Also a flat - rate
cash rewards card with no annual fee, the Wells Fargo Cash Wise competes against the likes of Chase's Freedom Unlimited ® card.
Alternatively, if you don't want the travel rewards and would just prefer cash rewards, you can downgrade to the Bank of America
Cash Rewards card with no annual fee.
Get the most cash back for your everyday spending in our giant comparison chart of 1 % or better
cash reward cards with no annual fee.
Not exact matches
With this
card, you'll earn flexible
rewards that are good for both travel and
cash back — and all without paying an
annual fee or foreign transaction
fees.
If that's the case, it's better to go
with a
card with that has fixed 2 %
cash back
rewards and no
annual fee.
Capital One ® QuicksilverOne ®
Cash Rewards Credit Card does come with a $ 39 annual fee, but this is very low for a rewards credi
Rewards Credit
Card does come with a $ 39 annual fee, but this is very low for a rewards credit c
Card does come
with a $ 39
annual fee, but this is very low for a
rewards credi
rewards credit
cardcard.
As we discussed above, you must have at least 1 premium Ultimate
Rewards card to convert the
cash - back you earn from
cards with no
annual fee to points that can be transferred to airline and hotel partners.
If you have one of the premium Ultimate
Rewards cards (i.e. one
with an
annual fee), this 5 %
cash - back can become 5X Ultimate
Rewards points per dollar.
If the final result is higher than the net value of your
rewards card, then the
cash back
card with no
annual fee is the better option.
Here are the main features of each
card: the Venture ®
Rewards gets you 2x miles per dollar (10x on hotels.com/Venture)
with an
annual fee of $ 95 (waived in Y1) while the Quicksilver ®
Cash Back is a no - fee credit card that gets you a straightforward 1.5 % cash b
Cash Back is a no -
fee credit
card that gets you a straightforward 1.5 %
cash b
cash back.
Blue
Cash Everyday ®
Card from American Express — You get great U.S. supermarket and U.S. gas station rewards for a card with an annual fee of
Card from American Express — You get great U.S. supermarket and U.S. gas station
rewards for a
card with an annual fee of
card with an
annual fee of $ 0.
A quick shortcut is to compare a
rewards card with an
annual fee to a 1.5 %
cash back
card that charges no
annual fee.
You can see the Blue
Cash Everyday is an easy card to understand rewards card that gives you a nice cash back with no annual
Cash Everyday is an easy
card to understand
rewards card that gives you a nice
cash back with no annual
cash back
with no
annual fee.
With solid rewards, annual bonuses and no annual fee, the HSBC Cash Rewards Mastercard ® credit card is a good option for people with good cre
With solid
rewards, annual bonuses and no annual fee, the HSBC Cash Rewards Mastercard ® credit card is a good option for people with good
rewards,
annual bonuses and no
annual fee, the HSBC
Cash Rewards Mastercard ® credit card is a good option for people with good
Rewards Mastercard ® credit
card is a good option for people
with good cre
with good credit.
Start
with a
card that has no
annual fee and only buy what you can afford — meaning you'll pay off the bill in full when it arrives so you avoid interest charges — then use the
rewards for
cash back, free travel and other perks.
However, if you're trying to keep costs at a minimum you might select a
rewards - earning business
card with no
annual fee such as Chase Ink Business
Cash card.
If you're looking for a 1.5 %
rewards rate, the Capital One ® Spark
Cash ® Select is a business card with 1.5 % cash back and no annual fee whatsoe
Cash ® Select is a business
card with 1.5 %
cash back and no annual fee whatsoe
cash back and no
annual fee whatsoever.
You could consider a credit
card with a
cash back
rewards program that can be used to offset a part of your
fees and interest charges, however, they tend to come
with high
annual fees or higher than average APRs.
Here are the main features of each
card: the Venture ®
Rewards gets you 2x miles per dollar (10x on hotels.com/Venture)
with an
annual fee of $ 95 (waived in Y1) while the Quicksilver ®
Cash Back is a no - fee credit card that gets you a straightforward 1.5 % cash b
Cash Back is a no -
fee credit
card that gets you a straightforward 1.5 %
cash b
cash back.
If you are looking for a
cash back card with solid rewards that has no annual fee, then look no further than the exalted Blue Cash Everyday ® Card from American Expr
cash back
card with solid rewards that has no annual fee, then look no further than the exalted Blue Cash Everyday ® Card from American Expr
card with solid
rewards that has no
annual fee, then look no further than the exalted Blue
Cash Everyday ® Card from American Expr
Cash Everyday ®
Card from American Expr
Card from American Express.
PENFED Platinum
Rewards Visa # Earn 2 % cash back on supermarket purchases * # Earn 5.00 % cash back from gas purchases paid at the pump # Earn 1.25 % cash back from all purchases ** you make with the card during each billing cycle # Up to $ 50,000 limit # No Annual Fee # Cash Rewards credited each month # No special restrictions to earn your cash
Rewards Visa # Earn 2 %
cash back on supermarket purchases * # Earn 5.00 % cash back from gas purchases paid at the pump # Earn 1.25 % cash back from all purchases ** you make with the card during each billing cycle # Up to $ 50,000 limit # No Annual Fee # Cash Rewards credited each month # No special restrictions to earn your cash rew
cash back on supermarket purchases * # Earn 5.00 %
cash back from gas purchases paid at the pump # Earn 1.25 % cash back from all purchases ** you make with the card during each billing cycle # Up to $ 50,000 limit # No Annual Fee # Cash Rewards credited each month # No special restrictions to earn your cash rew
cash back from gas purchases paid at the pump # Earn 1.25 %
cash back from all purchases ** you make with the card during each billing cycle # Up to $ 50,000 limit # No Annual Fee # Cash Rewards credited each month # No special restrictions to earn your cash rew
cash back from all purchases ** you make
with the
card during each billing cycle # Up to $ 50,000 limit # No
Annual Fee #
Cash Rewards credited each month # No special restrictions to earn your cash rew
Cash Rewards credited each month # No special restrictions to earn your cash
Rewards credited each month # No special restrictions to earn your
cash rew
cash rewardsrewards
Most of the credit
cards that offer more generous
cash back
rewards programs are premium
cards that come
with annual fees.
Since both this and The Plenti ® Credit
Card from Amex come
with no
annual fee, users should get both to maximize their
rewards - using The Plenti ® Credit
Card from Amex at supermarkets and restaurants, and the Citi ® Double
Cash Credit
Card everywhere else.
The Fidelity ®
Rewards Visa Signature ®
card offers high
cash back on all purchases, and it comes
with no
annual fee.
-- A one - time $ 100
cash bonus after you spend $ 500 on purchases within the first 3 months — Earn unlimited 1.5 %
cash back on every purchase, every day — Every 10th Uber ride is free up to $ 15 when you pay
with your Quicksilver ®
card through March 31, 2017 — No rotating categories or sign - ups needed to earn
cash rewards (plus,
cash back doesn't expire and there's no limit to how much you can earn)-- Pay no
annual fee or foreign transaction
fees
This correlated
with women valuing APR most when applying for a new
card (33 %) compared most men who cared about the
annual fee and
rewards /
cash back (54 %).
Given the high
annual fee, the
rewards program on its own is nothing to be excited about — there are many
cards that offer similar effective
rewards and / or
cash back rates
with an
annual fee of less than $ 100, and some that have no
annual fee at all.
These are low rates for a
cash back
rewards card with no
annual fee.
If you charge more than $ 12,000, you may want to consider a
cash back
card that comes
with an
annual fee; they typically offer the highest
rewards rates.
With a measly 1 % rewards rate, and a $ 59 annual fee (waived year 1), it becomes hard to justify keeping this card in your wallet, when a good cash back credit card can provide you with far better savings over
With a measly 1 %
rewards rate, and a $ 59
annual fee (waived year 1), it becomes hard to justify keeping this
card in your wallet, when a good
cash back credit
card can provide you
with far better savings over
with far better savings overall.
On the other hand, if you're using the Bank of America ® Travel
Rewards Credit
Card in conjunction with Bank of America's Preferred Rewards Platinum Honors status and have enough travel expenses to make it a virtual 2.625 % cash back card all the time, then you probably have little need for an ongoing 2.5 % cash back card with a $ 59 annual
Card in conjunction
with Bank of America's Preferred
Rewards Platinum Honors status and have enough travel expenses to make it a virtual 2.625 %
cash back
card all the time, then you probably have little need for an ongoing 2.5 % cash back card with a $ 59 annual
card all the time, then you probably have little need for an ongoing 2.5 %
cash back
card with a $ 59 annual
card with a $ 59
annual fee.
Also, many of the most competitive travel
rewards credit
cards will have an
annual fee, which isn't the case
with most
cash back credit
cards and retailer
reward cards.
Versatile, yet simple, the Quicksilver
Cash Rewards offers a flat 1.5 % cash back reward on all purchases and ranks among the best rewards cards in terms of fees, with low transfer fees, no annual fee, and you'll pay no foreign transaction
Cash Rewards offers a flat 1.5 % cash back reward on all purchases and ranks among the best rewards cards in terms of fees, with low transfer fees, no annual fee, and you'll pay no foreign transacti
Rewards offers a flat 1.5 %
cash back reward on all purchases and ranks among the best rewards cards in terms of fees, with low transfer fees, no annual fee, and you'll pay no foreign transaction
cash back
reward on all purchases and ranks among the best
rewards cards in terms of fees, with low transfer fees, no annual fee, and you'll pay no foreign transacti
rewards cards in terms of
fees,
with low transfer
fees, no
annual fee, and you'll pay no foreign transaction
fee.
Capital One ® Quicksilver ®
Cash Rewards Credit
Card is a Personal Mastercard card with $ 0 annual
Card is a Personal Mastercard
card with $ 0 annual
card with $ 0
annual fee.
Prior to the launch of this
card, the best rate you could get on these purchases was with The Business Gold Rewards Card from American Express OPEN and a Capital One ® flat - rate 2 % cash back card — but those come with an annual
card, the best rate you could get on these purchases was
with The Business Gold
Rewards Card from American Express OPEN and a Capital One ® flat - rate 2 % cash back card — but those come with an annual
Card from American Express OPEN and a Capital One ® flat - rate 2 %
cash back
card — but those come with an annual
card — but those come
with an
annual fee.
Compare 23
reward cards offering at least 1 %
cash back
with no
annual fee.
Some
rewards cards are usually reserved for high rollers, but if you opt for a simple
cash back
card with no
annual fee like the Chase Freedom or Citibank Dividend, you should have no problem getting approved for one.
This is because to earn more
rewards with the IHG ® Rewards Club Traveler Credit Card than the Citi ® Double Cash Credit Card — after accounting for the $ 29 annual fee — you would have to spend more than $ 2,400 at IHG
rewards with the IHG ®
Rewards Club Traveler Credit Card than the Citi ® Double Cash Credit Card — after accounting for the $ 29 annual fee — you would have to spend more than $ 2,400 at IHG
Rewards Club Traveler Credit
Card than the Citi ® Double
Cash Credit
Card — after accounting for the $ 29
annual fee — you would have to spend more than $ 2,400 at IHG hotels.
With a monthly
cash rewards credit, instant discounts at select retailers, no
annual fee, and the excellent benefits and customer service you can expect from American Express, the SimplyCash ® Business
Card looks like a great business credit for those that qualify.
For example, on a 1 %
cash back
rewards card with a $ 59
annual fee, you'd need to make at least $ 5,900 in purchases each year on the
card just to cover the cost of owning the
card.
«
With no
annual fee and a
cash back
rewards program, this is one of the best credit
cards for rebuilding credit.»
In addition to
rewarding cardholder loyalty, the HSBC
Cash Rewards card can also claim versatility
with decent interest rates, protection against unauthorized purchases, no
annual fee and no foreign transaction
fees.
If you're credit's not perfect, but you're now able to pay your
cards in full each month, you won't yet qualify for the very best
cash rewards, but you can do well
with no
annual fee.
There are several HSBC Bank credit
cards available that offer $ 150 and $ 250
cash back bonuses or up to a $ 750 free air travel
reward after qualifying purchases
with no
annual fees.
Otherwise, this is an OK program considering this is a $ 0
annual fee card, but you can find a better rewards rate with the $ 0 annual fee Blue Cash Everyday ® Card from American Expr
card, but you can find a better
rewards rate
with the $ 0
annual fee Blue
Cash Everyday ®
Card from American Expr
Card from American Express.
Some of our top - rated student credit
cards with cash back
rewards are free from foreign transaction
fees and won't charge
annual fees, either.
Smart consumers choose the
cards with a 0 % interest rate for the first year and
with cash - back
rewards or miles, redeemable for the travel, avoiding
annual fees.
Our picks for the best
rewards credit
cards have
rewards programs for varying
card needs, including if you're looking for airline miles,
cash rewards,
cards with points, or just searching for a
card with no
annual fee.
With generous
rewards and no
annual fee, the Chase Ink Business
Cash card can be a good option as a cost - effective business cash - back rewards c
Cash card can be a good option as a cost - effective business
cash - back rewards c
cash - back
rewards card.
If that's the case, it's better to go
with a
card with that has fixed 2 %
cash back
rewards and no
annual fee.