Sentences with phrase «cash values they end»

Thus, if these people have life insurance policy with large cash values they end up cashing a life insurance policy or selling their life insurance policies.

Not exact matches

It's not the fairy - tale ending many wanted, but it gave shareholders $ 4.50 a share in cash (up from a low of $ 2.19 in January) and demonstrated the value of knowing when to abandon a dream, take the money, and move on.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The company's stock market value is down to just $ 1.1 billion — and that's with cash and marketable securities of almost $ 700 million on its balance sheet at the end of 2017.

The online giant said Friday it was buying the high - end grocer for $ 42 a share in an all - cash deal, valuing the company at $ 13.7 billion.

«Normally, one of the great disadvantages of investment - oriented life insurance is that front - end commissions are so high that it takes a few years to start building up any type of cash value.

Echelon is now focusing its growth on «smart» commercial & municipal LED lighting (although its fab-less chip business has apparently now stabilized after a long decline), and if the lighting business accelerates (and it could, due to recent sales force hires and new products), I think there's a chance it can hit a break - even annualized revenue run - rate of $ 40 million by Q4 - 2019 (pushed back from my earlier hoped - for timeline) at which point — assuming $ 14 million of remaining net cash (vs. an estimated $ 18 million at the end of Q2 2018) and 4.7 million shares outstanding (vs 4.52 million today), an enterprise value of 1x revenue on this 53 % gross margin company would put the stock in the mid - $ 11s per share.

Furthermore, the fund is designed to distribute its net asset value to shareholders in cash shortly after the fund's end date.

Creation of the merged company, which Bloomberg values at $ 35 billion, will put an end to a cash burning frenzy.

If the value of the gold fund goes down, the amount of gold stays the same but you'll end up with fewer dollars if you cash out.

If the value of the gold fund goes up, the amount of gold stays the same but you'll end up with more dollars if you cash out.

When there is a significant discrepancy between the figures in the two tables, it is often due to: (i) differences in when long - term cash is accounted for; (ii) substantial changes in pension value or NQDCE; or (iii) companies granting long - term incentives for the year in review following the fiscal year end.

Because even the most carefully - managed banks can not perfectly control or predict the value of their net dues at the end of any particular settlement period, all would tend to equip themselves with a modest cushion of cash reserves even if they did not have to do so for the sake of stocking their ATM's or accommodating their customers» over-the-counter requests for cash.

Term life insurance is cheap because it's temporary and has no cash value; in most cases, your family won't receive a payout because you'll live to the end of the term.

Based on our panelists» forecasts of value per coin by December 31, the predicted market cap for Bitcoin Cash by the end of 2018 is $ 64.9 billion.

Takeda, now worth $ 33 billion by market value, had 466.5 billion yen ($ 4.3 billion) in cash and short - term investments as of end - December.

Owners often have a disconnect between the actual value of their company and the cash that they will receive at the end of the deal.

The amount you receive depends on the type of policy, the policy's cash value and the end date of the insurance, if any.

If he wants to buy you out, and its a 50/50 split, and you've been splitting the mortgage payments evenly, you should end up with cash to the tune of half of the difference between the house value and the mortgage (assuming the house value is greater than the mortgage).

At the end, Morningstar calculates the ratio of the current market price to the discounted value of the free cash flows per share.

If the cash flows are large compared with the beginning and end values of the portfolio (this might occur if you're a new investor who has just started making monthly contributions) the results will likely be wildly off.

Even if some policies have a cash - value component, you run into the same problem as other cash - value policies like whole life insurance, where you may end up with a sub-optimal investment option.

And it's the change in your nest egg's value over time, not how much you end up with in spending cash after paying taxes on a withdrawal, that determines how long your savings will last.

If you decide to end the policy, you get some of the savings back (the cash surrender value).

On one end of the spectrum is the fixed index annuity which offers a conservative contractual rate of return applied to the account or cash value growth.

On the opposite end are variable annuities which carry more risk of investment loss AND also may offer the opportunity for higher returns and cash value growth.

Vanguard Canada uses the trailing 12 - month yield, which it defines as «the fund's cash distributions over the past 12 months divided by the end of period net asset value.»

Dividend policy simply determines whether investors end up with a share valued at $ 20, or a share worth $ 19 plus $ 1 in cash.

So, just to confirm, if you don't re-invest your dividends, are you losing out on this potential to minimize your capital gains because the dividends are paid out in cash and then you just get taxed on it at the end of the tax year and when you sell your investment, you potentially will have a larger difference between the sale price and book value (assuming your security increased in value), and thus pay a higher capital gains tax.

A cash - out refinance will set you back on the road towards final repayment, and if your home depreciates in value, you might end up owing more than what your property will sell for.

This record usually includes confirmation of transactions, listing of holdings and / or open positions, cash and / or cash equivalents, beginning and ending liquidating value.

They generally end up with stock in the insurer, or cash or policy enhancements of comparable value, in return for giving up their membership rights due to the conversion.

(Before you value investors start licking your chops, keep in mind that RadioShack has substantial debts against that cash; as of year end, the company had $ 1.4 billion in debts vs. a little under a billion in cash and receivables.)

The policy ends at age 121, at which point the non-guaranteed totals equal over $ 21,000,000 for the cash value and death benefit.

This can be a problem if you live past the maturity date and have used most of the cash value to pay premiums, as you can end up with no coverage and little money returned to you.

Result: a compound return of 10.4 % and an ending cash value of $ 10.6 million.

If the risky assets have a combined month - end value greater than the combined initial allocations, we rebalance to the initial allocations and move the excess permanently (skim) to cash.

I honestly don't know how others can sit on cash for months or years on end when there are solid companies trading for fair or better values, paying growing dividends all along the way.

Once the bond matures, it may be cashed in for full face value, resulting in profit for the investor and requiring only one additional transaction to complete the process on the end of the issuing entity.

No more lapses As the policy premium is single and is paid up in a lump sum, therefore, you do not have to stress over policy getting lapsed in a case of premium non-payment hence, making the policy valid for the entire policy term, which creates a good cash value while you render policy benefits in the end.

Some companies start personal property coverage at different levels — if you accept the defaults, you might end up with just $ 5,000 of personal property coverage or actual cash value coverage.

The future's market price starts with the current index value, reduces it for the dividends you will not receive, and increases it for the bank interest you will earn by keeping your cash until the contract's end.

3At any time during the life of the policy, you may elect to have your cash surrender value returned to you, ending the policy.

At the end of the guarantee period, if only the required premium has been paid, the policy may lapse for insufficient cash surrender value.

And our definition of intrinsic value is the recent value of all the future cash flows to be generated from a business, so to that end, we strive to invest in companies with high returns on equity number one, and number two, sustainable and predictable, above - average, long - term earnings growth rate.

With 30,000 points you'll end up with close to $ 330 in gift cards, you should be able to get 80 % of face value for these cards which would result in a cash value of $ 264.

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At the end of year one, they would have nearly $ 10,000 in cash value available.

You DO have to come up with cash to cover any loss in value of the contract at the end of each day though.

If I had enough cash, I would probably end up just purchasing the home at face value rather than having to go through a bank.