This guaranteed universal life policy combines a guaranteed death benefit
with cash value accumulation potential through two index interest crediting accounts and a declared interest account.
With the Survivorship Plus Select Indexed Universal Life there is cost - effective permanent second - to - die death benefit protection, as well as the potential for strong
policy cash value accumulation potential.
This effectively increases
the cash value accumulation potential as well as the risk.
It's the difference in premium payments that could hypothetically be invested by the term policyholder, with the investment returns compensating for
the cash value accumulation potential of the permanent insurance policy
In addition to death benefit protection, this type of insurance policy also allows for
a cash value accumulation potential.
It's the difference in premium payments that could hypothetically be invested by the term policyholder, with the investment returns compensating for
the cash value accumulation potential of the permanent insurance policy
This effectively increases
the cash value accumulation potential as well as the risk.
Its permanent life insurance provides both guaranteed protection for a lifetime and
cash value accumulation potential.