Sentences with phrase «cash value involved»

Note that for term life policies; there isn't any cash value involved.

Term insurance tends to be much cheaper but there are no cash values involved.

Not exact matches

It's a bit involved: you have to take the present value of each of the bond's cash flows, divide each by the total present value of all the cash flows, and then add up all of these individual durations to get the total duration of the bond.

Our accounting for acquisitions involves significant judgments and estimates, including the fair value of certain forms of consideration such as our common stock, preferred stock or warrants, the fair value of acquired intangible assets, which involve projections of future revenues, cash flows and terminal value which are then discounted at an estimated discount rate, the fair value of other acquired assets and assumed liabilities, including potential contingencies, and the useful lives of the assets.

This could also apply for non-cash rewards, as well — if it's a sign - up bonus that involves airline miles or other gifts with a cash value, they could qualify to be taxed.

If we do get two other rental properties in our current area, they will be cash flow positive even with a manager, otherwise we won't get involved (plus the home values and payments will be much lower).

In short, the strategy I'm talking about involves selling a cash - secured put or a covered call on a high - quality dividend growth stock when it's trading at a reasonable price (which is typically at or below fair value).

Loan or Lease Gap Insurance: If your vehicle is involved in a total loss, this optional coverage pays for the difference between the actual cash value of your car and the unpaid portion of your loan or lease.

Cash Settlement Transactions generally involving index - based futures contracts that are settled in cash based on the actual value of the index on the last trading day, in contrast to those that specify the delivery of a commodity or financial instrumCash Settlement Transactions generally involving index - based futures contracts that are settled in cash based on the actual value of the index on the last trading day, in contrast to those that specify the delivery of a commodity or financial instrumcash based on the actual value of the index on the last trading day, in contrast to those that specify the delivery of a commodity or financial instrument.

The cash value acts as collateral, so there's no credit check involved.

The question of whether premiums are recognized as income for any of the above strategies is very fact specific, involving questions such as when the employee has access to the cash value in a insurance policy.

The most theoretically sound stock valuation method, called income valuation or the discounted cash flow (DCF) method, involves discounting of the profits (dividends, earnings, or cash flows) the stock will bring to the stockholder in the foreseeable future, and a final value on disposal.

In short, the strategy I'm talking about involves selling a cash - secured put or a covered call on a high - quality dividend growth stock when it appears to be trading at a reasonable price (at or below fair value).

Unlike a purchase of common stock for cash, the purchase of an option involves «leverage,» whereby the value of the option contract generally will fluctuate by a greater percentage than the value of the underlying interest.

The reality is that there are multiple ways to benefit from a cash value life insurance policy down the road, and inflation is just one of the factors involved.

If your loan only involved a small portion of your cash value, the remaining amount might even compound more rapidly than the interest payment on the loan, allowing your cash value to continue to grow even after interest payments are accounted for.

The concept of selling your life insurance policy is known as a life settlement, this process involves selling your policy for an amount of cash that is less than your death benefit and more than the amount that is in your cash value account.

I personally prefer using unhedged positions because (a) It is cheaper (b) In the long run, currency effects will average out (c) The value of hedging is questionable when a basket of currencies are involved and (d) While currencies on their own have zero expected return over cash, adding them to a portfolio reduces volatility and offers diversification benefits.

The new choices in index investing involve fundamentally weighted indices, such as the FTSE RAFI US 1000 Index, WisdomTree Dividend Index and WisdomTree LargeCap Value Index, which are based on one or more factors such as book value, cash flow, revenue, sales or dividValue Index, which are based on one or more factors such as book value, cash flow, revenue, sales or dividvalue, cash flow, revenue, sales or dividends.

Rewards credit cards increase the value of each transaction involving them, by returning to you a certain percentage of the money you spend in the form of points or cash back.

The difference between this average value and the strike price is paid out to the holder of the option in cash, which is rather unique since it doesn't involve a transaction of the underlying security.

Gap Insurance: If you're involved in an accident, your collision policy will typically only cover the cost of your car up to its actual cash value, which may be less than what you owe on a loan or lease.

If the car is involved in an accident beyond repair, your collision insurance coverage will help you pay $ 19,000 which is the cash value of the car.

Premium financing is generally reserved for ultra high net worth households due to the approval requirements and amount of cash - value life insurance involved.

In short, the strategy I'm talking about involves selling a cash - secured put or a covered call on a high - quality dividend growth stock when it's trading at a reasonable price (which is typically at or below fair value).

Depending on the cash value amount and the type of life insurance involved, policyholders can:

If your rental car is involved in an accident or damaged by theft, Chase will cover the cost up to the cash value of the rental car.

The tool below can shortcut some of the math involved in figuring out the rewards value of cash back credit cards.

Maggie Lowe, director of personal financial planning at the firm, says using the new rules enabled the trustees in a recent case she was involved in to increase the cash equivalent transfer values by 27 %, increasing estimated retirement income for both parties.

It is important to retain an experienced law firm that has significant expertise with the financial issues involved in Divorce, including property division, the valuation of assets, spousal maintenance (alimony), real estate issues, cash flow schedules, balance sheet preparation, debt division, business valuation, present value calculations for pensions, the analysis of retirement accounts and various tax issues associated with Divorce.

With RCV coverage, you pay more each month on premiums, but when a loss happens, you get the actual cash value of the items and no depreciation is involved in the process.

Gap Insurance: If you're involved in an accident, your collision policy will typically only cover the cost of your car up to its actual cash value, which may be less than what you owe on a loan or lease.

The Risks Involved This policy is quite risky because your cash value and death benefits can fluctuate according to the performance of your investment portfolio.

There are other much more complex methods of using cash value life insurance involving life insurance trusts.

That's one reason agents tend to focus on selling cash - value policies, which typically run longer and, if they're investment vehicles, involve larger dollar amounts, rather than term policies, where the dollar amounts tend to be smaller.

However, there are some instances when taxes come into play; they include circumstances involving incremental payouts, estate size, cash - value policies, selling a policy, and group life insurance.

When making a withdrawal, you don't have to sell the asset as with stocks, and if you borrow against the cash value, there are typically no capital gains or ordinary income taxes involved.

Depending on the cash value amount and the type of life insurance involved, policyholders can:

Outside of coverage amount, the big choice when it comes to renters insurance involves opting for either an actual cash value policy or replacement cost value policy for your personal items.

Loan or Lease Gap Insurance: If your vehicle is involved in a total loss, this optional coverage pays for the difference between the actual cash value of your car and the unpaid portion of your loan or lease.

For permanent insurance: There are different types of permanent policies, but most variations involve what is known as cash value.

Premium financing involves certain risks, since, for example, the loan's interest rate and the growth of the insurance policy's cash value can often fluctuate.

However, current laws require those involved in the spend - down process to usually spend most, if not all, of the available cash value in a traditional, unprotected life insurance policy.

Certain transactions involving the use of cash value as collateral for a loan or transfer of ownership to a third party with an insurable interest do not involve settlement contracts and do not require compliance with the various settlement regulations.

Universal life policies are quite involved because they treat the premium, death benefit and cash value aspects of the policy separately.

That is, losses involving leased personal property will be valued based on replacement cost or actual cash value, whichever valuation method applies to Your BPP.

This involves the transfer of the accumulated cash value in your old life insurance policy to a new one.

Premium financing is generally reserved for ultra high net worth households due to the approval requirements and amount of cash - value life insurance involved.

Here's what you need to know about each potential scenario involving your cash value.

If your loan only involved a small portion of your cash value, the remaining amount might even compound more rapidly than the interest payment on the loan, allowing your cash value to continue to grow even after interest payments are accounted for.