Sentences with phrase «cash value changes»

The cash value changes by what is happening in the market performance and is not guaranteed.

Of course, the policy's cash value changes over time and is lower than the total sum of the death benefit it provides.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Clearly, when you drive rates to zero, hammer down a yield curve, so real rates are zero, it changes the way you can discount future cash flows, present value.

The Fidelity Fixed Income Analysis Tool can help you manage cash flow, understand the composition of your fixed income portfolio, and estimate how interest rate changes may affect the value of your individual positions, hypothetical positions, and your overall portfolio.

However, if the ordinary shares or ADSs are treated as traded on an «established securities market» and you are either a cash basis taxpayer or an accrual basis taxpayer that has made a special election (which must be applied consistently from year to year and can not be changed without the consent of the IRS), you will determine the U.S. dollar value of the amount realized in a non U.S. dollar currency by translating the amount received at the spot rate of exchange on the settlement date of the sale.

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While a decline in near - term commodity prices reduced our estimate of value due to lost interim cash flows, the stock's decline has significantly exceeded what we think is the true change in the company's underlying business value.

We may see some selling activity increase if Bitcoin Cash hits $ 1,500.00 soon, which of course will change the trajectory of its value.

* Change in operating cash flow is replaced with: (i) tangible book value per share growth for companies in the Banks, Diversified Financials and Insurance sectors; and (ii) growth in funds from operations for REITs, with the exception of Mortgage and Specialized REITs.

Anyone's calculation intrinsic value necessarily comes up with a highly subjective figure that will change both as estimates of future cash flows are revised and as interest rates move.

When there is a significant discrepancy between the figures in the two tables, it is often due to: (i) differences in when long - term cash is accounted for; (ii) substantial changes in pension value or NQDCE; or (iii) companies granting long - term incentives for the year in review following the fiscal year end.

If the companies still appear sound, reasonably valued, and your outlook for cash requirements hasn't changed, you may not need to do anything.

The only way I can see change is if Kroenke decides to cash in on his shares, which are rising in value daily, with the club now being valued at # 2 billion.

Again, these are items that change the «income» of the company without affecting the company's cash position — changing the value of a capital asset or of a foreign exchange position doesn't change the real cash you have in the bank and doesn't require any flow of cash in or out of the company.

This is the cash value of the change.

In a number of sites, PSC is adding value to already cash - strapped districts through much needed services like professional development to help educators engage culturally diverse students and students from low - income families; collaborative, rigorous assessments of entire school communities to reveal strengths and weaknesses and help catalyze change.

Gifts offered in connection with the Program do not have cash value, can not be exchanged or returned and may be subject to change without notice.

Not redeemable for cash, no cash value, no change given, no credits issued.

Make sure you consult with an insurance professional prior to making changes in your policy's premiums., Universal Life Insurance coverage lasts to age 120, provided you continue to pay sufficient premiums or maintain enough cash value to cover monthly policy charges.

However with universal life the interest rate earned on the cash value is subject to change, whereas it is fixed with whole life insurance.

Exhibit 1 shows the change in present value in 2017 of 25 - year inflation - adjusted cash flows, commencing in each of the respective years on the horizontal axis.

That's important because the actual cash value of, say, your five year old television, is rapidly approaching pocket change level.

You can change the death benefits during the life of the policy, usually after passing a medical examination, and you can pay premiums from your accumulated cash value.

The truth is that they put themselves in an unstable situation where a small change in cash flows and collateral values will be the difference between life and death.

And it's the change in your nest egg's value over time, not how much you end up with in spending cash after paying taxes on a withdrawal, that determines how long your savings will last.

Airline credit cards may offer an equivalent cash value of from 1 to 5 cents per mile you earn, but it's difficult to consistently quantify the value because award flights and availability are dynamic - always changing based on demand, flight prices, routes and other factors.

What does matter is finding new products and processes that change the value of the future free cash flow stream.

Second, it meant (and means) that investors are finally receiving at least a nominal rate of interest on their cash equivalents and short - term bond holdings going forward — a welcome change for patient value investors.

At the same time, companies can boost or lower their cash reserves, which in effect changes book value, but with no change in operations.

Because the death benefit amount of your cash value life insurance policy may change over time as its cash value grows, make sure to specify a percentage of the proceeds to go to your beneficiaries rather than selecting a dollar amount.

Caravan Cash Out Certificate CHFA Code Violation Comps Capitalization Capitalization Accounting Cash Flow Certificate of Commitment for VA Loan Guaranty Certificate of Deposit Certificate of Eligibility Certificate of Loan Disbursement Certificate of Occupancy Certificate of Reasonable Value Change Order Chattel Clear Title Closing Closing Costs Closing Statement Cloud on Title CMB (Certified Mortgage Banker) Co-Insurance Commitment Commitment Fee Co-Mortgager Comparables Compliance Report Conditional Commitment Conditional Commitment Requirements Conditional Sales Contract Condominium Condominium Declaration Consideration Co-Signer Contagious Contract of Sale Conventional Loan Convey Conveyance Cooperative Corporation Correlation Correspondent Cost Approach to Value Coupon Rate Credit Rating Credit Report CRA (Certified Review Appraiser) Custodial Accounts

These values are not intended to be cash values, are illustrative, can change at any time, and may not be what you ultimately achieve, so consider them accordingly.

Variable universal life insurance is going to give you the least amount of flexibility in how much you can change your premiums, but it will also give you the highest cap on how much growth you can get from the cash value.

Though the «net present value» of your investment might have increased, if the expected cash flows from the investments haven't changed, the ability to service future spending needs hasn't changed either.

By changing the amount you pay, you also affect the benefit amount, cash value and how long the policy will stay in force.

The team ranks the stocks in this universe based on a series of growth factors, such as the change in consensus earnings estimates over time, the company's history of meeting earnings targets, earnings quality and improvements on return on equity, as well as a series of value criteria, such as price - to - earnings ratio and free cash flow relative to enterprise value.

High early cash values are based on the assumptions of current interest crediting rates and current charges which are not guaranteed, and are subject to change by the insurer, and assume the policy is optimally funded.

Another change you can make with a permanent policy is using the cash value accumulated within the policy to pay the premium so that you can take a «premium holiday».

The interest that the cash value earns is also subject to change with universal life, whereas it's fixed with whole life.

The flexibility of a universal life policy — specifically your ability to change payment dates and premium and coverage levels — is a valuable feature, but it's also dependent on your policy having enough cash surrender value to cover the monthly policy charges.

If you are using paid up additions to increase your cash value you need to be aware that over funding your policy will change the tax status of your policy to that of a modified endowment contract (MEC).

Only when the bankruptcy settlement payment is made in cash or new securities, would the value change on the balance sheet.

Some of the incidents of ownership may include rights: (1) to cash - in the policy, (2) to receive a loan on the cash value of the policy, and (3) to change the beneficiary designation.

While your monthly premium usually won't change with whole life, you can generally borrow against the cash value of your policy with favorable terms.

Rather than miss premium payments and risk the policy either lapsing, eating away at your cash value, or being changed to a reduced paid - up policy, choosing to sell it might be the best route for your specific circumstances.

The second and more visible change that all borrowers will immediately see is that reduction in the amount of cash that borrowers receive as a percentage of the value of the home.

These include changing your allocation or risk level, rebalancing the portfolio, feeling stock values are too high and wanting to reduce exposure, favoring another opportunity, or you need the cash.

This type of policy requires maintenance and oversight, as premiums, cash value component and death benefit can be changed.

My question is that if my current RRSP holds a combination of securities and cash — the securities are often changing in value daily — do I have to liquidate the securities or is there a Valuation Date (1st day of the year I turn 72) as the value of all of my investments for the purpose of calculating the mandatory annual withdrawal.