Not exact matches
Get rewarded
on business - specific
purchases A business
credit card can help you reap substantial rewards
on your business
purchases, with bonus
categories targeted to common business
purchases.
Most of the business
credit cards we review tend to shine in a few select
categories — most often
on purchases made at office supply stores or travel.
Tip # 2: Use the United MileagePlus ® Club
Card to earn 1.5 X United miles per dollar
on purchases that don't fall under a bonus
category of one of the Chase Ultimate Rewards
credit cards.
Earlier this month, Coinbase warned customers that, due to recent changes to the Merchant
Category Code (MCC),
credit card companies are now able to charge additional «cash advance» fees
on cryptocurrency
purchases.
By contrast, the Ink Business Preferred ℠
Credit Card will give businesses a 3.75 % rewards rate
on all travel
purchases (for the first $ 150,000 of combined spending in select
categories).
The only
category where The Blue for Business ®
Credit Card from American Express would beat this offer is
on Amextravel.com
purchases.
There's a set of
credit cards with special bonus
categories during different seasons that allow cardholders to earn 5 % cash back
on up to the first $ 1,500 in
purchases each quarter.
Instead of offering a fixed cash back rate, the Chase Freedom ®
credit card earns 5 % cash back
on up to $ 1,500 in combined
purchases in bonus
categories each quarter.
Roughly 20 % of your
purchases need to fall into the above
categories to beat a 1.75 % cash back rate
on the PNC CashBuilder
credit card.
Luckily, plenty of cash back
credit cards fall into this
category, giving consumers an above average 1.5 % to 2 % back
on all
purchases.
Every time you make a
purchase on a
credit card, the bank will list the merchant
category on the online statement.
Some
credit cards in this
category offer rewards that include cash back
on travel and other
purchases.
In order to know what
category a purchase falls under, credit card issuers depend on vendors to assign themselves a Merchant Category Classificati
category a
purchase falls under,
credit card issuers depend
on vendors to assign themselves a Merchant
Category Classificati
Category Classification code.
Instead of focusing
on one or two
categories, the Capital One ® Venture ® Rewards
Credit Card gives 2x miles
on all
purchases, which effectively works out to a 2 % rewards rate
on all
purchases.
For example, the Discover it ® — Cashback Match ™
credit card offers 5 % cash back
on purchases in selected
categories that change each quarter (up to the quarterly maximum and you need to activate these
categories).
This
card is another solid no annual fee travel
credit card where you don't have to worry about remembering your bonus
categories - you get 1.5 points for every dollar
on every
purchase.
Use the Chase Freedom ®
Credit Card on all
purchases which fall into the bonus
categories, and the Farmers ® Rewards Visa ® elsewhere.
Other cash back
credit cards, like the Citi ® Double Cash Credit Card or the Chase Freedom ® can give their users much better returns on all - around purchases in categories the average consumer shops in ever
credit cards, like the Citi ® Double Cash
Credit Card or the Chase Freedom ® can give their users much better returns on all - around purchases in categories the average consumer shops in ever
Credit Card or the Chase Freedom ® can give their users much better returns
on all - around
purchases in
categories the average consumer shops in every day.
Tip # 2: Use the United MileagePlus ® Club
Card to earn 1.5 X United miles per dollar
on purchases that don't fall under a bonus
category of one of the Chase Ultimate Rewards
credit cards.
In today's market, you can find
credit cards that offer up to 2 percent cash back
on all
purchases and up to 6 percent cash back for
purchases in specific
categories, which can be lucrative if you use your
credit card correctly.
The
purchasing power of the Citi ® Double Cash
Credit Card comes through
on categories other than gas, restaurants, and travel.
While
credit cards will pay bonus rates
on most
purchases within the designated spending
categories, they will not pay the bonus for all
purchases.
Even when the introductory period is over, you'll still be left with a great cash back
credit card that offers 5 % cash back after you sign up
on certain
purchase categories that rotate quarterly.
Tiered and bonus -
category cash - back
credit cards offer higher rates
on certain
purchases and 1 %
on everything else.
Restaurant
purchases have grown in popularity as a qualifying
category on credit cards.
While you won't earn two points
on all direct Delta
purchases, you can earn three points per dollar
on the first $ 150,000 spent
on certain
categories mentioned below with the Ink Business Preferred ℠
Credit Card.
While it does have a higher annual fee than the IHG ® Rewards Club Traveler
Credit Card — $ 95 (waived for the first year) compared to $ 29 — the increased rewards earned
on restaurant and travel will make up for this if you can make over $ 5,410 in non-IHG
purchases per year within these
categories.
The Chase Freedom ®
card is an example of a gas rewards
credit card that offers ample cash back
on gas (5 % as part of rotating quarterly
categories), along with cash back
on all other types of
purchases.
How it works: The SimplyCash ® Plus Business
Credit Card from American Express * gives 5 % cash back
on wireless telephone services
purchased directly from U.S. service providers and U.S. office supply stores, 3 % cash back
on the
category of your choice from a list of eight, 1 % cash back
on other
purchases.
Most of the business
credit cards we review tend to shine in a few select
categories — most often
on purchases made at office supply stores or travel.
The intro period attached to this
credit card includes
purchases and balance transfers - and cardholders will receive 5 % cash back from Citi
on rotating
categories that change every quarter; through March 31st, this includes
purchases made at Zappos.com, fitness clubs and drugstores.
Similar to other
credit card rewards, most travel rewards
credit cards allow you to earn unlimited, flat - rate points or miles
on every
purchase, and a variety of
cards also offer bonus points or miles for
purchases in specified
categories.
As with cash back rewards, most rewards points
credit cards will provide an unlimited flat rate
on all
purchases, typically 1X point per $ 1, as well as offering bonus points
on purchases made in specific
categories.
In the long - term, this
credit card will be the better choice
on purchases than
cards that earn you 3 % and 2 % in specific
categories such as grocery stores.
Along with an above - average
credit limit, consumers that are approved for this
card will earn 5 % cash back
on up to $ 1500 spent in rotating
categories and 1 % cash back
on all other
purchases.
With a CitiBusiness American Airlines
credit card, you can experience all the perks of the consumer
card, plus earn extra rewards
on card purchases in common business
categories.
With 5 % cash back
on up to $ 1500 spent in rotating
categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1 % cash back
on all other
purchases, the Discover it
card is Creditnet's top pick for cash back
credit cards.
However, because those
categories come with a $ 2,000 spending cap, we estimate that most people who spend more than $ 8,000 every three months would be better off with a
card like the Citi ® Double Cash Credit Card that offers 1 % back on purchases and 1 % back when you pay for those purcha
card like the Citi ® Double Cash
Credit Card that offers 1 % back on purchases and 1 % back when you pay for those purcha
Card that offers 1 % back
on purchases and 1 % back when you pay for those
purchases.
The Capital One ® QuicksilverOne ®
Credit Card gives users 1.5 % cash back
on all net
purchases, regardless of
category.
With student
credit cards you will be able to afford extra college expenses that are not directly related to the studies but have incidence
on college life, like
purchasing groceries, paying for college material (books, electronic equipment, etc.) and many other expenses that can not be faced with regular student loans due to the fact that they do not fall
on the college expenses
category.
When deciding
on a cash back
credit card, there are a few vital things to look at prior to making a decision: cash back percentage, cash back
purchase categories, and promotional periods.
The Capital One Spark Select
Credit Card allows its users to earn 2 % cash back
on all
purchases — regardless of
category.
For those looking for a steady cash back rate
on purchases of unlimited 1.5 % cash back
on every
purchase, every day, no rotating
categories or sign ups needed to earn cash rewards; plus, cash back that won't expire for the life of the account and there's no limit to how much you can earn, the Capital One ® Quicksilver ® Cash Rewards
Credit Card may interest you.
While most of the
cards on this list come with reward
categories the issuer picks, the SimplyCash ® Plus Business
Credit Card from American Express allows you to decide the
purchases on which you will earn 3 % cash back.
The REI
Credit Card is a decent credit card if you're looking to get rewards on your REI and grocery purchases — it provides a 5 % and 2 % rewards rate in these categories, respect
Credit Card is a decent credit card if you're looking to get rewards on your REI and grocery purchases — it provides a 5 % and 2 % rewards rate in these categories, respectiv
Card is a decent
credit card if you're looking to get rewards on your REI and grocery purchases — it provides a 5 % and 2 % rewards rate in these categories, respect
credit card if you're looking to get rewards on your REI and grocery purchases — it provides a 5 % and 2 % rewards rate in these categories, respectiv
card if you're looking to get rewards
on your REI and grocery
purchases — it provides a 5 % and 2 % rewards rate in these
categories, respectively.
Some
credit cards offer increased rates of return
on certain niche
purchase categories.
As you may know, some
credit card companies place restrictions
on what
purchases qualify for extra points, but Citi is pretty fair when defining the above
categories.
We've recently looked at
credit cards that earn at a high rate
on specific
categories, but one of the most important
cards to have is one that earns at a high rate
on all
purchases.
If you'd like to see what the best
credit cards are for
purchases in other
categories, click
on one of the following links:
Some
credit cards with cash back earn more
on specific
purchase categories, such as gas, restaurants, or groceries.