Sentences with phrase «cash value of your account»

The death benefit is comprised of the full accumulated cash value of the account minus any previous withdrawals.

If your intention is to build up cash savings to protect your loved ones in case something happens to you, the death benefit protection offered by cash value life insurance will typically provide them with a greater amount than the cash value of your account.

One of the benefits of cash value life insurance such as whole life and universal life is the ability to take out a life insurance loan against the cash value of your account.

The cash value of your account earns interest.

Variable Universal Life - combines the flexible premium features of universal life with the component of variable life in which excess credited to the cash value of the account depends on investment results of separate accounts.

The cash value of your account earns interest.

When you take out a policy loan, you're not actually removing money from the cash value of your account.

In spite of any potential disadvantages, particularly if your premium payments lapse or you need to borrow against the cash value of your account, several features may work in your favor.

Universal life insurance policies will remain active as long as the cash value of the account is positive.

This would quickly eat into the cash value of the account and eventually lapse a universal life policy.»

Flexibility with Premiums You have the ability to lower or even stop paying premiums on a universal life policy, the III says, as long as the cash value of your account can cover the costs.

Not exact matches

Purchases of usage subscriptions (including credits, points, and / or virtual currency) or any virtual items made available on the online services are nonrefundable, have no monetary value (i.e., are not a cash account or equivalent), and are purchases of only a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable right to use, even if such came with a durational term (e.g., a monthly subscription).

Donors can open accounts at many brokerage firms or large foundations, and then make gifts of cash, marketable securities, and even hard - to - value assets.

Here's how: Suppose that after you hold your insurance policy within your retirement account for three or four years, it builds a cash value of $ 20,000.

The value of the vested Account balance in the Cash Balance Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as provided under the Cash Balance Plan and as elected by the team member.

The second step to gauge the value of a company is to determine the sum of all cash that has been invested in a company over its life without regard to financing form or accounting name.

The majority of permanent life insurance policies also have a cash value component, which is similar to an investment account.

Each time you make a permanent life insurance premium payment, a portion of the money goes into a cash value account, and this account grows at a rate specified by the policy.

The carrying amounts of the Company's financial assets and liabilities, including cash, accounts payable, and accrued liabilities approximate fair value because of the short maturity of these instruments.

On a public stock market that is the value that investors place on future free cash flows of the business discounted to today's date to account for the time value of money.

Our accounting for acquisitions involves significant judgments and estimates, including the fair value of certain forms of consideration such as our common stock, preferred stock or warrants, the fair value of acquired intangible assets, which involve projections of future revenues, cash flows and terminal value which are then discounted at an estimated discount rate, the fair value of other acquired assets and assumed liabilities, including potential contingencies, and the useful lives of the assets.

Unlike traditional lenders that offer you a loan secured by the value of your accounts receivables, receivables factoring lets you sell your outstanding accounts receivables for an immediate influx of cash without the burden of repayment from you, rather from your debtors

A resource of money value, including cash, accounts receivable, inventory, real estate, machinery, collectibles, and securities.

If the value of the securities in your margin account decline, you may be required to deposit cash or additional securities.

If a trader is using leverage he puts a cash deposit into the account then uses a credit line to extend the value of the securities he is able to purchase.

We'll provide a cash advance of 100 % of the value of any unpaid invoice, with money in your account within 24 hours.

You won't see a rise in the value of your holdings with cash during a recession and if you're keeping it in fixed term accounts then it will be adversely affected by rate rises, same as bonds.

While a money market fund or deposit account will protect the nominal value of your cash, you are missing out on a chance to grow it with interest from bonds or capital appreciation from stocks.

This one fully tracks the value and gain of the portfolio and individual stock holdings, with detailed profit breakdown and also an integrated portfolio cash account.

If the stock's value drops substantially, you must deposit more cash in the account or sell a portion of the stock.

By doing this it takes into account all of the cash that comes and goes because of my earned income and expenses but it also takes into account all of my assets that pay me dividends or increase in value through capital appreciation.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

However, you take on the risks inherent in investing (meaning you might lose the cash value) and don't have the full range of investment options which would be offered through a brokerage account or retirement account.

Octopus Choice is not a cash savings account: the value of an investment and any income from it, can fall or rise.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

A phone call can put you in touch with an invoice factoring expert who will work with you and your company to convert up to 95 percent of the face value of your accounts receivables into the working capital needed to solve your cash flow problems.

The Amex card offers a $ 150 cash back bonus if you spend $ 1,000 within the first 3 months of account opening — a value $ 125 greater than that of the Sallie Mae bonus.

Our calculations take into account any differences in point values when they are redeemed for cash back versus other types of redemptions such as travel, gift cards, or merchandise.

Your financial assets include the cash in your checking and savings accounts, certificates of deposit, life insurance cash value, retirement accounts, the value of your home and real estate investments, stocks, bonds, mutual funds, treasury bills, silver and gold bullion, and even personal property such as cars, jewelry, art, and collectibles.

Actual cash value: The cost to replace items at the time of the loss, taking into account depreciation

Each time you make a permanent life insurance premium payment, a portion of the money goes into a cash value account, and this account grows at a rate specified by the policy.

Please note that any loan in a CAD / USD margin account is collateralized by the stock, and if the value of the stock drops sufficiently, the account holder has the opportunity to either transfer more cash, or sell a portion of the stock to satisfy the account margin requirements.

Certain types of life insurance policies, including variable life, cash value life insurance and whole life insurance, combine life insurance with a tax - deferred investment account, and provide tax - free access to the cash value of the policy.

A variation of whole life, universal life, provides a savings element known as a cash value account.

Taking money from your retirement account or tapping the cash value of your life insurance policy to pay bills or living expenses may have serious implications you haven't considered, so try to get advice from an expert before you take any major financial actions.

If you use only a cash account, the value of your account equals the value of your stocks plus any cash balance.

Make contributions directly from your HSBC InvestDirect cash account without diminishing the value of your existing investments

The first thing you have to examine when deciding how much you can spend on your new home is how much you are worth, taking into account your income, savings, investments and other holdings such as Individual Retirement Accounts (IRAs) or Keogh plans, the cash value of your life insurance, pensions or corporate savings plans, and equity in real estate.

While a money market fund or deposit account will protect the nominal value of your cash, you are missing out on a chance to grow it with interest from bonds or capital appreciation from stocks.

On one end of the spectrum is the fixed index annuity which offers a conservative contractual rate of return applied to the account or cash value growth.