Sentences with phrase «cash value requirements»

However, with universal life, you can change your premium payment up or down, depending on minimum cash value requirements, and you can also adjust your death benefit to more directly reflect your changing lifestyle.
Universal Life provides the flexibility to pay more or less into your policy, based on minimum cash value requirements.
Universal Life provides the flexibility to pay more or less into your policy, based on minimum cash value requirements.

Not exact matches

Each member of the Board and our Chief Executive Officer is subject to the following minimum stock ownership requirements: (i) each director shall own shares of Tesla stock equal in value to at least five times the annual cash retainer for directors (exclusive of retainer amounts for service as Lead Independent Director or as a member or chair of a Board committee), and (ii) our Chief Executive Officer shall own shares of Tesla stock equal in value to at least six times his / her base salary.
Your home has increased in value since you bought it, so there's room for you to cash out and still meet the 80 percent LTV requirement.
First off, Munger said See's was his most important learning lesson because it taught Munger and Buffett about the value of owning a great business, specifically one that can produce ever growing levels of cash flow with very little incremental capital requirements.
If the companies still appear sound, reasonably valued, and your outlook for cash requirements hasn't changed, you may not need to do anything.
It's simple to borrow against the cash value of a permanent life insurance policy as there are no loan requirements or qualifications aside from the amount of cash value you have available.
Please note that any loan in a CAD / USD margin account is collateralized by the stock, and if the value of the stock drops sufficiently, the account holder has the opportunity to either transfer more cash, or sell a portion of the stock to satisfy the account margin requirements.
Similar to a regular cash - out refi, if your home has increased in value and you meet their requirements, you can refinance your mortgage for a larger loan.
Eligible cash balances consist of USD free credits, generally defined as cash in your IB account in excess of margin requirements and short stock value, above the first $ 250,000 reserved for SIPC coverage and up to the program limit of $ 2,500,000.
Caravan Cash Out Certificate CHFA Code Violation Comps Capitalization Capitalization Accounting Cash Flow Certificate of Commitment for VA Loan Guaranty Certificate of Deposit Certificate of Eligibility Certificate of Loan Disbursement Certificate of Occupancy Certificate of Reasonable Value Change Order Chattel Clear Title Closing Closing Costs Closing Statement Cloud on Title CMB (Certified Mortgage Banker) Co-Insurance Commitment Commitment Fee Co-Mortgager Comparables Compliance Report Conditional Commitment Conditional Commitment Requirements Conditional Sales Contract Condominium Condominium Declaration Consideration Co-Signer Contagious Contract of Sale Conventional Loan Convey Conveyance Cooperative Corporation Correlation Correspondent Cost Approach to Value Coupon Rate Credit Rating Credit Report CRA (Certified Review Appraiser) Custodial Accounts
Among other things they want the limitations to reflect the value at risk, relax requirements to post cash, and give greater leeway if a fund temporarily exceeds the ratio.
It also includes options requirements and the exercisable value of cash covered puts while excluding your core account.
You're entitled to go fishing (for eligibility requirements): A traditional fully underwritten whole life or universal life policy gives you coverage for life, pays out the insurance benefit upon your death and includes an investment component of accumulated cash value.
With flexible requirements on the paid up additions options, the policy provides early high cash value surrender values, making Penn Mutual's whole life policy a top contender for anyone looking for the best cash value whole life insurance.
You can meet this requirement with cash or the value of your current securities.
Since you are simply replacing a mortgage that you have already been making payments on, this is considered the lowest risk of the 3 types of refinances and therefore will typically have lower interest rates than equivalent cash - out or debt consolidation refinances and follow similar Loan - To - Value requirements to purchase transactions.
Having sufficient cash on hand is a necessary first requirement for PTR, if they expect the market to ultimately close some / all of the gap to intrinsic value, either due to improved sentiment and / or in response to increased production and / or reserves.
Lastly, HUD says that it «supports the provisions in S. 2338 that lower the borrower's cash investment requirement from 3 percent to 1.5 percent of the appraised value of the property.
At the end of a quarter, if receipts from stocks sold exceed requirements for new purchases, the excess receipts — up to 5 % of the portfolio's value — are kept in cash until the next quarter.
The Federal Housing Administration lowered the loan to value requirements for cash out refinancing from 95 % to 85 %.
Call My Loan Quote for additional details regarding loan to value and equity requirements for mortgage refinancing and cash out opportunities.
Premium financing is generally reserved for ultra high net worth households due to the approval requirements and amount of cash - value life insurance involved.
Given the significant increases in land and quota values over the last number of years it is becoming increasingly difficult to transfer the family farm at fair market value and meet the cash requirements of paying farm debt, repaying of the parents» investment, paying income tax on the farm operations, investing in additional farm operations and upgrades, and provide a living for the children.
There are typically some limitations to this, like only being able to do it after you've held the policy for a year or a requirement to have enough money in the cash value to keep the policy in force for two months.
Lower home values, stricter lending requirements for home equity, and homeowners» desire to pay down their mortgages caused the big jump in cash - in refinancing, according to Freddie Mac.
Among these requirements are the following: (i) at least 90 % of the fund's gross income each taxable year must be derived from dividends, interest, payments with respect to securities loans, and gains from the sale or other disposition of stock, securities or foreign currencies, or other income derived with respect to its business of investing in such stock or securities or currencies and net income derived from an interest in a qualified publicly traded partnership; (ii) at the close of each quarter of the fund's taxable year, at least 50 % of the value of its total assets must be represented by cash and cash items, U.S. Government securities, securities of other RICs and other securities, with such other securities limited, in respect of any one issuer, to an amount that does not exceed 5 % of the value of a Fund's assets and that does not represent more than 10 % of the outstanding voting securities of such issuer; and (iii) at the close of each quarter of the fund's taxable year, not more than 25 % of the value of its assets may be invested in securities (other than U.S. Government securities or the securities of other RICs) of any one issuer or of two or more issuers and which are engaged in the same, similar, or related trades or businesses if the fund owns at least 20 % of the voting power of such issuers, or the securities of one or more qualified publicly traded partnerships.
For extra value, try a cash back card signup bonus offer, which awards a lump - sum cash back amount for meeting a set spending requirement.
To get even more value out of your Spark ® Cash card, you can earn a hefty signup bonus if you meet the minimum spending requirement within the first 90 days.
Co-Insurance can have a drastic affect on how an insurance loss is valued because not meeting coinsurance requirements can mean you receive payment based on Actual Cash Value instead of Replacement Cost.
If you do not meet these requirements, your home is insured for actual cash value (ACV).
Ideally suited for older members who may not meet medical requirements, but who want the option to annuitize the cash value of their policy.
Insurers also have varying requirements on how much cash value must accumulate before a policy is eligible and what percentage of the cash value can be loaned.
The only requirement is there is sufficient cash value available to pay the actual cost of the insurance premiums.
Generally for older members and spouses who may not meet AAFMAA's medical underwriting requirements, but wish to purchase a policy with the option to annuitize the cash value.
High cash values are available if you meet the underwriting requirements.
There are typically some limitations to this, like only being able to do it after you've held the policy for a year or a requirement to have enough money in the cash value to keep the policy in force for two months.
It's simple to borrow against the cash value of a permanent life insurance policy as there are no loan requirements or qualifications aside from the amount of cash value you have available.
Individuals will oftentimes transfer the cash value in a paid - up policy to an irrevocable trust to avoid Medicaid spend down requirements.
This could mitigate some of the increased cost of insurance at your parent's age, the exchange of cash value into the contract will lower the «Net Amount at Risk» in turn lowering the premium requirement.
These are: • Life insurance contract - a contract regarding life insurance policies that meets the guidelines premium requirements, the cash value accumulation and falls into the cash value corridor all on the subsection.
Withdrawals and loan indebtedness will cause an increase in the premium requirement under the base no - lapse guarantee and will reduce the death benefit and cash surrender value.
Unlike universal life insurance policies, the cash value, premium requirements, and death benefit of Farmers Simple Whole Life policy do not vary based on prevailing interest rates or market performance.
Premium financing is generally reserved for ultra high net worth households due to the approval requirements and amount of cash - value life insurance involved.
If you are in some urgent requirement of funds, you can take a loan against the accumulated cash value in a whole life plan.
It's simple to borrow against the cash value of a permanent life insurance policy as there are no loan requirements or qualifications... Read More
In case of urgent financial requirements, you also have the option to surrender the policy and you may exercise this option to get quick access to the accumulated cash surrender value.
The insurer declares a particular bonus rate each year & the policy builds certain cash value over time which can be used for early surrender or obtaining loans in case of any urgent requirement of funds.
Revitalized New York subsidiary business by adapting nationwide products to comply with New York's regulatory requirements: Regulation 147 (New York's original Guideline Triple - X) and Regulation 149 (segmented cash values).
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