Sentences with phrase «cash value of a person»

A policy loan is issued by an insurance company that uses the cash value of a person's life insurance policy as collateral.

Not exact matches

Employing 43,000 people around the world, including 20,000 in Britain, Carillion has been fighting for survival since July, when it revealed it was losing cash on projects and had written down the value of its contract book by 845 million pounds.

Lanchester describes owning a house on the rapidly gentrifying Pepys Road as being like being part of an oil rush, except instead of drilling, «all people had to do was sit there and imagine the cash value of their homes rattling upwards so fast that they couldn't see the figures go round.»

All traditional forms of person - to - person exchange include the physical exchange of cash or checks rather than a real - time digital exchange of value.

«A lot of people underestimated the franchise value those companies built, which at the time far exceeded their monetary value, or cash flow.»

Second, if — as many people believe — the publication of findings on the value premium has led to cash flows that have caused it to disappear, we should have seen massive outperformance in value stocks as investors purchased those equities and sold growth stocks.

As the policyowner accumulates cash value inside the policy, the person can access the cash value, through loans or partial surrenders, which can be used for a variety of personal needs, such as quick cash for an emergency or to help supplement retirement income.

The problem of the cash value of Jesus» love becomes all the more acute when we note that for over half the Protestants surveyed, «People who do not believe in Jesus will not get to heaven.»

The NYT slaps de Blasio for professing «a devotion to goodness and idealism, and working for «the people» while quietly taking unlimited sums of cash from big donors, supposedly because these benefactors love the values he fights for and not the access and influence that buckets of money can buy.»

In its People and the Planet report, the Royal Society supports the idea of giving cash value to finite «natural capital» just as we do to finite material resources.

Rules were placed on monitors inside the Dolby Theatre and they said if two people tied for the win, the two people would split the cash value of the jet ski!

The problem is, however, many of the secrets directly affect the cash value of an estate that is on the verge of bankruptcy and whose solvency plays a pivotal role in the lives of several people.

The Citi ® Double Cash Credit Card is one of the best cash back credit cards for people who value simplicity and those who aren't optimizCash Credit Card is one of the best cash back credit cards for people who value simplicity and those who aren't optimizcash back credit cards for people who value simplicity and those who aren't optimizers.

On the other hand, if your company decides to sell the key person life insurance policy, you may have to pay taxes, depending on the size of the settlement, cash value of the policy, and the amount that's been paid in premiums.

However, some people are fortunate as they can tap into their savings or cash value life insurance policy for their survival for a few months without working, while other can't afford to stop working for long periods of time.

People often think of permanent life insurance, which carries a cash value component, as an investment vehicle — but a lot of that you put it into that is supposed to be for the «investment» side of it is spent on fees.

The Department of the Treasury and FinCEN defines a Money Services Business (MSB) as a business that conducts more than $ 1,000 in business with one person in one or more transactions on the same day in one or more of the following services: Money Orders, Traveler's Checks, Money Transmission, Check Cashing, Currency Exchange, Currency Dealing and Stored Value.

When this happens, if a cash value life insurance policy was used to fund a key person policy, the amount of the cash value can be taken out in the form of an easily accessible life insurance policy loan, with no origination costs, tax free.

Funding your key person insurance with cash value life insurance simply and easily can resolve ALL of the above concerns.

Many people choose to pay the maximum premium possible for the first several years of coverage in order to build a large cash value, then use the cash value to pay premiums later on.

When a person dies, their estate may be subject to estate tax if the value of the things they own (cash in the bank, the value of their property, etc.) totals more than the estate tax exemption amount.

You will agree with me that a prepaid cash value of $ 20,000 will not attract people as when you carry that amount in cash.

Some people add up actual cash value instead of replacement cost.

On the other hand, if you have an auto policy with bodily injury liability of $ 100,000 per person, $ 300,000 per accident, and $ 100,000 of property damage along with full coverage (let's say the actual cash value of your car is $ 20,500), the company's maximum exposure on that policy would be $ 300,000 + $ 100,000 + $ 20,000 (ACV of your car, minus $ 500 deductible), or $ 420,000.

The inner - workings of cash value life insurance consists of a life insurance policy, which is a contract between the policy owner, the insured (often the same person), and the insurer, where the insurer agrees to pay a death benefit to the policy's beneficiary, based on the owner continuing to make the policy's premium payments.

People who focus on Going Concern tend to believe that value creation is a function of just one factor — estimated free cash flows appropriately capitalized: EMH; or estimated earnings appropriately capitalized: G&D.

The cash value element is usually the point of attraction that convinces most people to purchase this product, for which you can borrow against at anytime.

However, this can backfire because if people ease off of paid up addition, this can undermine their strategy of accruing cash value.

With world stock markets pumped full of newly - printed cash, some people are calling for a major correction: stock valuations don't seem to reflect earnings or profits or anything else which used to be a measure of value.

This type of insurance is usually purchased by people who are looking for permanent coverage with a significant death benefit who are not that concerned with building up early cash value.

While some people may leave a family cottage or collection of antiques which holds sentimental value, the most practical gift is typically cash.

One of the reasons you need Pittsburgh renters insurance is that the person who is responsible for the fire — if they have enough liability coverage — would only pay you actual cash value for your loss as a result of that fire or the smoke or water damage.

«It is always amazing to me how many people will turn down the chance to buy $ 1.00 of cash for $ 0.40 because «you'll never see full value».

Whole life insurance — a type of permanent policy — may be an option for people looking for a death benefit in addition to cash value that can be accessed while they are living.

People are also skeptical of how my wife and I have used a 2 % cash back card to fund our daughter's college account which just passed $ 40,000 in value.

Most people don't know that they have access to large amounts of cash using the equity (value) of their home or income property.

If the beneficiaries aren't from this group of people then you will either have to pay an amount equal to the cash out value to keep the policy or your trustee will cash it out to recover the money for your creditors.

One of the advantages of a whole life policy is that it accumulates cash value over time, thus creating an amount that a person can borrow against if needed.

The cash value is one of the major reasons why most people choose to purchase permanent insurance.

Since age 65 is commonly the age of retirement, this policy allows you to have a paid up policy (that continues to build cash value and grow your death benefit) at age 65, when most people need to cut back on their expenses.

AND using cash value whole life insurance from a mutual company for this strategy as opposed to other types of life insurance such as universal life or term life insurance offer some additional incentives for your key people.

This specific type of whole life insurance offers substantial benefits to key people due to the steady accumulation of cash value within the policy and the flexible access to cash, as well as favorable tax treatment.

-- Some people find it attractive because of the added security and cash value that a whole insurance policy offers.

Thompson also discusses how people like J.C. Penny and Walt Disney managed to navigate the troubled waters of the Great Depression, with the help of cash value life insurance.

Not only do you buy something with the potential to increase in value through capital gains, you also receive cash flow during the time you own it... and ON TOP OF THAT high quality companies that produce products people need in any economic environment have the ability to use their pricing power to raise the prices on the products they sell, thereby cushioning you during inflation.

However, many people choose to start whole life insurance programs at a very young age because cheap insurance is so plentiful and the policy owners can milk the cash value growth for a longer period of time.

Most people will get better value out of the MBNA Smart Cash Mastercard or one of the Scotiabank cards (Momentum Visa Infinite of Scotia American Express Gold) that privileges gas purchases.

«Seventy to 75 percent of people were saying they'd rather have the cash at hand instead of using the redemption values on anything else,» says Musci.

to pay for this in cash, but it's fun to recognize the true monetary value of these flights, regardless of whether people pay it or not — and clearly, some do.

Miles and points aren't the same as cash, but they do have a lot of value and are a lot easier for people to steal.