Sentences with phrase «caused by an uninsured driver»

If your injury was caused by an uninsured driver, you may recover Uninsured Motorist Benefits (UM) from your own automobile insurance company.
Uninsured motorists coverage pays for your injuries caused by an uninsured driver or, in some states, a hit - and - run driver.
UM pays your medical bills if you're injured in an accident caused by an uninsured driver.
For a lower premium, this coverage will only cover the cost of medical bills from any personal injury caused by uninsured drivers.
The good news is Idaho has one of the lowest rates of accidents caused by uninsured drivers (6.7 % in 2012).
Uninsured / underinsured bodily injury coverage pays medical bills for you, your passengers and members of your family if injured in an accident caused by an uninsured driver or driver with insufficient coverage
It is important to note that in a «no - fault» insurance state, personal injury protection (PIP) insurance is an effective type of policy to have for paying for injury expenses that stem from an accident caused by an uninsured driver.
There are more uninsured motorists in Illinois than the national average, and it is important for you to be protected in case of an accident caused by an uninsured driver.
Uninsured and underinsured motorist coverage for property damage: Coverage only for property damaged in a vehicle accident caused by an uninsured driver.
Uninsured motorist bodily injury (UMBI) coverage is the part of your insurance that pays for your and your passengers» medical bills or death expenses in a collision caused by an uninsured driver.
While standard UM coverage pays for medical expenses that result from an accident caused by an uninsured driver, there is a separate kind of coverage for damage to your vehicle.
While this does mean your insurance premiums likely won't rise if you don't cause accidents — it does leave one exposed if they happen to be in an accident caused by an uninsured driver.
Drivers can purchase uninsured motorist coverage for covering their property loss from a crash caused by an uninsured driver.
They pay damages to the insured for injuries caused by an uninsured driver.
Uninsured motorist bodily injury (UMBI) coverage pays for your and your passengers» medical bills or death expenses when you're hurt in a collision caused by an uninsured driver.
As the name would imply, this can cover your damages caused by an uninsured driver.
And if you are victimized in a collision caused by an uninsured driver, then your expenses may not be fully covered unless you have supplementary insurance.
Many drivers also carry «uninsured or underinsured motorist» coverage, which means their own insurance company pays for damages that result from an accident caused by an uninsured driver.
Uninsured motorist bodily injury protects an insured from bodily injury caused by an uninsured driver up to the policy limits.
Uninsured / Underinsured Motorist Bodily Injury (UM / UIMBI): whenever you are hurt in an accident caused by an uninsured driver in Rhode Island, your UM / UIMBI covers your medical costs, which should have been paid out by the negligent driver's insurer if he or she had any.
This is because if you are injured or suffer property damage in a collision caused by an uninsured driver that driver is responsible for covering your cost — and it may be difficult or impossible to collect these funds.
Uninsured motorist coverage protects you when you suffer damages to your vehicle or yourself that are caused by an uninsured driver.
UMBI can pay for injuries to people protected under your policy — including family members in other cars and passengers in your insured cars — resulting from a car accident caused by an uninsured driver.
Uninsured Motorist Bodily Injury (UMBI): this coverage is meant to protect you during an accident caused by an uninsured driver - up to $ 25,000 per person on your car and total of $ 50,000 per accident, UMBI pays for your medical bills in place of the uninsured driver's insurer, if he or she had any.
But you may want a policy that also includes uninsured motorist coverages (pays for injuries caused by an uninsured driver or a hit - and - run driver) or comprehensive coverage that covers damage from severe weather and vandalism.
Uninsured Motorist - pays damages caused by an uninsured driver to you.
Since uninsured motorist coverage is required by the state, you can be certain that if you are in a collision caused by an uninsured driver or if you are the victim of a hit - and - run collision, your insurance will guarantee coverage for any resulting property damage or medical bills.
Accidents caused by uninsured drivers, who do not carry liability auto insurance approved by the DMV.
Pays for your injuries caused by an uninsured driver or, in some states, a hit - and - run driver, in a crash that is not your fault.
Commercial uninsured motorists coverage can help if you or your employees are hurt, or your commercial vehicle is damaged in an accident caused by an uninsured driver.
This insurance coverage will cover the costs of any damage that might have occurred to you in an accident caused by an uninsured driver.
Other states may mandate that drivers must have insurance that protects against accidents caused by uninsured drivers, or they may state that drivers must purchase insurance that provides coverage for personal injuries.
Uninsured motorist coverage is required in the state, and it can help protect you from damages caused by an uninsured driver.
This is because if you are injured or suffer property damage in a collision that is caused by an uninsured driver, that driver is responsible for covering your cost — and it may be difficult or impossible to collect this compensation if the offending driver simply don't have the assets to cover it.
If you are in a collision that is caused by an uninsured driver, that person is responsible for covering the damage.

Not exact matches

Uninsured / underinsured motorists coverage, in the event that you are in an accident caused by a driver who does not have the coverage needed to pay your expenses
Uninsured motorist coverage is not required in Hawaii, but your agent may suggest it as a way to protect your car from damages caused by drivers without proper coverage.
A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.
$ 20,000 per person / $ 40,000 per accident Uninsured Motorist Bodily Injury - caused by hit - and - run driver or at - fault driver with no insurance.
It can also cover you for injuries caused by an uninsured or underinsured driver if you select this coverage.
Your agent may suggest this policy option to protect your vehicle from damage caused by an uninsured or hit - and - run driver.
On a case by case basis, their driver license can also be suspended if they were involved in an accident while uninsured, or revoked if they caused an accident with injuries or death.
It is important for accident victims to understand that uninsured motorist coverage in New Mexico allows individuals who were hurt by a hit - and - run motorist to recover for their damages even if the driver who caused their injury is never apprehended.
If you or someone you care about has been injured in an accident caused by a driver who was uninsured or underinsured, please do not hesitate to reach out to Duncan Law Firm for the support and legal assistance you deserve.
The sentencing guidelines council has issued the following definitive guideline: causing death by careless or inconsiderate driving carries a maximum penalty of five years; causing death by driving, unlicensed, disqualified or uninsured drivers carries a maximum of two years (see tables above for more details).
The Sentencing Guidelines Council has released its definitive guidelines to tackle four offences: causing death by dangerous driving; causing death by careless driving under the influence of alcohol or drugs; causing death by careless driving; causing death by driving unlicensed, disqualified or uninsured drivers.
This is auto insurance that you purchase that pays you for harms caused by an uninsured or underinsured driver that go uncompensated from the person who caused the accident.
If you are involved in an accident caused by another driver and the at fault driver does not have insurance or the at fault driver's insurance is insufficient to pay for the damages and injuries that you may have suffered from the accident, then your insurance policy may pay for the damages and injuries if your insurance policy has an uninsured motorist coverage.
We also have ample experience in representing clients who were involved in distracted driving accidents, including texting accidents, drunk driving accidents, underinsured / uninsured motorist accidents, crashes involving aggressive drivers, hit and runs and accidents caused by defective auto parts (product liability cases).
Uninsured motorist protection also covers damages caused by a hit - and - run driver.
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