2 % cash back on groceries and 3 % on gas; that's $ 2 for every $ 100 in groceries and $ 3 for every $ 100 in gas, up to a cumulative $ 2,500 in
these categories per quarter (the rewards rate drops to 1 % after $ 2,500)
With the U.S. Bank Cash + Visa Signature card, purchases at gas stations earn 2 percent every quarter and cardholders can select two
categories per quarter for 5 percent cash back.
Cardholders select two
categories per quarter for 5 percent cash back, and sporting goods stores are among the choices.
(With the U.S. Bank Cash + card you get to pick two
categories per quarter for 5 percent cash back.)
# 2 You are subject to cashback spending
categories per quarter.
So how much would you need to spend in bonus
categories per quarter to come out ahead with the Chase Freedom?
2 % at grocery stores and wholesale clubs and 3 % on gas are limited to the first $ 2,500 in combined purchases from
these categories per quarter.
However, it's important to note that the 5 % rewards categories are only available on the first $ 1,500 spent in
each category per quarter.
Not exact matches
Economic activity decreased in several
categories, including business investment, exports, construction and — most of all — the important resources sector, which sank 2.7
per cent compared to the previous
quarter.
Non-tradeable prices, a new
category published by the ABS with the September
quarter CPI, rose by 1.1
per cent in the
quarter, partly reflecting the higher house purchase costs noted above.
2Bonus point
categories must be selected each
quarter or all transactions default to 1 point
per $ 1 spent.
Regular spending earns $ 1
per $ 100 spent but spending in that
quarter's bonus
category will earn $ 5
per $ 100 spent.
Over the past year, capital spending rose by more than 17
per cent, with the main
categories of investment — machinery and equipment investment (abstracting from civil aircraft deliveries), buildings and structures, and spending on computer software — all recording robust growth in the
quarter and over the year.
Indeed, in the December
quarter, tradables prices (excluding petrol and food) declined by 0.5
per cent, to be 0.8
per cent lower over the year, with downward pressure clearly evident in a broad range of expenditure
categories.
The Chase Freedom ® can earn you 5 points
per dollar on up to $ 1,500 in combined purchases in bonus
categories each
quarter.
Facebook made over $ 17
per user in the U.S. and Canada last
quarter, but users from the company's «rest of world»
category, which includes users in South America and Africa, brought in less than 10 percent of that number.
Per tradition, the Chase Freedom's 4th
quarter bonus spending
category is Holiday Shopping.
According to Liz Graveling's 2015 research, while fewer than ten
per cent of male clergy are non-stipendiary (not receiving any financial support from the Church), one
quarter of female clergy fall into the same
category.
Additionally, gambling was associated with an increased likelihood of weapons being used in acts of violence, with more than a
quarter in the pathological
category, 18
per cent of problem gamblers, and seven
per cent of non-problem gamblers reporting weapon usage.
Their closest competitor in the online dating
category averaged just 4 million total visits
per month — just less than one
quarter of the traffic at PlentyOfFish.com.
Being a bit late this
quarter, here are Best ofs
per Oscar
category from films released from July through October 6th (an extra week added on because we're running late).
The Discover it ® - 18 Month Balance Transfer Offer combines a lengthy 0 % period on balance transfers with 5 % cash - back rewards on rotating bonus
categories (on up to $ 1,500 in spending
per quarter) and 1 % back on all other spending.
The Discover it ® - Cashback Match ™ offers 5 % cash back in
categories that you activate, on up to $ 1,500 in spending
per quarter.
19 Only the first $ 1,500 in bonus
category spending
per quarter earns 3 % or 2 % cash back.
You earn 5 % cash back in two
categories you choose, on up to $ 2,000
per quarter in combined spending (then 1 %); unlimited 2 % cash back in one other
category of your choice; and 1 % on all other spending.
The Chase Freedom ® awards 5 points
per dollar on up to $ 1,500 in combined purchases in bonus
categories each
quarter you activate.
For example, if you get the no - annual - fee Chase Freedom ®, you can earn 5 points
per dollar on up to $ 1,500 in combined purchases in bonus
categories each
quarter you activate.
Chase Freedom ® Rewards: 5 UR points
per dollar on up to $ 1,500 in combined purchases in bonus
categories each
quarter you activate; 1 point
per $ 1 everywhere else
You get 5 points
per dollar on up to $ 1,500 in combined purchases in bonus
categories each
quarter you activate; all other spending get you just one point
per dollar.
However, if your spending is high enough, and you spend more than $ 1,500
per quarter on those bonus
categories you will start to lose value again due to the capped bonus spending.
If you spend more than $ 2,500
per quarter in these
categories, anything over is awarded only 1 %.
They have tightened up the rebates in the «Get More»
categories of late, limiting them to perhaps $ 400 or $ 500 in spending
per quarter.
Unfortunately, those bonus
categories are capped at $ 1,500 in spending
per quarter.
Just remember, the 5 %
category cap is $ 3,000 for combined gas and military base purchases
per year and not
per quarter.
This translates to a maximum return of $ 75
per quarter on the 5 % bonus
category.
Each
quarter, you'll earn 5 points
per $ 1 you spend (to a maximum of $ 1,500 in spending
per quarter) in
categories like gas stations, restaurants, or Amazon.
There is a $ 1,500 max
per quarter on these
categories.
Keep in mind that these bonus rates are only applicable for the first $ 2,500 of purchases
per quarter in those niche
categories.
But with Freedom, the rotating bonus
categories offer 5 % back when you make a purchase in that
category (keep in mind there's a $ 1,500
per quarter limit and requires free activation).
While that earning rate is capped at $ 1,500 in spending
per quarter, that works out to 7,500 points every four months if you max out your bonus
category spending.
There are different bonus
categories each
quarter so you can earn an additional $ 300 cash back or 30,000 Chase Ultimate Rewards points a year (7,500 Chase Ultimate Rewards points
per quarter X 4
quarters in a year) IF you spend $ 1,500 in each quarterly bonus
category.
Up to $ 1,500 in spending during the
quarter in these combined
categories is eligible to earn five Ultimate Rewards points
per dollar spent.
Each
quarter, there are different bonus
categories, so you can earn an additional $ 300 cash back or 30,000 Chase Ultimate Rewards points a year (7,500 Chase Ultimate Rewards points
per quarter X 4
quarters in a year) IF you spend $ 1,500 in each quarterly bonus
category.
This card lets you choose two
categories to earn 5 % cash back on (up to $ 2,000 in spend
per quarter).
U.S Bank Cash +, 5 % Cash Back, $ 1,500
Per Quarter Limit, No Annual Fee could make the cut IF you select that as one of your two 5 % Cash Back
category options.
-- Huntington Voice (3 % on selectable
categories, $ 2k max
per quarter).
This card is extremely similar to the Chase Freedom card, it also has rotating 5 %
categories that change every
quarter and a limit of $ 1,500 for purchases earning 5 %
per quarter (maximum of $ 75 in cash back).
There are also two other cards worth a mention, the Discover it & Chase Freedom, both of these cards earn 5 % cash back in rotating
categories (up to $ 1,500
per quarter) and usually have gas as a
category at least once annually.
I find it interesting that you mention Santander Bravo 3 % Cash Back, $ 49 Annual Fee, Limit Of $ 5,000
Per Quarter for another individual
category but not gas.
These
categories are updated
per quarter, so make sure you are enrolled in the rewards program at all times.