Sentences with phrase «cash against the debt»

An HELOC or mortgage with douple up, or extra payment options means you can use that extra cash against your debt payment.

Not exact matches

The home equity line of credit has allowed millions of households to borrow against their properties, providing cash for everything from renovations to investing to debt consolidation.

While some school administrators may frown on the practice of using borrowed cash for non-school expenses — and taking out student loans for risky investments seems like a great way to graduate with even more debt — per Student Loan Report there aren't any rules against it.

They rant against debt but continue to buy government notes or leave cash in the bank at 1 % interest.»

I can not tell you how often I tell one of my customers that even though they have no debt and all of their equipment was paid in cash, their bank still has a first charge against everything via a GSA (General Security Agreement).

While maintaining a debt - to - income ratio under 36 % protects you from minor changes in your finances, a cash reserve protects against major ones.

Legislators also should insist that windfall cash do more to displace debt, which will be brushing up against statutory limits in a few years.

As of September 30, 2008, our balance sheet had... $ 420m in short - term debt... $ 411m of which had been reclassified from long - term debt, due to our failure to comply with certain covenants and restrictions in the agreements governing our 2005 Notes and 2006 Notes... We do not currently have sufficient cash to repay this indebtedness if our debt is accelerated and if the noteholders instituted foreclosure proceedings against our assets.

Cheapest to Deliver A method to determine which particular cash debt instrument is most profitable to deliver against a futures contract.

Unsecured credit cards are «regular» credit cards that don't require you to deposit any cash with the bank as collateral against unpaid debt: you're allowed to make purchases up to your credit limit, and can pay for your purchases over time — although you'll typically pay high interest rates on any purchases you don't pay off in full each month.

(Before you value investors start licking your chops, keep in mind that RadioShack has substantial debts against that cash; as of year end, the company had $ 1.4 billion in debts vs. a little under a billion in cash and receivables.)

However, a closely related strategy would be to «front - load» your cash value, then borrow against your policy to pay off the debt.

Issuers, whether they be governments, corporate entities, or municipalities, are generally rated on their credit quality by assessing their cash flow metrics (and their stability) against their debt load.

In addition, the company has $ 15 million of cash against just $ 3 million of debt.

Against this (unrealized) asset, I estimate there's $ 14.3 mio of cash (as of the last balance sheet, and adjusting for the subsequent placing), and debt of $ 36.5 mio.

A. Nothing... there are simply 2 different names for a loan that is taken out against your home to get cash for Home improvemnts, or to pay off existing debt.

Investment of cash in gold is also specifically a hedge against currency inflation; paper money, account balances, and even debt instruments like bonds and CDs can lose real value over time in a «hot» economy where there's more money than things to buy with it.

By keeping honest with your cash on hand you won't be borrowing against your future to deal with high interest credit card debt.

For the most part, however, because enforcing debts against state governments is so difficult, transactions are structured as much as possible to prevent the need to enforce debts in that way through (1) legal limitations on governmental liability, (2) legislative budget rules requiring interest on debt and currently due principal payments to be made first, (3) third - party bonding of state and local governmental construction projects, (4) the creation of publicly owned corporations whose debts can only be collected out of the corporation's assets and revenues, and (5) avoidance of trade credit obligations by paying bills in cash.

If you unexpectedly die, your loved ones will be left with a significant amount of debt with no equity to borrow against for immediate cash.

If you need emergency surgery, and hit up against your deductible, you want to be able to pay in cash rather than go into debt.

Policyholders can either withdraw or borrow against the cash value of the policy for any reason, including paying off high - interest debt, supplementing income, or even taking a nice vacation.

How much cash value a whole life insurance policy can build depends on such factors as your age, how long you've owned the policy, the policy's coverage amount (death benefit), and whether there's any outstanding debt from loans against the policy.

The policyholder can borrow against the cash value at any time to do any number of things: debt pay off, vacation, or even supplement retirement income.

While maintaining a debt - to - income ratio under 36 % protects you from minor changes in your finances, a cash reserve protects against major ones.