Not exact matches
Because the average salary for a woman still lags behind men's (the American Association
of University Women says women earn 82
cents for every dollar a man makes one year after graduation) and lenders favor two - income
households over single earners, Lautz says women are «making the most sacrifices to get into a home, but they're still placing a high value on owning a home
of their own.»
As a share
of total
household sector disposable income, the cash flow effect in this scenario is estimated be less than 0.2 per
cent on average per annum
over each
of the next three years (Graph 7).
Growth in
household disposable income picked up steadily
over the past year, driven by solid employment growth, to be running at just under 6 per
cent over the year to the June quarter, the highest rate
of increase for almost three years.
Although it is less than 2 per
cent of total
household debt, growth in margin lending has accounted for
over a fifth
of the rise in banks» personal lending (excluding credit cards) since 1996.
The robust rate
of spending by US
households and businesses has resulted in a sharp increase in imports into the US, with the volume
of imports increasing by 9.2 per
cent over the year to the December quarter.
The
household sector remains the key driver
of growth, with retail sales having risen by 6.4 per
cent over the year to March.
This slowing is attributable to the
household credit component, which expanded at an annualised rate
of 13.2 per
cent over the same period, compared with the peak a year previously
of more than 21 per
cent.
Overall, the ratio
of household debt to the disposable income
of households (excluding unincorporated enterprises) has risen by 12 percentage points
over the past two years to 94 per
cent (Graph 16).
The ratio
of household sector interest payments to disposable income has fallen steadily
over the past year and is now below 6 per
cent.
Nevertheless, the growth
of credit to both the
household and business sectors remains high, with aggregate credit growth still running at an annual rate
of 12 per
cent over the six months to December 2004.
Households» inflation expectations
over the year ahead, as surveyed by the Melbourne Institute, have shifted up from an average
of 3 3/4 per
cent in the second half
of 1998 to around 5 per
cent in recent months (Graph 40).
On the other side
of the
household balance sheet, the debt
of the
household sector has continued to grow rapidly, increasing by 14 1/2 per
cent over the year to March.
National accounts data show that growth in real
household consumption in the second half
of 2003 was 7 per
cent on an annualised basis, the strongest pace in
over 20 years.
Over the past decade,
household debt in Australia has grown at an average annual rate
of just under 15 per
cent.
Over the past year, household credit has increased by around 20 per cent, and with the value of housing loan approvals continuing to rise over recent months, there seems little prospect for a near - term slowing in the pace of gro
Over the past year,
household credit has increased by around 20 per
cent, and with the value
of housing loan approvals continuing to rise
over recent months, there seems little prospect for a near - term slowing in the pace of gro
over recent months, there seems little prospect for a near - term slowing in the pace
of growth.
Total
household assets rose by 6 per
cent over the year to the December quarter 2004 (Table 7), in line with income but well below the average
of previous years.
Over the year to February, credit to the
household sector grew by 11 per
cent, compared with growth in
households» nominal income which has been running at around 5 per
cent; much
of the growth in debt has occurred in home mortgages.
Over the past year, the value of the household sector's assets have increased by around 17 per cent, bringing the cumulative increase over the past three years to 43 per c
Over the past year, the value
of the
household sector's assets have increased by around 17 per
cent, bringing the cumulative increase
over the past three years to 43 per c
over the past three years to 43 per
cent.
Over the year to December, total household credit was up by 21 per cent, with annualised growth over the final three months of the year at a slightly faster r
Over the year to December, total
household credit was up by 21 per
cent, with annualised growth
over the final three months of the year at a slightly faster r
over the final three months
of the year at a slightly faster rate.
In the June quarter, the overall rise in housing - secured credit exceeded dwelling investment by the equivalent
of 8 per
cent of household disposable income, which is almost twice the average magnitude
of housing equity withdrawal seen
over the past two years (Graph 28).
«Average pay packets have fallen by nearly ten per
cent over the last three years — eroding the spending power
of households and eating away at the value
of savings for those families still fortunate enough to have them,» he said.
The figures come just days after a report from the Institute for Fiscal Studies (IFS) which showed that actual
household income - what is left after the effect
of inflation is factored in - has fallen by 1.6 per
cent over the three years to the end
of 2011.
That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost
of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per
cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults
over the age
of 25 out
of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning
over # 150,000 to 20 per
cent; and further believes that the proposals in the Bill are unfair when the additional rate
of income tax is being reduced, which will result in those earning
over a million pounds per year receiving an average tax cut
of over # 100,000 a year.
Alongside the launch, BAE Systems conducted research that shows that a quarter
of 14 to 18 - year - olds would rather follow in the footsteps
of innovator Mark Zuckerberg (23 per
cent) or tech genius Bill Gates (28 per
cent) for careers
over household names such as Ed Sheeran (17 per
cent), David Beckham (9 per
cent) and Kylie Jenner (9 per
cent).
Amongst those respondents who didn't select «none
of these»,
over a quarter * (27 per
cent)
of British adults with children in their
household admitted that their children actively take part in activities such as sport, but they themselves do not.
Deprivation is significant;
over 38 per
cent of pupils are on free school meals, 38.4 per
cent come from
households that are in the lowest 20 per
cent income bracket and 75.5 per
cent are from the lowest 40 per
cent income bracket.
«Although financial assets made a relatively speedy recovery in the aftermath
of the crisis, achieving annual growth averaging 8.1 per
cent per annum
over the past five years, the financial situation
of Canadian
households is anything but sustainable,» the report reads.
The
household debt - to - GDP ratio increased from almost 93 per
cent to just
over 101 per
cent at the end
of 2016, Statistics Canada says.
Over 50 per
cent of carbon price revenue will be spent on
households.
If one adds the spilled hydro and curtailed wind to the net exports, the 21.2 TWh could have provided
over half
of all average Ontario
households with power for a full year, yet we sold it 2.36
cents / kWh while we paid 10.14
cents / kWh for its generation.
Next year, German
households are in for a big price shock: the renewable energies levy, which every
household in Germany has to pay as part
of their electricity bills, will increase by
over 70 per
cent to 3.5
cents per kilowatt hour.
SCL undertook a behavioural research programme targeting
over 75 per
cent of households to assist the client in not only identifying the correct battlegrounds, but also the right audiences, messages and most importantly, the right castes to target,» a document said.
SCL undertook a behavioural research programme targeting
over 75 per
cent of households to assist the client in not only identifying the correct battlegrounds, but also the right audiences, messages and most importantly, the right castes to target,» said one document.
In 2011,
of the 42 per
cent of households in Victoria that contained children, just
over 10 per
cent were single parent
households.
DLC says the yearly savings rate
of an average Canadian has gone from
over 12 per
cent of income in the early ′ 90s to under two per
cent today and
household debt in Canada has more than doubled
over the past 10 years.
Kudos: Bond's plan will help between 125,000 and 175,000
households achieve the American Dream
of homeownership
over the next five years — without costing taxpayers a
cent.
Of the 12.4 million
households in Canada, more than 8.5 million,
over two - thirds (68.4 per
cent) owned their home, the highest rate since 1971.
In 2006, just
over half (50.9 per
cent)
of the
households that exceeded the affordability threshold were renters.