Sentences with phrase «cash buffer»

A "cash buffer" refers to having a reserve or extra money set aside for emergencies or unexpected expenses. It serves as a safety net or cushion to help cover any unforeseen financial needs that may arise. Full definition
While checking accounts do not pay interest, keeping a small cash buffer in a checking account can help to avoid periodic account fees and buffer your from overdraft charges.
While I was still working we built a healthy cash buffer so we have that to keep us afloat if needed.
Even a small cash buffer can prevent further debt.
To minimize this risk, the system will calculate an additional cash buffer that must be available in order to place market orders to buy shares.
The idea is that having that one - to - two - year cash buffer allows you to rest easy knowing that your living expenses will be covered.
We have a healthy emergency fund, a rainy day cash buffer, sufficient insurance coverage, and other liquid investments at our fingertips if we need cash.
Having an emergency cash buffer in place is a must if you want to safeguard yourself against potential financial disaster.
This $ 1000 cash buffer also shouldn't be your only emergency fund.
Expect the unexpected and be prepared with a rainy day fund or cash buffer in your savings account.
But unless you've got a big cash buffer sitting in your account, you may be risking an overdraft by not balancing your checkbook on a regular basis.
«We are currently witnessing the creation of personal cash buffers larger than at any other time on record,» said Benjamin Tal, deputy chief economist at CIBC World Markets and a co-author of the report.
Motif investing requires a ~ 2 % cash buffer for orders placed while the market is open, and 5 % for orders placed after hours.
Also to the degree that it exceeds the normal cash buffer the fund maintains, you also need someone to invest proceeds when there is a net influx of money into the fund, and sell assets when there is a net outflow.
I agree with this but a big giveaway from the trading update was that the business would not be «cash flow positive» in the next few months, which implies a narrowing margin of safety and thinner cash buffer on purchase
So the point isn't necessarily how you earmark your emergency fund, but rather that you have a $ 1000 cash buffer somewhere.
Yeah, I kindof did this, but I just kept the money in savings to have a bigger cash buffer.
Those allowances have added up over six years and I now have an $ 8,200 cash buffer in the bank.
Additionally, in an effort to mitigate the impact of Fed rate increases on the front end of the curve — where we are largely positioned — we are tactically employing a cash buffer as well as maintaining exposure to floating rate notes.
This return will probably come down a little as the years pass, but using a cash buffer if necessary to cover negative return years, it should be perfectly feasible to obtain a reasonable income.
Investors must also take into account where we are in a current economic cycle, as there are many companies that whether downturns in the economy with a cash buffer but maintain the same cashflow nonetheless.
We didn't take out a HELOC on our mortgage free home though and we have a cash buffer.
Thus a manager of a volatile fund should run with more of a cash buffer, particularly when markets are moving down hard, because he will have more of his clients cashing out.
Our cash buffer supporting the property is plentiful, so the risk / return equation is in our favor.
The cash buffer will also provide protection if there is a down market or recession during the first few years.
The cash buffer will dramatically increase my chances of FIRE working.
That's a big cash buffer you're planning to amass.
The cash buffer will protect me from catastrophic events.
If the rental market declines and you can't rent your house for six to 12 months, you don't have a cash buffer to tide you over until you find a new tenant.
If you've got this cash buffer in place, paying down debt and investing will both affect your resilience differently.
You should always aim to have at least a $ 1000 cash buffer.
But with Gravity's rather large cash buffer I think it prudent to wager that things may not be as bad as they appear.
Trying to wait out the bad times with a cash buffer is not enough.
I also tended to build up a cash buffer when things were going awry, waiting for the eventual turn in the market.
Having a cash buffer can also help ensure that this system works for you.
But when yields are low, and valuations are high if profit margins mean - revert, I would rather have more of a cash buffer.
Note that I specified $ 1000 cash buffer.
This second fund, however, is not quite the priority as the $ 1000 cash buffer and can be kept in somewhat conservative investments (perhaps a stock - bond blend).
Having a cash buffer can make it easier to sleep at night!
Perhaps Mr. Weitz was chastened by his 53 % loss in the 2007 - 09 market crises, which he entered with a 10 % cash buffer.
Use your cash buffer to time your sales to get reasonable prices.
So I'm convinced TLI will try ad build up a cash buffer so they don't need the bank facility anymore.
They like to keep a cash buffer of $ 600 million to $ 1 billion.
Personally I don't like to have one since I'd rather rely on line of credits but that said, we usually have around $ 3000 in our accounts — I normally think of this as a «cash buffer» rather than an emergency fund but it kind of works out to the same thing.
«The reality is that many American families don't have the cash buffer to withstand the volatility created by out - of - pocket healthcare payments, and we need to better understand the correlation between financial health and physical health,» said Diana Farrell, president and CEO of JPMorgan Chase Institute.
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