Here is the ratio of
cash and points per night based on the hotel category.
Not exact matches
He
points out that the company's business model allows it to turn its inventory around about twice as many times as its peers
and its strong free
cash flow — the company has about $ 4 of
cash per share, he says — could be used to buy back stocks, which it has done in the past.
Echelon is now focusing its growth on «smart» commercial & municipal LED lighting (although its fab-less chip business has apparently now stabilized after a long decline),
and if the lighting business accelerates (
and it could, due to recent sales force hires
and new products), I think there's a chance it can hit a break - even annualized revenue run - rate of $ 40 million by Q4 - 2019 (pushed back from my earlier hoped - for timeline) at which
point — assuming $ 14 million of remaining net
cash (vs. an estimated $ 18 million at the end of Q2 2018)
and 4.7 million shares outstanding (vs 4.52 million today), an enterprise value of 1x revenue on this 53 % gross margin company would put the stock in the mid - $ 11s
per share.
If you purchase the same $ 100,000 property (in
point 3 above) but get an $ 80,000 loan at 5.5 % for 30 years
and put 20 % down you now have a monthly payment of $ 454
per month leaving you with $ 213
per month in positive passive
cash flow ($ 8,000 / 12 months = $ 667 - $ 454 payment = $ 213).
The Reserve Bank of New Zealand increased the overnight
cash rate by 25 basis
points to 5.5
per cent in late April, in response to domestic inflation pressures
and the strengthening global economy.
The market expects a tightening of 75 basis
points by year end,
and the yield curve indicates that the implied
cash rate in a couple of years» time will still be under 4
per cent.
Like the Freedom cards, when you pair this card with a premium card, your
cash - back can become 5X, 2X,
and 1X
points per dollar — which make this a fantastic card for business owners who like to travel.
You're going to be presented by cards with various perks associated with them, such as airline miles,
points -
per - dollar spent, discounts,
and cash back bonuses.
While the 25 basis
point increases in November
and December have brought the
cash rate closer to its average level of the past ten years — a period in which the economy has recorded average annual growth of 3.9
per cent — the rate still remains slightly below the average over this period (Graph 66).
In Australia, the early March tightening, which lifted the
cash rate by 25 basis
points to 5.5
per cent, had been fully anticipated
and its announcement caused little reaction in markets.
At the time of its December meeting, the available information confirmed the assessment that a less expansionary policy setting was needed,
and the
cash rate was therefore raised by a further 25 basis
points, to 5.25
per cent.
This saw the
cash rate move above its target of 5
per cent for a time,
and the yield on Treasury Notes, which are eligible for purchase by the Reserve Bank in the course of its market operations, move to 50 basis
points below that for bank bills (from normally about 10 basis
points below).
No less a value conscious investor than Warren Buffett commented on this shift at the most recent Berkshire Hathaway annual meeting, where he
pointed to the fact that the largest companies in the S&P 500; Apple, Microsoft, Amazon, Facebook,
and Google generate far more
cash per dollar of earnings than companies of the past.
The Ink Business
Cash ℠ Credit Card allows you to earn 5
points per dollar at office supply stores on the first $ 25,000 spent in combined purchases at office supply stores
and on cellular phone, landline, internet
and cable services each account anniversary year.
For example, if Staples offers a bonus of 2X
points per dollar
and you use the Chase Ink Business
Cash ℠ Credit Card, you would earn 5X
points per dollar thanks to the office supply store bonus category
and 2X bonus
points per dollar for using the Chase shopping portal.
When combined with the earnings
per share
and retentions this would equate to a forecast
cash payout of $ NZ4.50 - $ NZ4.55 / kgMS, well below the $ NZ5 mark which is considered the break - even
point for farmers.
The CBN governor said the committee also decided to retain the
Cash Reserve Requirement at 20
per cent
and the liquidity ratio at 30
per cent, with the asymmetric corridor at +200 basis
points and -700 basis
points.
But when
points and miles are redeemed strategically for high value award flights
and luxury hotel stays, then it is often possible to receive three to five cents in value
per point, which is much better than the best
cash back reward cards.
Earning 1.5 %
cash back is new from Chase, but what's really unique is that the Chase Freedom UnlimitedSM can be transferred to Sapphire Preferred ®
and converted to Ultimate Rewards, which means your
cash back will be worth 1.25 cents
per point.
These include 20 % flight discounts (at $ 0.0125
per point), transfers to partners,
and the ability to combine with the Chase Freedom ®, Chase Freedom Unlimited ®, Chase Ink Business
Cash ℠ Credit Card,
and Chase Ink Business Preferred ℠ Credit Card to earn even more
points.
When you want to book travel with your Citi ThankYou
points, you can book
cash fares directly through Citi's online travel booking tool at a rate starting at 1 cent
per point and pay the difference with your Citi card if you do not have enough ThankYou
points available.
The Ink Business
Cash ℠ Credit Card allows you to earn 5
points per dollar at office supply stores on the first $ 25,000 spent in combined purchases at office supply stores
and on cellular phone, landline, internet
and cable services each account anniversary year.
Most offer between 1 %
and 2 % in
cash back rewards, which means you get 1 or 2
points per $ 1 you spend.
It is not as if they are to the
point where they have no assets in the plans
and must make benefit payments out of
cash flow, but the plans are distinctly underfunded on any basis that assumes fair investment returns over the next 30 years, which would be 5 %
per year,
and not 7 - 9 %
per year.
They're worth 1 cent
per point when used towards
cash back, travel expenses
and other items.
For example, Staples, an office supply store which yields 5
points per dollar with the Ink Plus ® Business Credit Card
and the Ink Business
Cash ℠ Credit Card, offers gift cards to places ranging from Starbucks to Home Depot, which are not bonus categories for either of those cards.
Whether you use your rewards to book travel directly, exchange them for
cash back, or transfer them over to a participating airline or hotel program, you should generally try
and get at least $ 0.01
per point.
For each dollar spent, you earn 50 % bonus
points (3 Starpoints
per dollar spent), automatic room upgrade at check - in when available, 4 p.m. late check out, Gold Preferred Guest special customer service telephone,
and check
cashing privileges up to $ 300.
Its outstanding feature is its rewards program, which awards 5
points per $ 1 spent, the equivalent of 5 %
cash back, for all purchases at office supply stores, cellular phone services, landline phone services
and cable TV services.
Most redemption options will give you a value of 1 cent
per point, including redeeming
points for online shopping, statement credit or
cash back,
and donations.
No annual fee
and card earns 1.5 Chase UR
points per $ 1 spent (1.5 % in
cash back).
When you want to book a flight on an airline Chase doesn't partner with, you can book through the Ultimate Rewards shopping portal, pay with
points at a straight value of one cent
per point and get a 20 percent discount off the
cash value of your travel for going through Chase.
The Chase Ink Business
Cash Credit Card and Chase Ink Classic have NO annual fee, but you get 5X Ultimate Rewards points or 5 % cash back at office supply stores only for $ 25,000 in annual spending per year at Office Supply sto
Cash Credit Card
and Chase Ink Classic have NO annual fee, but you get 5X Ultimate Rewards
points or 5 %
cash back at office supply stores only for $ 25,000 in annual spending per year at Office Supply sto
cash back at office supply stores only for $ 25,000 in annual spending
per year at Office Supply stores.
It is very easy to load these gift cards to your Amazon.com account
and earn either 5 Ultimate Rewards
points or 5 %
cash back
per $ 1 spent for ALL your Amazon.com purchases.
Or you can book a
cash and points rate for $ 150 + 12,500 Hyatt
points per night.
If Fabian the son had simply followed the 39 - week moving average system to switch between an index fund
and cash, since 1992 his newsletter would have produced a profit more than two percentage
points per year higher than it actually did.
You might find that
Points + Cash stays have some value, and you might want to upgrade your room starting at 5,000 points per
Points +
Cash stays have some value,
and you might want to upgrade your room starting at 5,000
points per
points per night.
Now, I must
point out: i) Independent News & Media is currently in the throes of a debt & pension restructuring — this could possibly improve things, but I'm not convinced it's going to be sufficient,
and / or dilution for existing shareholders might be so bad ultimately the shares might as well be worthless,
and ii) I still say my zero valuation for Continental Farmers Group was about right (God, just look at
cash, debt & cashflow in their latest results), but shareholders are v fortunately getting bailed out by the Saudis at GBP 36p
per share.
It has no annual fee, decent
cash back rewards,
and a slew of other features that make this an attractive offer — especially at the $ 0 -
per - year price
point.
The worst redemption of your
points is for gift cards
and cash where you receive less than one cent
per point.
In addition to dividend yield at each
point in time, we use the long - term growth in real earnings
per share to forecast
cash flow growth,
and the reversion in the Shiller P / E multiple for expected changes in the
cash flow multiple.
The next
cash back rate involves purchases at gas stations
and restaurants for which businesses earn 2 %
cash back (two
points per dollar) for the first $ 25,000 of relevant purchases each year.
When you combine the 3x
points with the 1.5 cent
per point value for travel it's like earning an incredible 4.5 %
cash for travel value from all your travel
and dining spending.
If you purchase the same $ 100,000 property (in
point 3 above) but get an $ 80,000 loan at 5.5 % for 30 years
and put 20 % down you now have a monthly payment of $ 454
per month leaving you with $ 213
per month in positive passive
cash flow ($ 8,000 / 12 months = $ 667 - $ 454 payment = $ 213).
The Andaz Mayakoba Resort Riviera Maya is a World of Hyatt Category 5 property, meaning free night awards start at 20,000
points per night, whereas Points + Cash is available for 10,000 points and $ 125 per
points per night, whereas
Points + Cash is available for 10,000 points and $ 125 per
Points +
Cash is available for 10,000
points and $ 125 per
points and $ 125
per night.
For example, if Staples offers a bonus of 2X
points per dollar
and you use the Chase Ink Business
Cash ℠ Credit Card, you would earn 5X
points per dollar thanks to the office supply store bonus category
and 2X bonus
points per dollar for using the Chase shopping portal.
The no - annual - fee Ink Business
Cash ℠ Credit Card earns 5X
points per dollar on cell phone, internet, office supply store purchases,
and more on your first $ 25,000 every cardmember year.
Add to this the 5
points per $ 1 earned
and the 30 % earnings bonus offered to Diamond members,
and the
cash portion of the stay threw another 360 or so
points onto the pile.
I just got back earlier this month after redeeming a Hyatt
points +
cash award (12,500
points and $ 150
per night), which I upgraded using a Diamond suite upgrade.
It is usually advertised as a
cash back card, but when used to its full potential, it can earn 1X Ultimate Rewards
point on all purchases
and most importantly, 5X Ultimate Rewards
points per dollar on rotating quarterly bonus categories.