Sentences with phrase «cash values of the contract»

Generally speaking, loans and partial surrenders from MECs result in immediate taxation to the extent that the cash value of the contract exceeds the premiums paid.
See the projected impact of these additional payments on the cash values of the contract at the same four intervals: 10 years.
Cash settlement — a method of settling certain futures contracts by having the buyer (or long) pay the seller (or short) the cash value of the contract according to a procedure set by the exchange.
The cash value of the contract after that would depend on how a total withdrawal rate of about 8 percent (payout plus product expenses) affected the value of the underlying account assets.
For disadvantages, he said cost is the main issue, as policies can be expensive to issue and reduce the cash value of a contract.
The reason this is available is to allow the cash value of the contract to stay within the company, but change out the insured of the policy when a C - Suite executive moves out of the job and someone else moves into it.
The cash value of any contract shall be determined without regard to any deduction for any surrender charge or policy loan.

Not exact matches

If you have any valuable assets (i.e. inventory, equipment, vehicles, electronics, property, contracts, pending invoice payments, etc.) you may be able to sell some of these at market value to generate quick cash, or use them as collateral in obtaining a secured loan.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Employing 43,000 people around the world, including 20,000 in Britain, Carillion has been fighting for survival since July, when it revealed it was losing cash on projects and had written down the value of its contract book by 845 million pounds.
Open SF Repo represents the starting cash value of all open SF Repos contracted at the cash rate target by the ESA holder
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In terms of taxation, the excess of the cash surrender value of the policy (plus any outstanding loans) over your basis in the contract is treated as taxable income.
Travis Hoium (Pattern Energy Group): Long - term investors looking for value in energy don't need to look further than yieldcos who provide contract - protected cash flows for decades to come that will be paid in the form of a dividend.
Options can be add value to one's portfolio in a variety of ways, specifically, maintaining liquidity via maintaining cash to engage in covered put options, initiating positions via being assigned shares strategically prior to or upon expiration of the option contract and capturing premium income via closing out the contract prior to expiration as the shares move in your favor to realize income.
Bournemouth, who are battling for promotion to the Premier League, made three bids for the Blues man in January, reportedly going up to the value of # 5 million, but due to his contract situation, his club could be tempted to cash in for as little as # 3 million.
Ferguson is planning something of a summer clear - out and has long been an admirer of England winger Ashley Young and is confident he can persuade the former Watford man to leave for Man United in the summer and Aston Villa may feel that given the fact the attacker would only have a year left to run on his contract it may be the right time to cash in on his value.
The funds that those sales could bring in could largely be spent now, so if the estimated income from X player sales should be # 100mil, spend # 75 mil of that now from the cash reserves and then work hard on recouping that money from the average that needs to go... Values was an example and not what I think they are worth XD That area could also deal with contracts, take the pay structure away from the manager and into the club, ensure we do not have this issue again when a new manager feels it is the right direction and has no one to stop him.
Leicester's hand may finally be forced by the fact that Mahrez will have two years left on his contract, the point at which many clubs choose to cash in before the value of their prized assets start to depreciate.
Since the premiums are higher and the death benefit is initially lower, a greater portion of the premium is added to the policy cash value, which then grows interest - free inside the contract.
When a contract is cash - settled, settlement takes place in the form of a credit or debit made for the value of the contract at the time of contract expiration.
As a futures contract the E-mini is an agreement to buy or sell cash value of the underlying index at a specific period at a later date.
This benefit is similar to what is allowed for the cash value growth of a life insurance contract.
MYGAs provide some liquidity, typically making 10 % of the contract's cash value available penalty - free annually if you're over 59 1/2.
In the world of annuities, there are a few different types of contracts which vary based upon how the cash value is accumulated on a tax deferred basi...
Cash Settlement Transactions generally involving index - based futures contracts that are settled in cash based on the actual value of the index on the last trading day, in contrast to those that specify the delivery of a commodity or financial instrumCash Settlement Transactions generally involving index - based futures contracts that are settled in cash based on the actual value of the index on the last trading day, in contrast to those that specify the delivery of a commodity or financial instrumcash based on the actual value of the index on the last trading day, in contrast to those that specify the delivery of a commodity or financial instrument.
This would be a permanent insurance contract that you could give her someday in the future and would have some cash value inside of it.
For those with a lot of extra cash to invest each year there is a limit to the amount you can pay into the policy (typically a percentage of the total policy value), this limit is known as the MEC (modified endowment contract) limit.
Cash value life insurance, whether whole life, IUL, or VUL, allows for the tax - free growth of funds in a policy's cash account unless the policy is canceled or surrendered, transferred or assigned to another owner, or the IRS no longer designates the policy a life insurance contrCash value life insurance, whether whole life, IUL, or VUL, allows for the tax - free growth of funds in a policy's cash account unless the policy is canceled or surrendered, transferred or assigned to another owner, or the IRS no longer designates the policy a life insurance contrcash account unless the policy is canceled or surrendered, transferred or assigned to another owner, or the IRS no longer designates the policy a life insurance contract.
Caravan Cash Out Certificate CHFA Code Violation Comps Capitalization Capitalization Accounting Cash Flow Certificate of Commitment for VA Loan Guaranty Certificate of Deposit Certificate of Eligibility Certificate of Loan Disbursement Certificate of Occupancy Certificate of Reasonable Value Change Order Chattel Clear Title Closing Closing Costs Closing Statement Cloud on Title CMB (Certified Mortgage Banker) Co-Insurance Commitment Commitment Fee Co-Mortgager Comparables Compliance Report Conditional Commitment Conditional Commitment Requirements Conditional Sales Contract Condominium Condominium Declaration Consideration Co-Signer Contagious Contract of Sale Conventional Loan Convey Conveyance Cooperative Corporation Correlation Correspondent Cost Approach to Value Coupon Rate Credit Rating Credit Report CRA (Certified Review Appraiser) Custodial Accounts
A forward currency contract is an agreement by two parties to transact in currencies at a specific rate on a future date and then cash settle the agreement with a simple exchange of the market value difference between the current market rate and the initial agreed - upon rate.
If the appraised value comes in lower than the contracted purchase price, the buyer will need to bring the difference to closing, which would increase the total cash - to - close and defeat the purpose of including a seller contribution to closing costs to begin with.
In addition to remaining in effect as long as you pay your monthly premiums and keep any other obligations per your contract with the insurance company, these type of policies also accrue «cash value».
These plans are funded solely with insurance products such as cash value life insurance or fixed annuity contracts, and the plan owner can often deduct hundreds of thousands of dollars in contributions to these plans each year.
The inner - workings of cash value life insurance consists of a life insurance policy, which is a contract between the policy owner, the insured (often the same person), and the insurer, where the insurer agrees to pay a death benefit to the policy's beneficiary, based on the owner continuing to make the policy's premium payments.
7) Life insurance contract 8) Cash value of a life insurance contract: $ 11,525 9) Professionally prescribed health aids
Each month some of the premium payment goes towards the insurance part of the contract, while any excess gets put towards the cash value.
If you are using paid up additions to increase your cash value you need to be aware that over funding your policy will change the tax status of your policy to that of a modified endowment contract (MEC).
I always thought of a stock option as a legal contract stating «This entitles the bearer to purchase 1 share of XYZ stock before -LCB- DATE -RCB- at -LCB- PRICE -RCB-» (regardless of the bearer's identity - anyone providing a contract i.e. option along with the cash value stated would walk away with 1 share in return, period).
The expiry notice lists the basics of the contract note including the trade value and the amount of the margin returned to my cash account.
The contract offers immediate cash value that increases through the life of the policy.
If a policy with no cash surrender value is sold (for example a term life insurance contract), the policy premiums would have largely covered just the cost of insurance, so that the proceeds received from the sale of the policy would all be capital gains.
Unlike a purchase of common stock for cash, the purchase of an option involves «leverage,» whereby the value of the option contract generally will fluctuate by a greater percentage than the value of the underlying interest.
By reducing volatility and potential losses, within your contract, the Market Stabilizer Option ® can provide a level of comfort at times when the market is unpredictable and protect your policy's cash value from extreme fluctuations.
The main benefits of using option B are that this option enables cash value to grow more rapidly over the contract's life and that the IRS allows higher levels of excess premium contributions under option B.
Most states afford some level of asset protection for the cash value in annuity contracts and with states like Texas and Florida offering the highest level of protection.
Like other types of cash value life insurance policies which allow policy loans, most annuity contracts allow owners to borrow against the annuity contract's accumulated cash value.
You DO have to come up with cash to cover any loss in value of the contract at the end of each day though.
The pro of whole life is that the higher price tag can be mitigated by getting this type of life insurance policy at a young age, adding specific riders that maximize the cash value up to, but not crossing the line, of becoming a modified endowment contract MEC, and allowing you to utilize that cash value in as little as 30 days.
The cash value of an insurance contract as of the date that the policy is being redeemed.
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