Actual
cash value settlement — Losses are settled for the actual cash value (ACV), which takes depreciation into account.
Replacement Cost settlements and the basis of claims payment are far more reasonable than the actual
cash value settlement.
Not exact matches
In a life insurance
cash settlement, a company will purchase your life insurance policy for a greater amount than the policy's
cash value but less money than the death benefit.
However, if the ordinary shares or ADSs are treated as traded on an «established securities market» and you are either a
cash basis taxpayer or an accrual basis taxpayer that has made a special election (which must be applied consistently from year to year and can not be changed without the consent of the IRS), you will determine the U.S. dollar
value of the amount realized in a non U.S. dollar currency by translating the amount received at the spot rate of exchange on the
settlement date of the sale.
If you decided to surrender your life insurance policy or were unable to get a life insurance
settlement, the policy's
cash value would determine whether you had to pay any taxes.
Because even the most carefully - managed banks can not perfectly control or predict the
value of their net dues at the end of any particular
settlement period, all would tend to equip themselves with a modest cushion of
cash reserves even if they did not have to do so for the sake of stocking their ATM's or accommodating their customers» over-the-counter requests for
cash.
Example: - Let's assume you sold your life insurance policy, which had a
cash value of $ 150,000 for a $ 200,000
settlement.
Now in the process of lemon law which now jeep wants to try and make things right after 9 months of constant complaints.Do your research before buying a used one as fca us llc tries to get you to opt out with taking a new vehicle or giving you
cash settlement and keep the vehicle so it isn't listed as a lemon which then looses a lot of
value at manufacturer expense.
When a contract is
cash - settled,
settlement takes place in the form of a credit or debit made for the
value of the contract at the time of contract expiration.
In this case, the vast majority of homeowners and renters insurance policy forms, by default, will provide claim
settlement only at the actual
cash value of the personal property.
In a life insurance
cash settlement, a company will purchase your life insurance policy for a greater amount than the policy's
cash value but less money than the death benefit.
On the other hand, if your company decides to sell the key person life insurance policy, you may have to pay taxes, depending on the size of the
settlement,
cash value of the policy, and the amount that's been paid in premiums.
To calculate a total insurance loss and receive a fair
settlement from the insurance company, you need to research the actual
cash value of the vehicle and provide documentation supporting your research.
Commuted
Settlement Should immediate liquidity of remaining cash value be desired by the owner or a lump sum death benefit be desired by the beneficiary (ies), Bankers Life Insurance Company is willing to process a commuted
Settlement Should immediate liquidity of remaining
cash value be desired by the owner or a lump sum death benefit be desired by the beneficiary (ies), Bankers Life Insurance Company is willing to process a commuted
settlementsettlement
Cash Settlement Transactions generally involving index - based futures contracts that are settled in cash based on the actual value of the index on the last trading day, in contrast to those that specify the delivery of a commodity or financial instrum
Cash Settlement Transactions generally involving index - based futures contracts that are settled in
cash based on the actual value of the index on the last trading day, in contrast to those that specify the delivery of a commodity or financial instrum
cash based on the actual
value of the index on the last trading day, in contrast to those that specify the delivery of a commodity or financial instrument.
GAP Waiver — A GAP waiver allows you to waive the difference between your vehicle's actual
cash value (i.e., the insurance
settlement after a total loss) and the outstanding loan balance.
A
cash credit is an amount that will be credited to (positive
value) the core at trade
settlement.
That makes sense, and ensures a fair
settlement, if you consider actual
cash value to be fair at all.
Only when the bankruptcy
settlement payment is made in
cash or new securities, would the
value change on the balance sheet.
However, an option now exists which enable policyholders to receive amounts more than
cash surrender
value by selling the policy on the life
settlement market.
The replacement cost will cover to repair broken items, replace them with similar items, or offer a
cash settlement for an item at it's current market
value.
This leads to option # 2 in which Jim and Susan ask their bankruptcy attorney to negotiate a
cash settlement that pays out some of the
value of their home equity in exchange for keeping their home.
The concept of selling your life insurance policy is known as a life
settlement, this process involves selling your policy for an amount of
cash that is less than your death benefit and more than the amount that is in your
cash value account.
Foris (FRS: GR) or Frenkel Topping Group (FEN: LN) can help with the litigation, and here's Imperial Holdings (IFT: US) again to offer up - front
cash on your
settlement — for a fraction of its total
value, of course.
Cash and net other assets, if any, represent the market value weights of cash and derivatives and may show a negative market value as a result of the timing of trade versus settlement date transacti
Cash and net other assets, if any, represent the market
value weights of
cash and derivatives and may show a negative market value as a result of the timing of trade versus settlement date transacti
cash and derivatives and may show a negative market
value as a result of the timing of trade versus
settlement date transactions.
Collision coverage
settlements are usually based on the
cash value of your car prior to an accident.
Market
value settlement — In the event of a total loss or theft, we pay the market
value (actual
cash value), which includes a deduction for depreciation.
Cash settlement — a method of settling certain futures contracts by having the buyer (or long) pay the seller (or short) the cash value of the contract according to a procedure set by the excha
Cash settlement — a method of settling certain futures contracts by having the buyer (or long) pay the seller (or short) the
cash value of the contract according to a procedure set by the excha
cash value of the contract according to a procedure set by the exchange.
Two types of protection available: Replacement Cost
Settlement, which pays to repair or replace your home without deducting for depreciation, and Actual
Cash Settlement, which pays you for the cash value of your property based on its current condit
Cash Settlement, which pays you for the
cash value of your property based on its current condit
cash value of your property based on its current condition.
Small inheritances, insurance
settlements,
cash -
value life insurance policies, even borrowing from friends and family are a few of the alternate sources of funding that New Era clients have used to take advantage of extra large debt reductions.
If your vehicle is stolen or totaled in an accident, your primary insurance
settlement will be based on its actual
cash value, not the outstanding loan balance.
Those that specialize in life
settlements (also known as viatical
settlements) will be happy to buy your policy at a price that is usually much better than the price the insurance company is willing to give you (the
cash surrender
value).
Other sources for funding
settlements might include the sale of household items, valuable collections (coins, stamps, etc.),
cash value life insurance policies, borrowing from family, or sale of vehicles or other property.
And while some policies don't allow the policyholder to build elsewhere, all policyholders can elect to take a
cash settlement (albeit one that includes the depreciation
value of the house).
A Life
Settlement is the sale of a life insurance policy to a third party for a
value in excess of the
cash surrender
value, but less than the death benefit
The loss
settlement valuation for commercial boat insurance can be calculated based on «agreed
value» or «actual
cash value.»
Furthermore, remember that the
cash value also represents a «hurdle» threshold for the life
settlement provider to reach.
The calculation of the
value of a life
settlement transaction is essentially a discounted
cash flow analysis.
Technically, though, there is a third option to the «keep versus lapse» decision of life insurance: to sell the policy to a third party in a transaction called a «life
settlement» to an (institutional) investor who might be willing to pay more than just the policy's
cash value (or the $ 0
value that might be available if the coverage just lapses on its own).
Therefore, a high
cash value generally equates to a higher life insurance
settlement offer.
The remaining gain — the excess of the life
settlement value over the
cash surrender
value, plus the addition gain triggered by subtracting out internal cost - of - insurance charges — is treated as a gain on property interest and is taxed at capital gains rates.
If the advisor judges that a life
settlement is the right approach, particularly when the client can not afford / manage the ongoing
cash flow obligations or otherwise needs the policy
value liquidated today, the advisor should help identify a life
settlement brokerage partner to guide the client through the transaction.
Settlements are always higher than the
cash surrender
value of the policy but lower than the death benefit.
The
cash value of the
settlement could be as much as $ 17.75 million.
Last month, a panel of judges on the 9th Circuit held that the Winkelvi were stuck with the
cash and stock
settlement (
valued at over $ 65 million) they had negotiated back in 2008 to resolve their now - famous lawsuit against Facebook founder Mark Zuckerberg.
In this case, the vast majority of homeowners and renters insurance policy forms, by default, will provide claim
settlement only at the actual
cash value of the personal property.
A life
settlement is the sale of an existing life insurance policy to an institutional investor at a price higher than the current
cash surrender
value, but lower than the face amount of the policy.
These life
settlement companies look to buy
cash value policies going to waste and make a decent profit at the end.
A
settlement is only possible when the policy's market
value exceeds the
cash surrender
value.
When purchasing a renter's insurance policy it is very important to ask about «replacement cost on contents» otherwise a claim
settlement will be based on the actual
cash value of your items as opposed to what it will cost to replace them.