Sentences with phrase «caused by the policyholder»

We'll use the example of a fire which was negligently caused by the policyholder.

Property damage liability covers damage to other people's property caused by the policyholder.

Bodily injury liability covers injuries to someone caused by the policyholder.

We'll use the example of a fire which was negligently caused by the policyholder.

In 2012, premiums were lowered statewide resulting from a decrease in crashes and damage in 2011 caused by policyholders.

Renters insurance also includes liability coverage for both property damage and bodily injury caused by the policyholders or their immediate dependents.

Not exact matches

Like other losses, such as those caused by a fire or wind damage, a policyholder can only write off what they were not reimbursed for.

A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.

In addition to damages caused by a fire, coverage also commonly includes loss of use coverage for situations when a policyholder must evacuate their residence.

For example, damages resulting from a fire caused by an earthquake would fall under a policyholder's homeowners insurance, not their earthquake insurance.

Policyholders can not file a claim for the cost to exterminate bed bugs and damages caused by the insects (such as replacements of mattresses or other belongings).

For insurance contracts agreed or renewed on or after May 4, 2017 and governed by English law, the UK Enterprise Act 2016 introduces an implied term, affording the policyholder the right to recover losses caused by the insurer's failure to pay valid...

Bodily Injury Liability is applied to injuries caused to someone in an accident by the policyholder.

Protects the policyholder if he or she is injured as a pedestrian or bicyclist as long as the injury is caused by an accident with an automobile

Liability insurance provides coverage against a claim or lawsuit resulting from bodily injury or property damage to others caused by an accident while on the policyholder's property.

UM / UIM coverage protects the policyholder from these drivers by paying for bodily injury and property damage caused by an at - fault uninsured motorist.

A study done in 2012 by American Institute for Chartered Property Casualty Underwriters on the impact of Massachusetts» aggressive policies indicated that state influence may actually be causing some policyholders to pay more than they should, because of cross subsidization practices to meet state guidelines.

A. Collision insurance covers policyholders for repairs to damages caused by a collision with another vehicle or object.

Some travel insurance companies are treating illnesses caused by the Zika virus as any other illness contracted while traveling, in that policyholders could still be covered for emergency medical care, emergency medical evacuation, and trip interruption benefits.

Some insurers appoint a surveyor to decide the IDV of a particular two - wheeler which may cause additional charges borne by the policyholder.

A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.

To help keep rates affordable for all Farmers customers, we must occasionally cancel a policy if a policyholder becomes a high risk - for example, by filing multiple claims within a brief time period, causing an accident while under the influence of alcohol or drugs, or taking unnecessary risks (careless use of flammable liquids, reckless driving, etc.).

While it's not ideal for policyholders to have to pay a premium for uninsured and underinsured motorist coverage to ensure payment for damage caused by someone else, it's much better than having to pay out - of - pocket.

Policyholders will be happy to know that their rates won't be affected by the claim, as it's a natural event, not one caused by the driver.

November 10, 2011 - Regulators in Iowa and Pennsylvania are warning motorists to be especially watchful for deer on the roads this month — and to consider buying optional insurance coverage that reimburses policyholders for damages caused by a run - in with an animal.

Uninsured / underinsured motorist coverage pays for the policyholder's injuries and property damage caused by a hit - and - run driver or a motorist without liability insurance.

Although the requirements differ by state, Uninsured / Underinsured Motorist coverage pays for medical expenses, lost wages, property damage, and other general damages when policyholders or passengers are injured in an accident caused by a driver who does not have car insurance or has insufficient coverage.

If a person driving a vehicle without any valid license will lapse your entire policy and a policyholder can not claim compensation for damage caused by wrong side driving.

A comprehensive two wheeler insurance policy mainly provides protection against any financial liability that is likely to be incurred on the policyholder in an event of theft, third party damages or death caused by your vehicle.

For instance, if the policyholder takes an INR 1 crore sum insured with the base cover only covering death caused by adventure sports, he / she will have to spend additional INR 4,300 for 25 % payout, INR 8,600 for 50 % payout and INR 17,200 for 100 % payout.

Policyholders also have an additional advantage of choosing enhanced protection against disabilities caused by accidents.

Policyholders can not file a claim for the cost to exterminate bed bugs and damages caused by the insects (such as replacements of mattresses or other belongings).

If the policyholder loses his life or suffers from a permanent total disability caused by an accident that meets the criteria mentioned by the policy, whichever is earlier, the Sum Assured plus all the premiums paid until death will be given to the nominee.

Renters insurance policies are designed to reimburse policyholders for damages caused by most common threats to tenants — fire, theft, and vandalism, for example.

Coverage that pays additional expenses when a policyholder has to move out of their residence while repairs are made, as a result of damage caused by a covered loss.

An added provision or attachment to an automobile insurance policy that provides insurance coverage to the policyholder and his or her passengers in the event of an accident caused by a driver who does not have sufficient coverage.

The dwelling coverage in a homeowners insurance policy, for example, may help pay to repair physical damage to a policyholder's home caused by a covered peril, like a fire or windstorm.

For example, damages resulting from a fire caused by an earthquake would fall under a policyholder's homeowners insurance, not their earthquake insurance.

The law mandates insurance companies offer coverage for moderate damage caused by sinkholes, such as cracked walls and sunken floors, and requires policyholders to document repairs.