A fire is a covered loss, so even if it didn't
cause damage to your apartment, if the building is not usable, the fire is still the cause of loss so you still have the additional living expense coverage.
That would cover your liability towards the property manager if you were to
cause damage to the apartment building, but it's not likely to cover the damage to other people from the same event.
In the event that you negligently
cause damage to the apartment, you are legally liable for that damage.
You may find that the fire didn't even
cause any damage to your apartment or your property, but the building needs to be evaluated, smoke needs to be cleaned from the hallways, and a million other little things need to be taken care of before you can use your apartment again.
Generally, if
you cause damage to the apartment beyond normal wear and tear, the landlord can deduct the money for the repairs from the security deposit.
The fire
caused damage to her apartment and the outside hallway, and smoke damage to some of the neighboring apartments.
Your landlord can sue you if
you cause damage to the apartment.
While the water of a flood
causes damage to your apartment, townhouse or condo, that is not the same as flood damage protection.
If you do
cause damage to the apartment through your negligence, that's why you have Iowa renters insurance!
The fire
caused damage to her apartment and the outside hallway, and smoke damage to some of the neighboring apartments.
A fire is a covered loss, so even if it didn't
cause damage to your apartment, if the building is not usable, the fire is still the cause of loss so you still have the additional living expense coverage.
The liability coverage is required because your community's management wants to make sure that smoke, fire, water, or explosion that
cause damage to your apartment doesn't result in you being sued by their insurance company.
Naming your landlord as additional insured can cause coverage issues if
you cause damage to the apartment or other rented premises.
That would cover your liability towards the property manager if you were to
cause damage to the apartment building, but it's not likely to cover the damage to other people from the same event.
Not exact matches
In the end, two months into the Atkins diet, he was finally admitted
to the hospital after being evicted from his
apartment for
causing extreme
damage to the building.
Location: Cedar Grove Sanitarium (Female Dorm 5 / Male Seclusion (Otherworld) / Female Seclusion) / Central Silent Hill (Alley east of Greenfield
Apartments / Wein Street) Endurance: Moderate Strength: Weak Inventory Description: «Used
to subdue violent patients, this variation on the «billy club» is durable, but won't
cause lasting
damage.»
On the other hand, if someone thinks you've
caused them injury or property
damage, your Exo Astoria
Apartments renters insurance policy can respond
to that, as well.
You'd be responsible for any
damages your negligence
causes to the
apartment or
to other residents.
If you live in a concrete and steel
apartment building, there are very, very low odds of
damage to your personal property because the hurricane would have
to essentially destroy the entire building
to cause any
damage to your personal property.
That could take the form of a fire that
causes property
damage to your
apartment, or
to a neighbor.
In Lockport, NY, an
apartment resident burned herself and
caused severe
damage to her unit as a result of her oxygen tank.
As far as liability goes, you're not likely
to find coverage for the fish tank breaking and
causing water
damage to the
apartment.
Or what if you're robbed, or there's a fire in a neighbor's
apartment that
causes smoke
damage to all your property?
If you're sued for
causing bodily injury or property
damage, whether
to the
apartment itself, a neighbor, or anyone else, you've got coverage.
Whether the earthquake
causes damage to your personal property, or the quake
causes a water leak that floods your
apartment, you will not be covered.
The company firmly believes that the only way
to ensure smooth operation of these high - end
apartment communities is
to make sure that every resident has liability coverage so that if they
cause injury or property
damage to another resident through their negligence, they'll be able
to make that resident whole.
Mesa, Arizona Renters Insurance from Effective Coverage protects you against liability risks, such as
causing bodily injury or property
damage to someone else or
to the
apartment due
to your accidental negligence, but there's far more
to it than that!
In addition, you have a larger and more broad liability coverage on your Huntington at King Farm
Apartments renters insurance that will protect you if you should happen
to negligently
cause bodily injury or property
damage to another.
It protects you if you
cause bodily injury or property
damage to someone else, such as would happen with an accidental
apartment fire.
You get liability coverage
to protect you in the event that you should
cause bodily injury or property
damage, as well as personal property coverage
to protect the contents of your
apartments from fire, theft, vandalism, and other common perils.
It also protects you if you
cause property
damage or bodily injury
to another resident, as would happen if you were responsible for an
apartment fire.
Not only have you
damaged the
apartment building, for which you're responsible, but you've also
caused damage or injury
to the other tenants around you!
Less than six months later the pizza place on the ground floor of her Philadelphia
apartment building caught fire,
causing damage to her unit and others in the building.
If it is necessary for you
to move into a motel or
apartment temporarily because of
damage caused by a peril covered in your policy, your insurance company will pay an amount up
to 20 % of the policy limit on your dwelling for these expenses.
People in that situation frequently perceive that the renters insurance is
to protect the landlord in case the tenant does something that
causes accidental
damage to the
apartment.
A fire in another
apartment could
cause smoke
damage to your property.
This protects you if you
cause bodily injury or property
damage to someone else or
to the
apartments.
A tenant tried
to do a good thing for someone, and ended up repaid by a Modesto
apartment fire that
caused $ 500,000 in
damage and displaced 20 people.
Loss of use coverage will reimburse you for hotel bills if you are unable
to stay in your
apartment due
to a covered loss, and liability protects you if you negligently
cause property
damage or bodily injury
to someone else.
This protects you if you
cause bodily injury or property
damage to someone else or
to the
apartment community itself, as well as covering defense costs if you're sued for something that would be covered under the policy.
Do you want
to spend your wedding budget
to pay for the
damage caused by letting your bathtub overflow into your neighbor's
apartment?
The Crest at Congressional Plaza
Apartments renters insurance also indemnifies you for liability for bodily injury or property
damage caused to others.
In addition, the insurance can protect you from personal liability in case, for example, someone slips and falls in your
apartment and you are held liable for the injury or if you
cause damage to another person's property.
In a nutshell, Alexis At Town East renters insurance liability coverage protects you if you
cause bodily injury or property
damage to someone else, or
to the
apartment.
Stonegate
Apartments renters insurance is required because you're responsible for
damage caused to the property from perils such as accidental fires.
There are a number of ways that you could
cause bodily injury or property
damage to someone else or the
apartments entirely by accident, and often in the most unlikely of circumstances.
An
apartment building in Elkton, MD has been evacuated and residents are terrified of the potential loss after a cooking fire
caused significant
damage to a unit within the building.
Fires with obvious
causes can take days
to investigate before people can be allowed back into the remaining
apartments, and that's assuming there is no structural
damage.
An accidental
apartment fire could
cause tens or hundreds of thousands of dollars in
damage to the building, as well as
to those who live near you.
If you were
to cause bodily injury or property
damage to someone, including the
apartment itself, your liability coverage would kick in and the Woodland Hills renters insurance would pay for those
damages.