In some instances, you might see higher premiums after the
accident if you have
certain types of coverage on your
auto policy, such as personal injury protection that covers you regardless
of who's at fault.
Personal Injury Protection (PIP), a
type of auto insurance (also called no - fault insurance), is available in
certain states and pays medical expenses, and in some cases, loss
of income, essential services, accidental death, funeral expenses, and survivor benefits, regardless
of who is at fault in an automobile
accident.