Sentences with phrase «cash as a lump»

Aside from the obvious value of receiving a large amount of cash as a lump sum, there are some risks with choosing an annuity to receive the death benefit.

Not exact matches

Mr Stephen Rogers chief executive of Clough's Oil and Gas business unit said that the Apache project would generate a strong and consistent earnings stream for the Oil and Gas business unit, with positive cash flow, and as the contract is rates based, Clough does not assume any lump - sum risk.

The value of the vested Account balance in the Cash Balance Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as provided under the Cash Balance Plan and as elected by the team member.

If you accept credit or debit card payments or sell big ticket goods or services on payment plans, you can request immediate cash advance for your projected credit and debit card sales or for big ticket items, receive lump sum payments upfront for each sale even as your credit qualified customers will be given extended time to pay.

AS Roma have set aside a lump sum of cash to reinforce their squad in the January transfer window according to...

That figure would include salary and any deferred compensation earned, the Manhattan Democrat said, as well as employer contributions to a retirement plan and any lump - sum cash payment made to the hospital executive.

Good government groups see the pension forfeiture measure as a token reform and have pressed for the closing of the «LLC loophole» that allows businesses to create multiple limited liability companies to donate virtually unlimited amounts of campaign cash; public financing of candidate campaigns; the end of lump sum appropriations in the budget; limits on political contributions by companies with business before the state; limits on legislators» outside income; and a renovation of Albany's ethics watchdog, the Joint Commission on Public Ethics (JCOPE).

After studying this chapter, you will be able to: Explain the basic nature of a joint stock company as a form of business organisation and the various kinds of companies based on liability of their members Describe the types of shares issued by a company Explain the accounting treatment of shares issued at par, at premium and at discount including oversubsription Outline the accounting for forfeiture of shares and reissue of forfeited shares under varying situations Workout the amounts to be transferred to capital reserve when forfeited shares are reissued; and prepare share forfeited account State the meaning of debenture and explain the difference between debentures and shares Describe various types of debentures; Record the journal entries for the issue of debentures at par, at a discount and at premium Explain the concept of debentures issued for consideration other than cash and the accounting thereof Explain the concept of issue of debentures as a collateral security and the accounting thereof Show the items relating to issue of debentures in company's balance sheet Describe the methods of writing - off discount / loss on issue of debentures Explain the methods of redemption of debentures and the accounting thereof Explain the concept of sinking fund, its use for redemption of debentures and the accounting thereof Topic List Features of a Company Kinds of Companies Share Capital of a Company Nature and Classes of Shares Issue of Shares Accounting Treatment Forfeiture of Shares Meaning of Debentures Types of Debentures Issue of Debentures Over Subscription Terms of Issue of Debentures Interest on Debentures Writing - off Discount / Loss on Issue of Debentures Redemption of Debentures Redemption by Payment in Lump Sum Sinking Fund Method

In the event that an item needs replacing quickly, such as a server, schools can do so with a relatively minor monthly adjustment to the budget, instead of a lump sum that could seriously affect cash flow.

Anything not spent on benefits was given back to teachers as a lump - sum check at the end of the year: additional cash teachers could pocket and / or invest however they chose.

Cash payouts can be received in a lump sum, as a line of credit, or in installments for as long as the borrower lives in the house.

As our salaries increased, we doubled up our monthly payments and put lump sums of cash down on the principal as often as we coulAs our salaries increased, we doubled up our monthly payments and put lump sums of cash down on the principal as often as we coulas often as we coulas we could.

It's well worth taking the time while you build up the next lump of cash to learn more about investing as paying down your mortgage early becomes less valuable as your mortgage is near completion.

This is as easy as it sounds: Just add it to your automatic monthly payments, and if you have any extra cash come to you as lump sums you can make a one time payment by phone, online, or by check.

Selling additional financial products with a reverse mortgage: Reverse mortgages allow borrowers to draw out lump sums of cash, or to draw on their home equity as needed.

Should I do it lump sum or SIP as I have surplus cash.

Cash back bonuses: Student cards are now offering both lump sum cash back intro bonuses, such as getting $ 25 if you spend $ 500 within the first 3 months, as well as cash back matching, where you get $ 1 for every $ 1 you spend during the first year, up to a liCash back bonuses: Student cards are now offering both lump sum cash back intro bonuses, such as getting $ 25 if you spend $ 500 within the first 3 months, as well as cash back matching, where you get $ 1 for every $ 1 you spend during the first year, up to a licash back intro bonuses, such as getting $ 25 if you spend $ 500 within the first 3 months, as well as cash back matching, where you get $ 1 for every $ 1 you spend during the first year, up to a licash back matching, where you get $ 1 for every $ 1 you spend during the first year, up to a limit.

The likely reason for this is life insurance is viewed as using cash to purchase a death benefit, whereas an annuity is all about converting a lump sum into an income stream.

Make sure you have an accurate idea of your current savings balances and an idea of what you plan to do with that money — as well as any lump sums of cash that may come your way, such as an income tax refund check.

To cover a broader range of home improvement needs, mortgage lenders offer loans in the form of cash - out refinance loans, another type of equity - based loan that involves a lump sum of cash at closing to use as you please for home improvement.

In the 2012 Vanguard study, «Dollar - cost averaging just means taking risk later,» the authors looked at historical monthly returns for $ 1 million invested as a lump sum and through dollar - cost averaging over periods as short as 6 months and as long as 36 months, assuming that funds were kept in cash before being invested.

The second group include those who are trying to convert a nest egg accumulated over a lifetime of hard work, or an inheritance or another pile of cash received recently as a lump sum.

No more lapses As the policy premium is single and is paid up in a lump sum, therefore, you do not have to stress over policy getting lapsed in a case of premium non-payment hence, making the policy valid for the entire policy term, which creates a good cash value while you render policy benefits in the end.

Take a lump sum payout now of $ 13,705 which I could take as cash, rollover to an IRA or Roth IRA.

the added amount that covers any lump sum payment you receive as a result of the «cash - out;» this includes closing costs / payoffs

As an asset based policy, it provides cash indemnity for long - term care services and a lump sum life insurance death benefit.

• The following sources are not included in annual income but will be considered in determining the ability to repay the loan: − Income from minors − Food stamp allotment − Payments from foster care − Irregular cash gifts − Lump sum additions, such as capital gains, etc. − Medical reimbursements − Educational benefits − Hazardous duty pay for military person exposed to hostile fire Note: Not every situation can be thoroughly addressed and this sellers guide is not all - encompassing.

Many seniors take out reverse mortgages as open credit lines, instead of taking cash in a lump sum or payments, because when you set up a reverse mortgage this way, the amount you can borrow increases each year.

However, even though defined benefits are expressed as monthly income, they have a present value, which is simply the stream of their expected future cash flows expressed as a discounted lump sum.

A reverse mortgage is a loan that allows qualified homeowners who are age 62 or older to take part of their home's equity as cash, either as a line of credit, or monthly or lump sum payment, or combo of a credit line and payments.

A HELOC is a home equity loan with a twist: rather than giving you a single lump sum of cash at closing, you're set up with a line of credit you can draw on as needed.

As a result, over the last few years, some annuities have been introduced that not only have a set guarantee period but also provide individuals with access to a lump sum cash advance of the future guaranteed payments.

In addition to these restrictions, if the pension account contains unrestricted non-preserved benefits the member is able to choose to partially commute the TRIS to cash their unrestricted non-preserved benefits as a lump sum from their TRIS at any time.

This means until the member has satisfied a condition of release with a «nil» cashing restriction, any unrestricted non-preserved benefits of theirs allocated to the TRIS (which would otherwise be fully accessible as a lump sum super benefit) are diminished by the annual pension payments from the TRIS.

Comprehensive Health Plans offer lump sum pay - outs when needed both fixed benefits as well as Hospi Cash benefit.

Your adviser could then compare that strategy to other options, such as devoting not all but a portion of your nest egg to an immediate annuity, a type of annuity that in return for a lump sum of cash guarantees monthly payments for the rest of your life.

Depending on how much equity you have in your home, you may have the option of borrowing cash at the time of the refinance — so that once all the paperwork is done, you'll have a lump sum in your bank account, which you will pay back as part of your regular mortgage payments.

Furthermore, unlike installment loans that are repaid via multiple payments over the course of the loan, short - term cash advance loans are typically repaid as a single lump - sum payment that includes both the principal plus any and all applicable financing fees.

Unlike installment loans, short - term cash advance loans are repaid as a single lump sum at the end of the loan period.

The «cashing out» part of the equation requires you to take out a larger home loan than you currently have so you can receive the difference as a lump sum.

RRIFs are used by those who don't plan to cash out their RRSP as a lump sum when they retire, and prefer to extend their investment and take smaller withdrawals by converting to a RRIF.

A consumer proposal may also include a lump sum of money, such as from the sale of a house, or the cashing in of an RRSP.

When a CD reaches its maturity, you can take the CD's lump - sum value in cash, renew the CD for the same or different maturity period, or examine other investment alternatives (such as a deferred fixed annuity).

Any commuted amount will need to be cashed out as a lump sum and paid to you, rather than being kept in an accumulation account.

When you own a home you can enjoy the value of your investment without selling it, by either continuing to live in it after you've paid off the mortgage (at which point you have no more mortgage payments), and optionally getting a reverse mortgage at any time after age 62, which allows you to extract cash value from your home in either a lump - sum or as monthly payments, and which you won't have to pay back as long as you live in the home.

(3) Any time after you're 62, get a reverse mortgage, which pays you most of the equity you've built in cash, either as a lump - sum or as monthly payments.

After payments begin, recipients have the option to sell all or a portion of their structured settlement payments to a third - party funder, such as a structured settlement / factoring company, in order to access cash in a lump sum.

After you reach your 12th billing statement, Discover will give you the cumulative amount of cash back you have earned again as a lump sum.

Also why not bundle all 4 games in one package making it a single purchase for one great price or that cash back it'd be better if you just lumped it in with the purchase as a discount for buying 2,3 or 4 games.

The district court further concluded that because a $ 2.1 million lump sum payment that appellant received in July 1999 «represented» two years of salary, it qualified as cash compensation for 1999, 2000, and 2001.