Sentences with phrase «cash value used»

Select loans allow the portion of the cash value used as collateral to remain in the indexed or fixed account, earning the credited interest rate, even though a loan is outstanding.

Select loans allow the portion of the cash value used as collateral to remain in the indexed or fixed account, earning the credited interest rate, even though a loan is outstanding.

Actual cash value used to be common, but the general expectation is that insurance will return you to the place you were before the loss by actually replacing the property that was lost.

Most people choose to use policy loans to borrow against their cash value using a wash loan — or in some cases gaining via arbitrage.

You also have the potential to build money in your policy called cash value using over 50 variable investment options from top financial firms.

You can also borrow against the cash value using policy loans.

Consider using Voya Corporate VUL in an executive benefit plan to provide life insurance protection and help strengthen your business by building money in the policy called cash value using variable investment options from top financial firms.

This particular life insurance policy will also provide policyholders with the potential to build cash value using around 50 separate variable investment offers from top financial firms.

Not exact matches

The aggregated value of cash only takeovers so far in 2018 has risen by 33 percent year - on - year while the value of deals using cash and stock has risen by 221 percent, as companies look to exploit their buoyant share valuations.

If you have any valuable assets (i.e. inventory, equipment, vehicles, electronics, property, contracts, pending invoice payments, etc.) you may be able to sell some of these at market value to generate quick cash, or use them as collateral in obtaining a secured loan.

In some cases, unscrupulous brokers hold «free lunch» seminars in which they offer reckless advice, like recommending retirees cash out of their 401 (k) planor take a lump - sum payment for the cash value of their pension and use the money to open an IRA through them.

The card earns Membership Rewards points, the currency in Amex's loyalty program, which can be exchanged for statement credits or cash back, used to book travel through Amex's travel website, or, to get the most value, transferred to any of 17 airline and three hotel transfer partners (transferable points are among the best).

Unlike cash, however, it can be used online, and to transfer value from person to person via mobile devices, or to pay at stores with bricks and mortar locations.

Purchases of usage subscriptions (including credits, points, and / or virtual currency) or any virtual items made available on the online services are nonrefundable, have no monetary value (i.e., are not a cash account or equivalent), and are purchases of only a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable right to use, even if such came with a durational term (e.g., a monthly subscription).

The most obvious way migrants could use blockchain technology to securely store money while traveling would be to convert cash into digital currency, but Soros dismissed the value of cryptocurrency, making clear he believed its primary appeal was «for tax evasion» and «the rulers of dictatorships.»

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

As a simple rule of thumb, if the value of each point is less than 1 cent, use cash and keep your points for a higher - value opportunity.»

The company plans to use the net cash from the deal to repay outstanding debt and bolster shareholder value.

What you're actually doing is selling a property (bitcoin) for a cash value and then using money from that sale to buy a product.

If you exchanged your Chase Ultimate Rewards points for cash to purchase the ticket, or if wanted to use fixed - value points worth one cent each — such as miles you can earn with the Capital One Venture card — you would need 120,000 points to cover the whole trip.

That would cost 460,000 fixed - value points, or points exchanged for cash back, if you wanted to use them to «erase» the purchase from your statement.

The answer is: «Forbes uses a complex algorithm to rank companies by what it calls an «innovation premium,» which is the difference between market capitalization and a net present value of cash flows from existing businesses.

The income you take from the plan is not included in income totals the IRS uses to determine how much you pay in taxes on your social security, and the cash value doesn't count against your kids when they apply for federal student aid.

For instance, you can use your cash value to finance business vehicles, equipment, office buildings and more and to qualify for deductions for interest paid and depreciation (consult your CPA or tax advisor for details).

Using the Price to Cash Flow Ratio to Value Stocks The average price to cash flow ratio varies from industry to indusCash Flow Ratio to Value Stocks The average price to cash flow ratio varies from industry to induscash flow ratio varies from industry to industry.

You just use the cash value to pay premiums.

If you have a sizable cash value but don't have a use for it yourself, you may be able to use it increase the amount of money left to your beneficiaries.

Cash was used particularly intensively for low - value transactions, with consumers using cash for around two - thirds of payments under $Cash was used particularly intensively for low - value transactions, with consumers using cash for around two - thirds of payments under $cash for around two - thirds of payments under $ 20.

Variable and universal life insurance policies are often favored because they allow you to use the policy's cash value to pay premiums.

In fact, when valuing a company or stock, most professional investors use a form of modified free cash flow rather than reported net income applicable to common.

A life insurance policy loan is just a loan from the insurer in which the cash value of your policy is used as collateral.

The cash value behaves like an investment as it grows tax - deferred with interest, as determined by the type of policy, and can be used as collateral for a loan.

For some permanent life insurance policies, you're also able to pay premiums using the policy's cash value.

Ultimate Rewards (earned from the Sapphire Reserve / Preferred) can be used at a fixed - value when booking through UltimateRewards.com but can also be worth more when transferring to travel partners like Hyatt or United where you pay a fixed number of points in those programs which are not dependent on the cash cost of that room / flight otherwise.

During the boom years of the early and mid-2000s, Roger and Lynda Cruz appear to have used the house as an ATM, taking advantage of its rapidly increasing property value to refinance often and take cash out, real estate records suggest.

You can also pay premiums using the policy's cash value.

If they lived past their policy's maturity date, policyholders lost their coverage and received little cash value in return, since the funds had been used to pay premiums.

Once the cash value has reached a certain size, you can borrow money from the insurer and use it as collateral.

Universal life insurance policies are the only permanent policies that have «flexible premiums», meaning you can use the policy's cash value to make payments.

Our fourth and final step to gauge the value of a stock is to use our dynamic discounted cash flow model to quantify market expectations for future cash flows of a company.

FCF yield is a measure used to estimate the rate of return of a stock by comparing a company's free cash flow to its overall value.

At such a cheap valuation, VIAB can use its $ 3 billion in annual free cash flow to buyback stock, retiring shares at a undervalued price, thereby increasing the overall value for remaining shareholders.

Discounted Cash Flow Analysis (DCFA) is the bread - and - butter stock valuation method, and is used by world - class value investors like Warren Buffett to determine the fair price to pay for a stock.

Shipments containing cash or other means of payment, precious metals, art work, jewelry, watches, precious stones or other articles of value or securities for which, in the event of damage, no stoppage and no cancellation and replacement procedure can be carried out; for the avoidance of doubt the following valuable goods are exempted from this rule: Shipments using the Registered Mail special service, which contain stamps, telephone cards, vouchers for goods and low - value goods in these classes (e.g. fashion jewelry and promotional articles), up to an actual value of 30 Special Drawing Rights of the International Monetary Fund (SDR) per shipment, and individual tickets and entrance tickets;

This clause provides that if the policyholder fails to pay the premiums on a life insurance policy, the insurance company may automatically use the accumulated cash value to pay the premiums.

See, if you're going to use operating earnings to value a company's stock, you have to first subtract out the capital spending (to get free cash flow), discount that to get the enterprise value (the value of both the stock and the debt combined), and then subtract out the debt.

From 2007 through February 2009, the Board determined the fair value of the common stock by using discounted future cash flows under the income method, after considering current rounds of financing.

The process for estimating the fair values of identifiable intangible assets and certain tangible assets requires the use of significant estimates and assumptions, including estimating future cash flows and developing appropriate discount rates.

«While we are building enterprise value through our patent portfolio, Nchain is committed to using our intellectual property to benefit the bitcoin cash community,» Nguyen notes.

Many people use a cash value life insurance policy to save for their retirement and to provide a death benefit to their beneficiaries.