Sentences with phrase «cash value functions»

However, this cash value functions differently than other universal policies.

Not exact matches

Whole life products have an added investment component along with their pure insurance or death benefit function; these policies build cash value over time.

Recall that the core of our investment philosophy is the notion that value is a function of the present value of all cash flow streams, not news headlines, which often have little or no impact on the long - term viability of cash flow streams.

The accounting functions include: maintaining balances in the accounts, making sure the company is compliance with the Securities and Exchange Commission (SEC), provides detailed annual and monthly reports on profit / loss and fund values, calculate the Net Asset Value (NAV) on each fund the company has, determine the current cash value on each fund the company has, and acts as a liaison between investors and internal manageValue (NAV) on each fund the company has, determine the current cash value on each fund the company has, and acts as a liaison between investors and internal managevalue on each fund the company has, and acts as a liaison between investors and internal management.

The accounting functions include: maintaining balances in the accounts, making sure the company is compliance with the Securities and Exchange Commission (SEC), provides detailed annual and monthly reports on profit / loss and fund values, calculate the Net Asset Value (NAV) on each fund the company has, determine the current cash value on eaValue (NAV) on each fund the company has, determine the current cash value on eavalue on each...

Included in the PowerPoint: a) Scarcity, Choice and Opportunity Cost - The Fundamental Economic Problem - The Meaning of Scarcity and the inevitability of choices at all levels (individual, firms, govt)- The basic questions of what will be produced ow and for whom - The Meaning of the term «Ceteris Paribus» - The Margin and Decision Making at the Margin - Sort run, long run, very long run b) Positive and Normative Statements - the distinction between fact and value judgements c) Factors of Production - the rewards to the factors of production: land, labour, capital and enterprise - Specialization and division of labour d) Resource Allocation in Different Economic Systems and Issues of Transition - decision making in market, planned and mixed economies - the role of the factor enterprise in a modern economy e) Production Possibility Curves - shape and shifts of the curve - constant and increasing opportunity costs f) Money - functions and characteristics in a modern economy - barter, cash and bank deposits, cheques, near money, liquidity g) Classification of Goods and Services - free goods, private goods (economic goods) and public goods - merit goods and demerit goods as the outcome of imperfect information by consumers PowerPoint Also Includes: - Key Terms for each Chapter - Activities - Multiple Choice and Essay questions from past exam papers.

The projected cash values are a function of your age at the time of application, the target death benefit, the average accredited interest rate, and whether you choose Option A or Option B.

People who focus on Going Concern tend to believe that value creation is a function of just one factor — estimated free cash flows appropriately capitalized: EMH; or estimated earnings appropriately capitalized: G&D.

The language used by all academics, including Greenwald, et al, that securities values are a function of the present worth of «cash flows» is unfortunate.

Of course, unpaid life insurance premiums can eat up the cash value; however, this objection is nonsense because this is a function of how the policies work and actually acts as a benefit.

In the absence of credit risk (the risk of default), the value of that stream of future cash payments is simply a function of your required return based on your inflation expectations.

Ownership of a cash value life insurance policy is titled (similarly held and conveyed) by a piece of paper that functions much like a deed but is called a «policy».

You may want to stick with cash back or fixed value Closed System cards, which function the most like cash back cards if this is the case.

At the time of issue, the entire $ 100,000 is at risk, but as cash value accumulates, it functions as a reserve account, which reduces the net amount at risk for the insurance company.

Many life insurance policies do offer cash value and income - earning options as well as other living benefits like a critical care coverage option; however, this is not the main function of a life insurance policy.

The cash value of the policy is a function of the savings component that was used to support the death benefit and is essentially used as part of the death benefit.

Whole life insurance has a cash value that can function as a savings tool that accumulates tax - deferred wealth over time.Whole life insurance is a great tool to use when planning an estate as it helps preserve your wealth when transferring to your beneficiaries.

The cash value of a whole life insurance policy functions as a savings account, and a portion of premium payments grow tax - deferred over time.

They are products that can be set to certain ages (85, 90, 95, 100, 121), which could essentially function like a permanent policy, but without the cash value (I believe the cash value is available but you just don't fund it, keeping it at zero, so all your premium can go towards coverage).

The policy owner controls all functions of the policy, can borrow any available cash value from the policy, can reassign ownership of the policy and can terminate the policy.

The cash value component of whole life also functions as a mandatory savings vehicle.

Policy premium payments are typically fixed, and, unlike term, whole life has a cash value, which functions as a savings component and may accumulate tax - deferred over time.

In essence, they function as a lifelong term life insurance policy, where you have the option to accumulate a cash value.

Of course, unpaid life insurance premiums can eat up the cash value; however, this objection is nonsense because this is a function of how the policies work and actually acts as a benefit.

Whole life products have an added investment component along with their pure insurance or death benefit function; these policies build cash value over time.

In this case the whole life policy functions not only as insurance but also as a forced or de facto savings account as the cash value grows year by year.

This coverage functions like term insurance without a cash value, but instead of locking in your rates for a specific number of years, you lock in your rates until a specific age.

Collectible: Something with aesthetic value but no cash flows, and no function as a medium of exchange.

Streamlined pricing functions by redesigning the term premium interpolation, cash value and anti-selection calculation methods for the product development area.