Not exact matches
This option isn't always available, so you'll need to check with your insurer, but it's a simple way to make sure your family doesn't just
lose the
cash value you've built up
over time.
This option isn't always available, so you'll need to check with your insurer, but it's a simple way to make sure your family doesn't just
lose the
cash value you've built up
over time.
What asset is easy to liquefy (even in case of severe local crisis) but immune to local hyperinflation and strong against global crises, plus doesn't
lose value over time, or at least
loses it slower than
cash?
Similarly with futures,
over time cash is pulled out of your account if the position
loses value, and deposited into your account if the position gains.
They also have a
cash value component that can gain or
lose value over time and which you can tap into, like an investment.
Investment of
cash in gold is also specifically a hedge against currency inflation; paper money, account balances, and even debt instruments like bonds and CDs can
lose real
value over time in a «hot» economy where there's more money than things to buy with it.
Cash (savings accounts, money market funds, and CDs) most always
lose real
value over time because of the combined effect of taxes and inflation.
They also have a
cash value component that can gain or
lose value over time and which you can tap into, like an investment.
Actual
cash value policies include a deduction for depreciation (that is, the idea that items
lose value over time).
This option isn't always available, so you'll need to check with your insurer, but it's a simple way to make sure your family doesn't just
lose the
cash value you've built up
over time.
On the other hand, the money you pay into a term life insurance policy could be
lost if you outlive the policy while an whole life policy will only grow in
value over time as it builds
cash value.