In its 2010 annual report Peabody reported that in 2009 «the Company recognized an impairment loss of $ 34.7 million related to its interest in Carbones del Guasare based on the joint venture's deteriorating operating results (resulting in 2009 equity losses of $ 19.9 million), ongoing cash flow issues resulting in no dividend payments since January 2008, the Company's expectations concerning ongoing operating and
cash flow issues for the joint venture and uncertainty impacting recoverability of this investment.»
If we can resolve some of
the cash flow issue for smaller, independent developers by providing access to their sales revenues earlier, they can use that cash to fund user acquisition campaigns during the crucial period straight after launch.
Not exact matches
It's a particularly acute problem
for the founders of businesses that deal in physical products, like Leota and Washington D.C. - based coffee shop chain Peregrine Espresso, though service - based companies, like Mattermark, a San Francisco - based software startup, certainly aren't immune to
cash -
flow issues.
For businesses with inconsistent
cash flow cycles, this could be an
issue.
For that reason, we have designed a low cost short - term working capital line of credit to solve these
cash flow issues.
As
for the alleged inability of governments to manage the tax deferral, if such a system were implemented, provided that people traded securities or died at a more or less steady rate over time, there's no reason to think that there would be government
cash flow issues.
For a business plan to ever gain the attention of a bank for it to give it a loan, the entrepreneur has to emphasize certain succinct facts like revenue, expenses, and other cash flow issues in its business pl
For a business plan to ever gain the attention of a bank
for it to give it a loan, the entrepreneur has to emphasize certain succinct facts like revenue, expenses, and other cash flow issues in its business pl
for it to give it a loan, the entrepreneur has to emphasize certain succinct facts like revenue, expenses, and other
cash flow issues in its business plan.
The main
issue for good, established companies here is not the risk to the long - term stream of
cash flows, but to what extent the uncertainty about the coming year or two of earnings will frighten investors to sell at depressed prices (thereby pricing stocks to deliver even higher long - term returns).
On the other hand, lines of credit make more sense
for ongoing purchases, working capital needs or
cash flow issues.
Businesses may also use bridge loans
for cash flow issues ahead of receiving long - term financing.
«The charges GE is taking and the charges Genworth took in 2014 and 2016 illustrate the severity of the
issues facing LTC insurers and the need
for appropriate and timely premium rate increases or benefit modifications to ensure the adequacy of
cash flows and reserves to pay future claims,» Groh said.
Despite some one - time
issues with the company's procurement costs last quarter, this company has delivered excellent profit growth and consistent free
cash flow for its shareholders over the past several years.
Where the card can come out ahead however is
for businesses where short term
cash flow issues force them to carry short term balances.
Smoothing out
cash flow is a big
issue for many business owners, and that is where the Plum card can help with the ebbs and
flows.
However, both SolarCity and officials with SUNY Polytechnic Institute, which is spearheading construction of the 1.2 million - square - foot facility with $ 750 million in state funding, deny that the job reductions reflect a setback
for the project, which has experienced
cash flow issues in recent months and may be the focus of a federal probe by U.S. Attorney
for the Southern District Preet Bharara.
The state had attributed the previous layoffs to a
cash -
flow issue and appeared to address it in May when the Public Authorities Control Board approved $ 485.5 million in spending
for the governor's Buffalo Billion initiative, but a spokesperson
for the comptroller said when they received a request
for $ 154 million in payments
for the RiverBend project last Wednesday, there were a lot of unanswered questions.
«
For a small organization that does not have a source of income other than the MFP (Minimum Foundation Program state aid), when the MFP has been cut off obviously there are
cash flow issues,» White said.
For businesses with inconsistent
cash flow cycles, this could be an
issue.
Where the card can come out ahead however is
for businesses where short term
cash flow issues force them to carry short term balances.
That's why we recommend that you look beyond the dividend yield when making investments in growth dividend
issues, and look
for dividend stocks that have also established a business and have at least some history of building revenue and
cash flow.
Invoice factoring can be a good stop - gap
for any
cash flow issues or interruptions.
On the other hand, lines of credit make more sense
for ongoing purchases, working capital needs or
cash flow issues.
While governments and corporations typically tap the securities markets
for long - term funding needs, they may also need to
issue debt
for shorter periods to finance imports, to meet seasonal
cash -
flow needs or to create «bridge» financing until conditions are right
for longer - term debt
issues.
Paul Aitken, head of a lending company, said, «Individuals and small businesses are still looking at alternative ways of raising money to help pay
for unexpected financial situations — tax bills, or business
cash flow issues,
for example.
Issue was they got stuck with too much undeveloped land at a time when it and development capital became scarce and slowed down the build out of these parcels
for either
cash flow generation or sale as completed parcels.
the underlying security or
cash flows of the specific
issue are stronger than the market perceives, i.e. the shopping centre which forms the security
for the
issue is worth far more than the outstanding bonds.
I agree that it would be easier!However,
cash flow is the
issue right now
for us.
Unlike blue chip dividend stocks and dividend aristocrats, which grow their dividends primarily as a result of earnings growth, most MLPs need to borrow money or
issue new units to continue growing their distributable
cash flows since their partnership agreements usually call
for all available
cash on hand to be distributed.
A review of high - yield debt investments should cover: (1) analysis of the industry, including growth rates, special risks and leading companies; (2) analysis of the bond issuer, including the company's position in its industry; new products; management stability; the outlook
for growth in revenues and
cash flow as captured in Earnings Before Interest, Taxes, Depreciation and Amortization, also called EBITDA; value of corporate assets and the debt maturity schedule; and (3) analysis of the
issue, including special provisions in the «bond indenture,» covenants protecting the bondholder, use of the money raised in bond offerings, debt seniority, secondary market liquidity and call provisions.
After all, the Behemoths
for the most part don't face liquidity
issues, and most of them have
cash flow in excess of investment needs.
Smoothing out
cash flow is a big
issue for many business owners, and that is where the Plum card can help with the ebbs and
flows.
In early 2010, the federal government announced that homeowners with FHA - insured loans who had
cash flow issues were eligible
for loss - mitigation assistance.
There are business loans
for just about everything, from buying your retail space to solving short - term
cash flow issues.
Following extensive research, it was apparent that the number one
issue for law firms is
cash flow, with the amount invested with work in progress restricting profit and growth ambition.
It is important to retain an experienced law firm that has significant expertise with the financial
issues involved in Divorce, including property division, the valuation of assets, spousal maintenance (alimony), real estate
issues,
cash flow schedules, balance sheet preparation, debt division, business valuation, present value calculations
for pensions, the analysis of retirement accounts and various tax
issues associated with Divorce.
The other
issue is to be sure that an adequate
cash flow is provided long - term
for continuing needs.
And while
cash flow issues are still providing difficulties
for 25 % of firms overall, last year 40 % reported
cash flow problems.»
If
cash flow is an
issue for you, installments may be the better option
for you.
But if short - term
cash flow is likely to be an
issue, you might want this kind of policy (
for more advice on choosing a life insurance policy, see Before You Commit: Life Insurance 101).
Prepared valuation analyses and
cash flow models on prospective acquisitions using ARGUS; and recorded acquisition / sale of 1031 properties on multiple entities Prepared quarterly financial reports
for tax auditors using QuickBooks, including all supporting schedules
for 10 - K and 10 - Q filings Created / Maintained lease briefs
for newly acquired assets and performed due diligence
for prospective acquisitions Managed and reconciled
cash for company and 1031 exchange properties; and acted as primary contact
for all treasury management
issues Filed annual business property statement and recorded estimated income tax payments — state and federal Created accounting procedures manual and supervised / trained assistants to perform accounts payable tasks Consulted with property accountants to resolve discrepancies in monthly financial reports Provided executives, shareholders, lenders and investors with monthly, quarterly and annual financial reports Ensured compliance with loan covenants and tenant in common (TIC) agreements
Sample Director of Finance Resume Create Resume QUALIFICATIONS * Seventeen years experience in management and operational
issues * Extensive knowledge in all areas of finance, including
cash flow management, forecasting, and budgeting * Manage all regional operational metrics (chargeability, gross margins, revpac, etc.) * Created and implemented financial assurance program
for current company related to global compliance audits -LSB-...] Continue Reading →
EXPERIENCES Finance Manager American Guard Services, Carson, CA 2008 — 2008 Managed the accounting department including payroll Supervised a staff of 5 accounting clerks Maintained the Asset Based Lending loan account Responsible
for the daily
cash flow and weekly
cash projections Reviewed invoices and collections
issues
CORPORATION, Austin, TX Assistant Controller, November, 2013 - Present • Prepare and
issue monthly financial statements and reports • Ensure implementation of accounting policies an tackle noncompliance
issues • Conduct accounts and subsidiary ledgers reconciliation regularly to identify and rectify any discrepancies found • Supervise and monitor internal accounts control,
cash flow and database management • Maintain accountability to the firm's financial resources • Assist in annual audits and
issue recommendations
for policy changes based on same
• Performed order profit analyses
for net
cash flow and identified revenue recognition
issues.
The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks
for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm
for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related
issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report gene
issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase,
cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates
for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997
Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report gene
Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation
for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring
for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls
for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact
for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support
for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility
for software installation and hardware configuration while performing weekly AS / 400 backup and report generation
• Accountable
for all credit collections • Identify and resolve posting problems with
cash applications • Maintenance of accounts receivables including management of claims, charge backs, customer inquiries, charge - off / recoveries • Direction and management of accounts receivable and
cash flow maintenance • Decision making responsibility
for suspension or approval of credit • Application of incoming customer remittances •
Issuing credit and debit memos • Responding to customer request
for documentation • Processing daily
cash deposits • Assist credit manager with day to day duties while absent •
Professional Experience Petroliance LLC -LRB-[Insert City, State]-RRB- 7/1996 — Present Credit & Collections Specialist • Oversee all accounts receivables including claims management, charge - backs, customer inquiries, and charge - offs as needed • Act accountable
for all credit collections as well as
for decisions related to credit approval and suspension • Apply customer remittances to corresponding accounts, while identifying and resolving all posting problems with related
cash applications,
issuing credit / debit memos regularly, and processing daily
cash deposits • Lead overall firm direction with regards to accounts receivable administration and
cash flow management, providing relevant guidance, feedback, and direction to finance department staff, management members, and other interested parties • Reduce outstanding receivables and minimize risk associated with marginal customers, consistently exceeding established collections goals while working within all related legal, firm, and industry policies and procedures • Utilize interpersonal skills to maintain quality client service, responding in a timely manner to all documentation requests • Assist credit manager with daily duties as needed
1 Set up your Limited company based in the UK 2 Open your bank account 3 Deposit your upfront investment 4 Find the right location with tenant demand 5 Find the right property that works the plan 6 Calculate a practical refurbishment plan
for a workable HMO 7 Crunch the numbers and overall running costs 8 Make the offer on the property 9 Co-ordinate the core refurbishment
issues with the right team 10 Find the right tenants and fill the rooms 11 Create a positive
cash flow profit machine 12 Refinance the property with bank within 12 months
That created a major
cash -
flow issue for us since we were basically dumping all of our income and spare
cash, and we couldn't all of a sudden access any of it.
Issue with technique, various investors will use varying time frames
for the holding period and varying discount rates, the value of the property in 10 years is suspect and
cash flows may vary based on actual expenses etc....