip and fall cases, there are often multiple companies responsible for an accident — such as the owner of a property, the property management company, and the company hired to do winter maintenance — who all have separate insurance policies to compensate you for your injuries.
In all cases and especially those where the «at fault party's» insurance policies are limited you will need the help of an experienced child accident injury lawyer to help you quantify these claims in order to maxim the benefits available to the child as they grow older.
Instead, to withstand summary judgment on the issue of punitive damages recovery in a car accident case, a plaintiff must point to sufficient evidence from which a reasonable jury could conclude «that the collision result «from a pattern or policy of dangerous driving, such as driving while intoxicated or speeding excessively.
If the defendant has very little insurance coverage, which happens very often in individual car accident cases, then the recovery may be limited to the value of that insurance policy.
You should have an attorney review the facts of your vehicle accident and injury case and all insurance policies involved:
The rationale for this principle is obvious: persons injured in car accidents should receive statutorily mandated benefits promptly; they should not be prejudiced by being caught in the middle of a dispute between insurers over who should pay, or as in this case, by an insurer's claim that no policy of insurance existed at the time.
This 8:1 decision the Supreme Court of Canada has upheld a Human Rights Tribunal decision that a cocaine addict in a safety - sensitive job, who was fired for violating the employer's policy by failing to report his addiction and then being involved in an accident, was not fired (on the facts of the particular case) because of his disability but rather because he violated the policy under circumstances where it was entirely within his capacity to comply with it.
However, only your Personal Auto policy will protect you or your employee personally in the case of auto accident.
Benefits increase 5X in case of accidental death If you die as the result of an accident (as defined in your policy) before age 85, your beneficiary will be eligible to receive five times your coverage amount.
You'll need to review your policy to see if trailers and cargo are covered in case of an accident.
An agent can help write a comprehensive renters insurance policy for your living space to ease your mind in the case of an accident.
In that case, the costs of the accident are typically divided, with both policies contributing, Passmore says.
Also, many people include an AD&D insurance rider onto their life insurance policy for double indemnity in case their cause of death is an accident or they become dismembered.
In the case of a fatal accident, death usually must occur within a period of time specified in the policy.
Uninsured motorist bodily injury coverage will pay for the costs of your injuries up to your policy limits in cases of a hit - and - run or miss - and - run (where a driver is forced to swerve and has an accident).
To sum it up, motorcycle owners should carry at least the basic amount of Liability Insurance to protect them in case of an accident, but adding other types of coverage on their insurance policy can be a much wiser decision.
The Collision part of the policy will pay for the replacement or repairs of your motorcycle in the case it is damaged in a covered accident.
With multiple fields of supplemental insurances, namely, accident, disability, health, and even life policies, policyholders don't have to worry in case they decide to inquire and acquire a new plan.
After driving a car for many years, it may be more cost effective to lower the comprehensive and collision amounts on the vehicle if the payout in case of an accident will be less than the total amount you pay in premiums over the course of a policy year.
Cases in which you and your friend's insurance policies share the cost of the accident are known as «pro rata.»
Automobile insurance - An insurance policy that covers automotive vehicles and its inhabitants in the case of an accident or event which is covered under the policy.
The benefits under the rider shall be paid even in case when accident happens during the policy term and disability occurs beyond the policy tenure but happens within 180 days from the date of the accident.
This option allows your insurance policy to cover the cost of repairing your vehicle in case you are involved in an accident with a driver who is at fault and doesn't have a Cheyenne car insurance policy of their own to cover the damage.
If a policyholder causes an accident while under the influence of drugs and / or alcohol then the premium that will be charged for coverage will probably increase, up to 60 % in some cases, and the insurer may even cancel the policy.
In these kinds of cases, it's important to be able to prove fault in an accident, to know the details of your insurance policy, and to know your rights.
In this case as well it is doubtful that your personal auto policy would respond in the case of an accident to property damage or injuries.
So in case you unfortunately encountered an accident while driving a friend's car, then the auto insurance policy of your friend will be extended to you.
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