For businesses with big travel, shipping, or advertising budgets, the Chase Ink Business Preferred ℠ card can be a valuable savings tool, offering bonus rewards in those categories on up to $ 150,000 in combined
category purchases per year.
Not exact matches
3X and 2X apply to the first $ 100,000 in
purchases in each of the 5
categories per year, 1X point
per dollar thereafter
Likewise, the 2 - points -
per - dollar
categories are capped at the first $ 50,000 spent in combined
purchases each account anniversary
year.
There were a total of eleven vehicles in this
category — performance - oriented cars of which at least 2,000 units are produced
per year and which are available for
purchase on at least two continents from 1 January 2017 until 31 May 2018.
The two bonus spending
categories (of 5 % and 2 %) are each capped at the first $ 25,000 spent in combined
purchases per year — after that your savings drops down to the 1 % camp.
While it does have a higher annual fee than the IHG ® Rewards Club Traveler Credit Card — $ 95 (waived for the first
year) compared to $ 29 — the increased rewards earned on restaurant and travel will make up for this if you can make over $ 5,410 in non-IHG
purchases per year within these
categories.
Just remember, the 5 %
category cap is $ 3,000 for combined gas and military base
purchases per year and not
per quarter.
The three points
per dollar
category only applies towards the first $ 4,000 in
purchases each
year.
You earn bonus points on up to $ 100,000 in
purchases per category per year (then 1x points).
You can choose 1 of these
categories to earn 3X points
per dollar, and the other 4 will earn 2X points
per dollar on up to $ 100,000 in combined
purchases per year.
3X and 2X apply to the first $ 100,000 in
purchases in each of the 5
categories per year, 1X point
per dollar thereafter
Why Your Business Should Consider This Card: You get 3 % cash back on the
category of your choice (from a list of 8 select
categories, on
purchases up to $ 50,000
per calendar
year, then 1 % applies thereafter).
All rewards are capped on the first $ 100,000 in
purchases in each of the five
categories per year.
The triple points and double points apply to the first $ 100,000 in
purchases in each of the 5
categories per year.
The 3x and 2x apply to the first $ 100,000 in
purchases in each of the 5
categories per year, 1x point
per dollar thereafter.
Earn up to 5X points
per dollar on the first $ 50,000 in
purchases in some
categories, for a potential 250,000 Ultimate Rewards points each
year.
If you spend $ 20,000 with FedEx
per calendar
year, you can select shipping
purchases as your 3X bonus
category to earn 60,000 Membership Rewards points.
3X and 2X apply to the first $ 100,000 in
purchases in each of the 5
categories per year, 1X point
per dollar thereafter
The 3x and 2x apply to the first $ 100,000 in
purchases in each of the 5
categories per year, 1x point
per dollar thereafter.
3 points («3X points»): You'll earn 3 points total for each $ 1 of the first $ 150,000 spent each account anniversary
year on combined
purchases in the following rewards
categories: shipping; advertising
purchases made with social media sites and search engines; travel; internet, cable, and phone services (two additional points on top of the 1 point
per $ 1 earned on each
purchase).
Earn 3 points
per $ 1 on the first $ 150,000 spent in combined
purchases in the following
categories each account anniversary
year: *
The SimplyCash Plus offers 3 % cash back in the
category of your choice (from a list of 8
categories) on the first $ 50,000 in
purchases per calendar
year (then 1 % applies thereafter).
(3X and 2X apply to the first $ 100,000 in
purchases in each of the 5
categories per year, 1X point
per dollar thereafter).
As far as rewards earning goes, the Freedom and Discover it both offer quarterly rotating
categories, the VentureOne earns 1.25 miles back
per dollar, and the Amex EveryDay earns two points
per dollar at supermarkets (up to $ 6,000 spent
per year) and one point
per dollar for all other
purchases.
Ink Preferred: Earn up to 3 points
per $ 1 on the first $ 150,000 in business spending
categories Ink Cash: Earn up to 5 points
per $ 1 on business
purchases for the first $ 25,000 * Both cards earn 1 point
per dollar on all remaining
purchases and 1 % when you bonus
category spending is maxed out for the
year.
The bonus points apply to the first $ 100,000 in
purchases in each
category per year; after that you get one point
per dollar spent on these
purchases.
Just like for the 5 % cash back
categories the 3 % cash back can be earned on up to $ 50,000 in
purchases per year with all
purchases above the $ 50,000 limit earning 1 %.
I should note that the 2X and 3X is limited to the first $ 100,000 in
purchases in each of the 5
categories per year (it bumps down to 1X after that).
As with the 5 %
categories, you get 3 % back on your first $ 50,000 in
purchases per calendar
year and 1 % back after that.
The U.S. Bank Cash + ™ Visa Signature ® Card offers 5 % cash back on bonus
categories that change every quarter up to $ 2,000 in net
purchases spent
per quarter, or $ 8,000 a
year.
Other Chase cards you can apply for at the same time include the Chase Freedom (15K for spending $ 500 +2.5 K for adding an additional user for a limited time only plus 5 - 10 points
per dollar spent in rotating
categories), Chase British Airways (Up to 100K signup bonus for a limited time only), the Chase United Explorer (30K signup plus another 5K points for adding a free additional user on the consumer card / 50K signup points on the business card, plus get free luggage, free primary car rental insurance including in the US and Israel, expanded saver and standard award ticket availability, priority boarding, and more), the Chase IHG (with 60K signup points and a free night every subsequent
year upon renewal), the Chase Marriott (with 50K signup points and a free night every subsequent
year upon renewal), the Chase Slate (with zero balance transfer fees, 0 % APR on
purchase and balance transfers for 18 months, and free FICO scores), the Chase Ink Plus (60K signup points plus up to 5 points
per dollar spent), and the Chase Ink Cash (20K signup points plus up to 5 points
per dollar spent).
Earn 3 points
per $ 1 on the first $ 150,000 spent in select
categories each account anniversary
year and earn 1 point
per $ 1 on all other
purchases with no limit to the amount you can earn
My go - to card for this spending is The Business Gold Rewards Card from American Express OPEN — I select advertising as my 3x
category to get a 5.7 % return on the first $ 100,000 I spend
per year — but the Ink Business Preferred could be an even better option for those
purchases.
I especially like that the card offers 3x on social media and search engine advertising — even though your 3x earnings are capped at $ 150,000 in combined eligible
purchases per account anniversary
year, this card could be a good choice for you if your small business spends within these
categories.
However, unlike the more premium Reserve card, the Ink Business Preferred (with a $ 95 annual fee) will only offer 3x points on the first $ 150,000 spent in combined
purchases across all the bonus
categories per account
year.
Card Details 5 % cash back on wireless telephone services
purchased directly from U.S. service providers and U.S. office supply stores, 3 % on the
category of your choice from a list of eight and 1 % cash back on other
purchases, 5 % and 3 % apply to the first $ 50,000 in
purchases per calendar
year, then 1 % thereafter.
3 points
per $ 1 on the first $ 150,000 spent in combined
purchases in the following
categories each account anniversary
year:
3X and 2X points apply to first $ 100,000 in
purchases in each of the 5
categories per year.
Note, however, that the bonus cash back does include a strict cap of $ 3,000 of
purchases per year in each
category.
At 6 %, the U.S. supermarket rewards rate (capped at $ 6k in
purchases per year) is the highest bonus percentage we've seen for that
category.
The ability to earn 5 % and 3 % cash back on select
categories can be a boon, but it only applies to the first $ 50,000 in
purchases per calendar
year with a 1 % rate thereafter.
5 points: You'll earn 5 points total for each $ 1 of the first $ 50,000 spent each account anniversary
year on combined
purchases in the following rewards
categories: office supply stores; internet, cable, and phone services (four additional points on top of the 1 point
per $ 1 earned on each
purchase).
2 points: You'll earn 2 points total for each $ 1 of the first $ 50,000 spent each account anniversary
year on combined
purchases in the following rewards
categories: hotel accommodations (when
purchased directly with the hotel); gas stations (one additional point on top of the 1 point
per $ 1 earned on each
purchase).