Sentences with phrase «cash value basis»

People who have an actual cash value basis of claims settlement will not receive enough money in a claim to replace the items they have lost.

It also provides the opportunity to accumulate cash value based on positive changes in the underlying market index of the policy.

A universal life insurance policy will accumulate cash value based on current rates of interest.

During the accumulation phase, the account will be set up to grow cash value based upon the formula selected by the annuity owner.

During the accumulation phase, the account will be set up to grow cash value based upon the formula selected by the annuity owner.

Variable life insurance offers the lifetime protection of a permanent * life insurance policy with the potential to earn cash value based on the performance of your selected investment options.

Most policies provide compensation on an actual cash value basis rather than a replacement cost basis.

Buildings are covered for replacement cost, but coverage for personal property is available on an actual cash value basis only.

Personal property — Your personal belongings are protected on an actual cash value basis if the home suffers a covered loss.

Under the terms of the policy, coverage on the building would be determined on a actual cash value basis up to the amount of the policy limit of $ 800,000.

The premium payments are deducted from the paycheck before taxation, although some types of group life insurance may have taxable cash values based on employee participation values.

Variable universal life insurance can also provide the opportunity to build up cash value based on the performance of underlying market investment options such as mutual funds.

Buildings are covered for replacement cost, but coverage for personal property is available on an actual cash value basis only.

Most policies provide compensation on an actual cash value basis rather than a replacement cost basis.

-- Your personal belongings are protected on an actual cash value basis if the home suffers a covered loss.

If you've already maxed out your IRA and 401 (k) and are looking for other tax - advantaged investments, you could buy a whole life policy, which builds cash value based on the performance of the insurer's investments.

HO - 8: Older home Designed for older homes, this policy usually reimburses you for damage on an actual cash value basis which means replacement cost less depreciation.

HO - 8: Often used for older homes contains an actual cash value basis of claims settlement which means a depreciated value is paid in a claim — this is not enough to replace

Elite Global Plus II ®: Elite Global Plus II offers death - benefit protection along with the opportunity to build cash value based in part on the performance of global indices, including S&P 500, EURO STOXX 50 (Western Europe) and Hang Seng (Hong Kong) Index.

Variable life insurance can potentially accumulate non-guaranteed cash value based on the performance of investment choices referred to as subaccounts.

Personal Property Coverage is normally issued on an actual cash value basis at the time of loss.

For example, if you've just purchased a derelict home that you intend on tearing down to rebuild, you will want to insure it on an actual cash value basis because there is no point in getting replacement cost (see our Q&A on How Should I Insure a Vacant Building to learn more).

There is also Indexed Universal Life, a plan that credits interest to the members cash value based on the movement of a major - stock index.

Full replacement protection is obviously superior, but choosing it over actual cash value basis coverage will increase the price of your Ohio renters insurance.

Universal life also earns cash value based on an interest crediting rate.

Indexed universal life insurance allows the life insurance policy holder to build cash value based upon market returns and offers more flexibility than whole life insurance.

Indexed universal life insurance allows the life insurance policy holder to build cash value based upon market returns and offers more flexibility than whole life insurance.

Build savings Lifetime Assure provides a tax - deferred way to grow cash values based on a fixed interest rate that is declared annually by the company.

HO - 8: Older home Designed for older homes, this policy usually reimburses you for damage on an actual cash value basis which means replacement cost less depreciation.

IUL policies accumulate cash value based on interest crediting tied to the S&P 500 or other such indexes.

The insurance company computes the schedule of cash values based on the current program of premium payments, the face value, and the term or duration of coverage.

Effective July 1, 2015 SGI Canada will be providing payment for roof damage on an Actual Cash Value basis on new and renewal accounts on roofs that are 10 years or older if the cause of loss is windstorm or hail.

There is a company selling Pittsburgh, PA renters insurance who will offer $ 5,000 of personal property coverage, on an actual cash value basis.

There are several types of permanent policies that provide different benefits, like offering a fixed rate of growth or increasing their cash value based on the annual returns of the stock market.

If that index performs well, you have an opportunity to earn a higher return on your cash value based on the IUL's participation rate and cap rate.

For example, the benefits of an IUL include the opportunity to earn a higher return on your cash value based on the IUL's participation rate and cap rate.

Indexed Universal Life is a permanent life insurance policy that credits you interest on your cash value based on a particular market index or a set of indices.

Homes are covered for up to $ 250,000 on a replacement cost basis and the contents for up to $ 100,000 on an actual cash value basis.

(Note that flood insurance for belongings is only available on an actual cash value basis.)

My insurance company settled my loss like it was a car, on an actual cash value basis.

Since total losses are relatively rare, it must be mentioned that all partial losses (i.e. kitchen fire, tree through the roof, water - backup from the sewer) on an under insured home are also paid on an actual cash value basis.

This means means property not insured within the proper percentage (Co-insurance %) of the «Replacement Value» of their property then the loss incurred will be reimbursed on a Actual Cash Value basis.

The homeowner's policy typically provides roof coverage on an actual cash value basis.

Your personal property is covered on an actual cash value basis.

For example, fixed index universal life insurance is a universal life insurance policy that allows for an opportunity to accumulate cash value based on positive changes in an external market index or a fixed interest allocation.

There is a company selling Pittsburgh, PA renters insurance who will offer $ 5,000 of personal property coverage, on an actual cash value basis.

A low replacement value can mean reimbursement on an Actual Cash Value basis (Think depreciation and penalties) which ultimately means you as the homeowner are REALLY -LSB-...]

* In some cases claims on roof damage will be settled on an Actual Cash Value basis.