Sentences with phrase «cash values dropped»

To make universal policies more attractive, insurance companies began adding a secondary guarantee that would keep the policy in force even if cash values dropped to zero.

Guaranteed universal life insurance definition: a type of permanent life insurance that offers a guaranteed no lapse rider guaranteeing the policy remains in force even if the cash value drops to zero.

Even if the policy cash value drops to zero.

To make UL policies more attractive, insurers have added secondary guarantees, where if certain minimum premium payments are made for a given period, the policy remains in force for the guaranteed period even if the cash value drops to zero.

During the no lapse period, the insurer guarantees the coverage will continue, even if the cash value drops to zero.

For this policy to remain active, you still must make your premium payments, but the policy will still remain active even if its cash value drops to zero.

Once the cash value drops to zero, the policy will lapse.

Replacement cost is important, because actual cash value drops so quickly, even on higher - end merchandise.

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Not exact matches

For one thing, frequent transactions mean market swings could have a bigger impact on you — if you're forced to sell shares whenever you need cash, even if the value of your investments has dropped.

Trading Account: New [tag] stock picks [/ tag] this week: Stocks bought or added to portfolio this week: none Stocks dropped from portfolio this week: none Existing & new [tag] holdings [/ tag]: 100 % cash Contribution this week: $ 100 Current [tag] capital exposure [/ tag]: 0.0 % New positions available to open: 0 Starting [tag] account value [/ tag] = $ 2,037.17 Account value = $ 2,037.17 (without margin) Buying Continue reading →

I know Steve (and possibly most investors talk of keeping cash on hand for a «potential drop in the mkt and getting great value buys» sort of thing), which I agree makes a lot of sense.

If the stock's value drops substantially, you must deposit more cash in the account or sell a portion of the stock.

You can probably see how increasing property values might trigger an interest in refinancing as people drop mortgage insurance, combine their first and second mortgages, or cash out some home equity.

Cash - out refinancing can be risky; if home values drop, you could owe more on your mortgage than your home is worth.

First time buyers are frequently low on cash, and with recent drops in home values, current homeowners may find that they can not sell their present homes for enough to put down the 10 - to - 20 % typically required by conventional mortgage lenders.

Please note that any loan in a CAD / USD margin account is collateralized by the stock, and if the value of the stock drops sufficiently, the account holder has the opportunity to either transfer more cash, or sell a portion of the stock to satisfy the account margin requirements.

Dividends transfer money equally to all shareholders, but that also reduces the value of each share by the same amount, since it's cash out the door, which drops the value of the company.

You can probably see how increasing property values might trigger an interest in refinancing as people drop mortgage insurance, combine their first and second mortgages, or cash out some home equity.

With Variable Universal Life policies your cash value can drop dramatically in a very short period of time.

I know Steve (and possibly most investors talk of keeping cash on hand for a «potential drop in the mkt and getting great value buys» sort of thing), which I agree makes a lot of sense.

For example, if a company chooses to take cash off the balance sheet, placing it in reserves to fund a pension plan, its book value will drop.

For example, your emergency funds should be in an account that won't drop in value when you need to cash it in.

With an additional No Lapse Guarantee, you can rest assured that your policy will not lapse even if the cash surrender value drops below zero.

And unfortunately, if you cash out your equity (increasing your mortgage balance) and property values drop abruptly, you might end up owing more than your home's worth.

However, when year - end 2016 financials were filed a couple of months later some of that cash and a good bit of book value had disappeared into the vortex; cash dropped from $ 50 million to $ 32 million, but more worrisome, book value dropped from ($.78) per share to ($ 5.29) per share.

Cash is nice, but having puts that increase in value as the market drops through the floor helps me psychologically to be more aggressive.

Also, if the account value drops below the threshold after the account is funded due to market fluctuations, the cash reward (s) will still be paid out.

And although home values have dropped in many areas, the no appraisal standard still makes sense for the FHA since loan balances are not increased by a cash out and the borrower holds a decent payment record on the existing loan.

In other words, inflation is causing the value of your dollars to drop faster than the money you're earning through these cash - equivalent investments.

After adjusting the price of the shares for the value of the cash on hand, Microsoft's P / E ratio drops from 12 times to 10 times.

And if your home value drops or you lose your job, you can still take cash out.

If the value of the stock drops substantially, you're required to deposit more cash in the account or sell a portion of the stock.

You can see in our second table that the rewards value drops significantly for the Blue Cash Preferred card in the second year.

The benefit to this type of strategy is that the IUL can have incredibly good years in the double digit range, while also guaranteeing that market drops of 40 % will never cause your cash value to decrease.

Disadvantages: If you decide not to repay the loan, it will drop the face and cash value of your life insurance policy.

Cash value policies are more expensive than comparable term insurance, and many are dropped prematurely or don't provide a proper level of coverage.

If the stock's value drops substantially, you must deposit more cash in the account or sell a portion of the stock.

Look at all the variables you used when you bought the stock — discounted cash flow, price - to - earnings, price - to - cash - flow, net asset value, price - to - book — and use that information to decide what the upside is if the stock rises and what you stand to lose if it drops.

However, according to the New York Times, the value of currency in circulation in the U.S. has dropped 50 % since 1970 from 5 % of the country's total economic activity to 2.5 %, a sign that probably means that cash is used less often than it was 40 years ago.

If this number drops to 1 %, meaning more people are paying for travel with cash, it means the customer doesn't see value in your loyalty program — not good, despite the extra money in the short - term.

Based on my research, I concluded that irregular pricing occurred when a hotel has a high enough fixed value assigned to HHonors points redeemed for premium rooms and, for whatever reason, the best available rate for premium rooms is low enough to drop the price in cash, after conversion to HHonors points, below the HHonors point cost for a standard room award.

You can see in our second table that the rewards value drops significantly for the Blue Cash Preferred card in the second year.

If at any time, interest rates drop and the assumed growth of your cash value fail to meet expectations, the current cash value may not be enough to sustain your coverage.

For older cars, consider reducing or dropping this coverage, since coverage is normally limited to the cash value of your car.

Cash values earn an interest rate that is set periodically by the insurance company and is generally guaranteed not to drop below a certain level.

Cash value policies are more expensive than comparable term insurance, and many are dropped prematurely or don't provide a proper level of coverage.

On top of that, there are often surrender charges for policies that are dropped within the first ten to fifteen years, which can further eat into your cash value.

In addition, you have to carefully monitor the cash value to make sure it doesn't drop too far, or you may lose your coverage.

What this means for your cash value is that when there is a horrible year in the market, or even just a year in which the markets drop below zero, the amount that will be attributed to your cash value is the guaranteed minimum, called your Index Floor Rate.