Sentences with phrase «cash value return»

With an indexed universal life insurance policy, the cash value return is based on the performance of an underlying index which is being tracked, such as the S&P 500.

Because permanent life plans relatively command higher premium payments than term plans, which only cover you for specific periods during your lifetime, the former expect the cash value return to be competitive.

With variable universal life insurance, the cash value return is based on the performance of underlying equity investments, such as mutual funds.

However, if the underlying index performs poorly during a given year, then the cash value return will simply be 0 %.

When it comes to universal life there are different types and sometimes the more flexibility a universal life plan offers the more risk you have with your cash value returns.

Most variable life policies guarantee a minimum face value (i.e. minimum death benefit payout), but a guaranteed minimum for cash value returns is unlikely.

Another great thing about universal life insurance policies is that the cash value returns accumulate tax free.

Alternately, some universal life insurance contracts have cash value returns tied to an equity index such as the S&P 500.

Announcer (voiceover): Next, you'll want to decide if you want predictable cash value returns or higher potential cash value returns that may involve more risk.

Indexed universal life provides the potential for higher cash value returns due to the participation in indexed accounts that track the major stock market indices.

Nonforfeiture Values: The values in a life policy that the policyowner does not forfeit even if he ceases to pay the premiums; the cash value in the policy will be used in one of three ways: 1) cash value returned to the policyowner, 2) cash value buys extended term insurance, or 3) cash value buys a reduced paid - up life insurance policy.

Not exact matches

Bitcoin's down today, but with its recent rebound in value, holders — even the enthusiasts who want to bypass banks — could find it hard to resist the potential to hold onto their Bitcoin in hopes of seeing substantial cash returns.

Should the policy offer attractive guaranteed rates of return, over time the cash value will grow to a reasonable level without being subject to market volatility or capital gains taxes.

In return for his super-voting shares, Stronach received US$ 300 million in cash plus common shares worth US$ 563 million (they have since increased in value by 85 %).

In a note, analyst Michael Senno wrote that «as an owner of sports cable networks and teams, we believe that MSG is well positioned to capitalize on the increasing value of premium sports content, which should result in AOCF and free cash flow growth above its peers and, combined with incremental leverage, lead to solid shareholder returns.»

It's worth noting that critics of cash - value insurance policies argue that investment choices are too limited and that investors could get a better return through a diversified portfolio of stocks.

Those of later vintage still lag, returning 6.9 percent to the PE competition's 8.1 percent, but there's still value to be realized when they cash out of investments, according to the study.

They'll extract metals such as iron, nickel, cobalt, and platinum and either process these in place or return them to Earth to cash in on their considerable value.

CBO's measure of before - tax comprehensive income includes all cash income (including non-taxable income not reported on tax returns, such as child support), taxes paid by businesses, [15] employees» contributions to 401 (k) retirement plans, and the estimated value of in - kind income received from various sources (such as food stamps, Medicare and Medicaid, and employer - paid health insurance premiums).

The performance goals upon which the payment or vesting of any Incentive Award (other than Options and stock appreciation rights) that is intended to qualify as Performance - Based Compensation depends shall relate to one or more of the following Performance Measures: market price of Capital Stock, earnings per share of Capital Stock, income, net income or profit (before or after taxes), economic profit, operating income, operating margin, profit margin, gross margins, return on equity or stockholder equity, total shareholder return, market capitalization, enterprise value, cash flow (including but not limited to operating cash flow and free cash flow), cash position, return on assets or net assets, return on capital, return on invested

You would just need the policy's cash value to return a net 2.5 % interest annually to cut your premium payments in half while maintaining the full cash value.

While debt investments can provide a stable cash flow stream and security for investors, participation in value expansion, and return on investment, is capped at the interest and principal payments outlined in the financing documents.

If they lived past their policy's maturity date, policyholders lost their coverage and received little cash value in return, since the funds had been used to pay premiums.

Assets such as excess cash, discontinued operations, and unconsolidated subsidiaries are added to our DCF value as they represent cash that can be returned to shareholders in the future.

In addition, you must carefully monitor the cash value, since costs can increase or the policy may not achieve its projected returns.

This is utterly different from true discounting - which does not rely on multiples, but instead carefully traces out the likely path of future revenues, profit margins, cash flows and earnings over time, and explicitly discounts expected payouts and probable terminal values back at an appropriate rate of return.

Financial risk: The potential for gain or loss on a financial level measured in terms of revenue, return on investment, return on equity, shareholder value, profitability, debt level, capital expenditures and free cash flow.

FCF yield is a measure used to estimate the rate of return of a stock by comparing a company's free cash flow to its overall value.

Thesis: Management can boost the market value of American Express in the amounts below [1] by aligning the firm's strategy and performance compensation with real cash flows or what we call return on invested capital (ROIC).

Not everyone values investing or returns or cash flow streams or savings plans as singularly as another might and one may value the expensive car for its pleasurable qualities more singularly than you, since you are content with a Honda.

Tax efficient cash return to shareholders while portfolio value and book value grow.

«Investing in food producing farmland in the tax - friendly nation of the Republic of Vanuatu with our cluster concept in agriculture Malekula farm lets offers an investment that is out of reach from being diminished by most currency meltdowns and loss of value by state and local government seizure and also provides a cash return.

The value of a company is simply the present value of the cash flows it is going to return to shareholders over its lifetime.

While the opportunity for point value is lower, cash back programs are simple and cardholders are guaranteed a predictable rate of return from their credit card rewards, without having to decipher loyalty programs or search for award availability.

Our plans to maximise cash flow, maintain capital discipline and increase value and returns are on track.

While some defend the buyback practice as a method of returning cash to shareholders, others, including my colleague Larry Fink, have argued that some companies today are focusing on maximizing short - term shareholder value at the expense of investing in the future.

Similar to a permanent life insurance product, some return of premium products generate a cash value.

Back in the mid-90's, ROIC - based models such as Economic Value Added (EVA) and Cash Flow Return On Investment (CFROI) were all the rage, with corporate giants such as Coca - Cola (KO), AT&T (T), and Procter & Gamble (PG) linking them to executive compensation and highlighting them in communications with shareholders.

The value of the equity risk premium (the higher returns from owning stocks rather than bonds or cash) has been in -LSB-...]

Walker has his $ 50,000 campaign cash from the roadbuilders, explaining why he can not look fairly at the costs, value, return on investment and priority of building this first Wisconsin link of the national high speed rail system for Wisconsin.

If $ 300,000 has been contributed on behalf of a teacher (including accumulated returns), then the cash value of an annuity provided to this teacher should also be $ 300,000.

Gifts offered in connection with the Program do not have cash value, can not be exchanged or returned and may be subject to change without notice.

Their returns, according to proponents of the efficient - market hypothesis, have to do with investors rationally requiring extra compensation for investing in value firms, which tend to be procyclical, have high leverage and have uncertain cash flows.

Even if the return on that portfolio was 5 percent, the expected terminal value after 30 years would be $ 353,000, more than 65 percent higher than the cash - heavy portfolio.

You have great surety about the death benefit, cash values, and rates of return if you continue making timely premium payments.

The value of a company is simply the present value of the cash flows it is going to return to shareholders over its lifetime.

1/9/14 - The Hartford International Value Fund announced a partial reallocation of a previously paid cash distribution to be considered a return of capital

Term life insurance policies have no cash surrender value so, if you decide to give up your coverage to the insurer, you won't receive anything in return.

Returns are guaranteed and, in the event you have an emergency and need access to money, you can either access the policy's cash value through a loan or by surrendering the policy.

In addition, you must carefully monitor the cash value, since costs can increase or the policy may not achieve its projected returns.