Sentences with phrase «cash value of the loss»

Actual Cash Settlement: If you get an actual cash settlement the insurance company will send you a checque for the actual cash value of the loss.

This type of insurance does not cover the cash value of the loss but, rather, the actual replacement cost.

For a partial loss, we pay the actual cash value of the loss, but you can upgrade that to a replacement cost valuation.

Adjusters submit the actual cash value of the loss, but your insurance policy covers only to policy limits.

Not exact matches

Financial risk: The potential for gain or loss on a financial level measured in terms of revenue, return on investment, return on equity, shareholder value, profitability, debt level, capital expenditures and free cash flow.

We could take the $ 16 billion we have in cash earning 1.5 % and invest it in 20 - year bonds earning 5 % and increase our current earnings a lot, but we're betting that we can find a good place to invest this cash and don't want to take the risk of principal loss of long - term bonds [if interest rates rise, the value of 20 - year bonds will decline].»

Now, if a company takes its IPO proceeds and invests them in cash and marketable securities, then as long as it doesn't generate net losses or other liabilities, the company must be worth at least the value of those assets, regardless of how much money was raised by issuing stock.

- Liquid assets are those assets, which can be turned into cash quickly with little or no loss of value.

In this report, we specifically pointed out that Valeant's history of acquisitions had clearly destroyed value, and it was using non-GAAP metrics to mask free cash flow losses.

«Investing in food producing farmland in the tax - friendly nation of the Republic of Vanuatu with our cluster concept in agriculture Malekula farm lets offers an investment that is out of reach from being diminished by most currency meltdowns and loss of value by state and local government seizure and also provides a cash return.

We own one small European company that is loss making, burning through about $ 10m of cash per year and trades at 14 times book value.

For certain cash value life insurance products there is investment risk, including the possible loss of value.

Oversimplifying, that means excluding unrealized gains in its bond portfolio and excluding the value of its deferred tax asset (because of historical losses, AIG won't be a cash taxpayer for years).

MONEY can't buy me love — but can we put a cash value on the loss of a loved one?

Salvage or Total Loss of Vehicle: Any vehicle that has ever been issued a «salvage» title or similar title under any state law or has ever been declared a «total loss» or equivalent by a financial institution or insurer, such as by payment for a claim in lieu of repairs because the cost or repairs exceeded the cash value of the vehiLoss of Vehicle: Any vehicle that has ever been issued a «salvage» title or similar title under any state law or has ever been declared a «total loss» or equivalent by a financial institution or insurer, such as by payment for a claim in lieu of repairs because the cost or repairs exceeded the cash value of the vehiloss» or equivalent by a financial institution or insurer, such as by payment for a claim in lieu of repairs because the cost or repairs exceeded the cash value of the vehicle.

As an optional addendum to your loan and designed to help cover the difference between the vehicle's actual cash value and the outstanding loan balance after a total loss, having a GAP Waiver can reduce or eliminate those out - of - pocket expenses.

Union dues Medical, dental, prescription drugs and other health care costs Real estate taxes State and local income taxes Interest paid on a home mortgage Personal property taxes Cash contributions to churches and charities Interest paid on investments Market value of non-cash contributions to churches and charities Personal losses due to theft or casualty Job - related expenses you were not reimbursed for Home office expenses Job - related education and professional development Tax preparation fees Investment fees and expenses

actual cash value: the worth of a damaged or stolen item at the time of the loss.

In simple terms, that means that your property losses are paid out at the amount of money you need to go buy a replacement item, not the actual cash value.

Because you may have to borrow to raise the cash to buy the shares, your loss might be higher than the value of the shares at the strike price.

Actual cash value: The cost to replace items at the time of the loss, taking into account depreciation

Guaranteed Asset Protection (GAP) with Auto Advantage covers the difference between the cash value of your vehicle at the time of theft or total loss and what you actually owe on your loan.

This protection is, of course, at replacement cost, meaning that you get the coverage you need to replace things that suffer a loss at retail, rather than the actual cash value of the property.

MathStar Inc's (OTC: MATH) board has rejected the $ 1.04 per share cash merger offer from PureChoice, Inc. because «the $ 1.04 per share price is less than the liquidation value of MathStar, including the value from any technology sale, and, in the Merger, MathStar's shareholders would derive no value from MathStar's net operating loss carryforwards.»

On the opposite end are variable annuities which carry more risk of investment loss AND also may offer the opportunity for higher returns and cash value growth.

The amount of capital that banks hold as reserve against losses should be proportionate to the present value of risky cash flows.

Unlike my last piece on this, I am not saying that the whole present value of risky cash flows should be held as capital against losses.

To calculate a total insurance loss and receive a fair settlement from the insurance company, you need to research the actual cash value of the vehicle and provide documentation supporting your research.

If you have a total loss, we'll pay out the actual cash value of what your motorcycle is worth + the amount of accessories you have on your bike up to your coverage limit.

An automobile, according to Maine's Bureau of Insurance, is often considered a total loss if the cost to repair the vehicle is 75 percent or more than the actual cash value of the vehicle.

That means that a covered loss to personal property will put you in a position to go replace the property with a new item of like kind and quality at retail, rather than just getting the actual cash value of the property.

Loan or Lease Gap Insurance: If your vehicle is involved in a total loss, this optional coverage pays for the difference between the actual cash value of your car and the unpaid portion of your loan or lease.

Many storage policies reimburse only for an item's cash value at the time of loss, which may be less than replacement cost.

If you are not as concerned about your contents, and only expect the cash value for them at the time of a loss (depreciated value), then you should choose actual cash value coverage and save a little money on your insurance premium.

With collision, you would only have to pay your deductible and, subject to your policy limits, we would pay the cost of repairs or actual cash value of the car if it's a total loss.

Replacement cost coverage is standard, so if there's a property loss, you'll have enough coverage that you'll be able to replace those items at retail, rather than worrying about the actual cash value of the items.

Commercial property insurance plans pay for losses based on the replacement cost of the item or its actual cash value.

In this situation, if your home was damaged in a covered peril, your home insurance company would pay the actual cash value of your home before the loss.

If you have Replacement Cost (RC) coverage, in the event of a covered loss, we'll first pay you the actual cash value for the damage to your property.

If there's a loss, we'll pay the cost to repair or replace, up the actual cash value of your damaged or stolen property.

If someone else is responsible for a loss to the contents of your apartment because of their negligence, their liability coverage could pay you actual cash value, but let's face it: You don't want the actual cash value of your stuff.

Without replacement cost coverage, your renters insurance would pay the «actual cash value» of the property that suffered the loss.

However, we have not included Variable Universal Life (VUL) because it does not serve one of our primary goals in this article, which is cash value growth without risk of loss.

As per Graham, you can calculate an estimate of the intrinsic value of a business by using information from its financial statements such as balance sheet, profit and loss account and cash flow statement.

By reducing volatility and potential losses, within your contract, the Market Stabilizer Option ® can provide a level of comfort at times when the market is unpredictable and protect your policy's cash value from extreme fluctuations.

For certain cash value life insurance products there is investment risk, including the possible loss of value.

You DO have to come up with cash to cover any loss in value of the contract at the end of each day though.

One way to avoid such a loss to your cash value life insurance is with a waiver of premium rider.

With actual cash value, you can only claim your property's value at the time of the loss.

If you wanted to protect your car in case of flood, you would need coverage called «Other than Collision» which covers the actual cash value at the time of loss.