Sentences with phrase «cash value number»

Insurance companies will always try to reduce how much they want to pay, so the claim adjuster's actual cash value number is likely going to be conservative.

After years of looking at indexed universal life insurance and hearing all the arguments and seeing all of failures, it occurs to me that the bigger the cash value numbers an agent can show a potential client, whether they are based in any sort of reality or not, the -LSB-...]

Not exact matches

Ultimate Rewards (earned from the Sapphire Reserve / Preferred) can be used at a fixed - value when booking through UltimateRewards.com but can also be worth more when transferring to travel partners like Hyatt or United where you pay a fixed number of points in those programs which are not dependent on the cash cost of that room / flight otherwise.

Stock appreciation rights provide for a payment, or payments, in cash or shares of our Class A common stock, to the holder based upon the difference between the fair market value of our Class A common stock on the date of exercise and the stated exercise price at grant up to a maximum amount of cash or number of shares.

terminate either (a) each outstanding option or (b) each outstanding option that is fully exercisable as of the date of such transaction, in exchange for a cash payment equal in amount to the excess, if any, of the fair market value, as determined by our board of directors, of a share of our common stock over the per - share exercise price of each such option, multiplied by the number of shares subject to each such option.

So, market participants who buy and sell bonds at different prices are expressing different views about a number of variables: the likelihood that these cash flows will be received (credit quality); the velocity at which they may be received (prepayment or extension); their relative value to other bonds; and their interest rates relative to prevailing rates.

«Intrinsic value is the number, that if you were all knowing about the future and you could predict all the cash a business would give you between now and judgement day, discounted at the proper discount rate, that number is what the intrinsic value of the business is.

The cash was worth even more than the face value as my husband took it to CVS and used some heavy - weight coupons and his clever math strategery to maximize the number of diapers he brought home.

In a number of sites, PSC is adding value to already cash - strapped districts through much needed services like professional development to help educators engage culturally diverse students and students from low - income families; collaborative, rigorous assessments of entire school communities to reveal strengths and weaknesses and help catalyze change.

So, market participants who buy and sell bonds at different prices are expressing different views about a number of variables: the likelihood that these cash flows will be received (credit quality); the velocity at which they may be received (prepayment or extension); their relative value to other bonds; and their interest rates relative to prevailing rates.

A number of government agencies and private companies may want to know about the type of policy you have in place and its cash value.

That is to say, banks with high numbers of cash back cards might appear to be subpar, due to the low value of cash back bonuses.

There are a number of different credit cards which will provide you with much better value than the Blue card from American Express ®, including the Blue Cash Everyday ® Card from American Express or Citi ® Double Cash Credit Card.

This number compares the market value of a company to how much cash you could raise by selling off the company's assets (at balance - sheet prices) and paying off the firm's debts.

In your shoes I would enter the numbers on the return as the date the income arose and then make a note in the additional info box that it arose on X date, you cashed it on Y date, and the two values so that they can take that into account if they want to.

However, permanent life insurance can be structured as an employee benefit, as the policy, and its cash value, can be transferred to the insured after a certain number of years or at a particular milestone.

Southwest uses a revenue - based, fixed - value redemption system in which the number of points you need to redeem for your ticket is proportional to the cash value of that ticket.

It is derived by dividing the total value of all the cash and securities in a fund's portfolio, less any liabilities, by the number of shares outstanding.

You can look at these numbers in two ways: You can say that the cash value of real estate has risen during the past decade and you can also say that today's existing home prices are actually cheaper than 10 years ago in terms of buying power.

First, while home values have been rising in cash terms, a careful look at the numbers suggests a little caution is in order.

This cash value is invested in a number of ways across the different permanent life insurance products.

This an important advantage when considering permanent life insurance strategies such as the infinite banking concept ®, which is based upon a number of concepts such as the velocity of money and creating financial arbitrage to facilitate other activities such as real estate investing through cash value life insurance.

With a number of ways to use the money that builds up in the cash value account, such as taking out a life insurance loan or paying insurance premiums, the flexibility these policies offer make them attractive to individuals looking to build up savings while at the same time securing insurance coverage providing leverage in the form of a death benefit payout.

Units are calculated by dividing each cash deposit by 100 and rounding the resulting value to a whole number.

Indexed universal life policies (IUL) are tied to a number of financial indexes and may be designed for fast accrual of cash values with greater flexibility than a whole life policy.

Alternatively, Alpholio ™ accepts portfolio positions (security tickers, number of shares, acquisition / disposition dates, and in / out cash transfers) to calculate daily values and returns of the portfolio.

IUL policies tie the accumulation of cash value within the policy to one of any number of market indexes such as the S&P 500 index.

Cash value can accumulate within a policy in a number of ways and the formula used will dictate the type of permanent life insurance policy.

The cash value in VUL policies is generally invested in any number of market based investments such as mutual funds.

How to integrate the detailed asset values and annual cash flow numbers from the Net Worth Calculator / Net Worth Projector, Budget / Cash Flow Projector, into RWR is explained in detail in their directions here and here, respectivcash flow numbers from the Net Worth Calculator / Net Worth Projector, Budget / Cash Flow Projector, into RWR is explained in detail in their directions here and here, respectivCash Flow Projector, into RWR is explained in detail in their directions here and here, respectively.

Term insurance is cheaper but expires after a certain number of years; whole is more expensive but doesn't lapse and includes an interest - gaining cash value component.

And our definition of intrinsic value is the recent value of all the future cash flows to be generated from a business, so to that end, we strive to invest in companies with high returns on equity number one, and number two, sustainable and predictable, above - average, long - term earnings growth rate.

You are going to be best advised to locate and trade only at those Binary Options sites, whether new ones or established ones that offer you an unlimited number of withdrawals per month all of which never attract any type of fees, as that way you are never going to see the value of your withdrawals becoming reduced once you have cashed them out.

Various types of cash value life insurance, referring to permanent life insurance that emphasizes accumulating cash value within in the policy, can be used any number of estate planning goals.

In the process of scanning the investment landscape to find value amidst the all time highs for the indices, I've noticed that a number of big cap tech stocks are priced at low valuations relative to their earnings and free cash flow, measured on an absolute basis and relative to their own historical valuations.

Indexed universal life insurance (IUL) is a type of permanent life insurance that offers the opportunity to invest your policy cash value in the financial markets tied to any number of market indexes such as the S & P 500.

(A present value is a single number that expresses a flow of current and future payments in terms of an equivalent lump sum paid today; the present value of future cash flows depends on the discount rate that is used to translate them into current dollars.)

A number of more recent papers have moved away from book - to - market, and towards the enterprise multiple -LRB-(equity value + debt + preferred stock — cash) / (EBITDA)-RRB-.

Units are calculated by dividing each cash deposit by 100 and rounding the results value to a whole number.

Definition of Actual Cash Value: Intial cost to buy or market value of item less depreciation for the number of years you haValue: Intial cost to buy or market value of item less depreciation for the number of years you havalue of item less depreciation for the number of years you had it.

So my watchlists end up providing me with most of my ideas, and I actually maintain a number of google spreadsheets, including lists such as buybacks, high ROIC companies, consistent historical free cash flow, and book value compounders among other things.

This number compares the market value of a company to how much cash you could raise by selling off the company's assets (at their balance sheet prices) and paying off the firm's debts.

The price of one share of the mutual fund (usually called Net Asset Value (NAV) per share) is usually calculated at the close of business, and is, as the name implies, the net worth of all the shares in companies that the fund owns plus cash on hand etc divided by the number of mutual fund shares outstanding.

Net Current Asset Value (NCAV) = cash and short - term investments + (0.75 * accounts receivable) + (0.5 * inventory)-- total liabilities — preferred stock The resulting value can then be divided by the number of common shares outstanding to find the NCAV per sValue (NCAV) = cash and short - term investments + (0.75 * accounts receivable) + (0.5 * inventory)-- total liabilities — preferred stock The resulting value can then be divided by the number of common shares outstanding to find the NCAV per svalue can then be divided by the number of common shares outstanding to find the NCAV per share.

As the number of opportunities increase, so does the value of cash optionality.

This might be a very low number, such as 1 % or 2 % (or even a guarantee that you just won't lose money), but it's still an assurance that you won't lose cash value.

Given the significant increases in land and quota values over the last number of years it is becoming increasingly difficult to transfer the family farm at fair market value and meet the cash requirements of paying farm debt, repaying of the parents» investment, paying income tax on the farm operations, investing in additional farm operations and upgrades, and provide a living for the children.

A company will usually pay more than the cash surrender value, but less than the death benefit, although the exact price depends on a number of factors.

* All permanent policies can be surrendered for their current cash value after a certain number of years, at which point the insurer pays the accumulated cash value minus any loans and fees.

Cash back cards appeal to customers for a number of reasons, but mainly due to their ease and flexibility: Because they offer cash back rewards, there's no need to convert points and miles to dollar valCash back cards appeal to customers for a number of reasons, but mainly due to their ease and flexibility: Because they offer cash back rewards, there's no need to convert points and miles to dollar valcash back rewards, there's no need to convert points and miles to dollar values.