Sentences with phrase «certain amount of debt»

The worst offender is the banking system that requires Ludger to pay off a certain amount of his debt before he can access new areas or advance the storyline.
Many commentators throw up their hands in horror at this idea, and many consumers take it to extremes and face the consequences, but I think there is a case for a certain amount of debt at an early age, especially if it is at a low rate and subsidized by the government.
In order to have the Chapter 13 plan confirmed (approved by the court), a certain amount of your debt must be repaid.
Many young people appear to be somewhat comfortable carrying a certain amount of debt, and that leads to a debt reduction method known as the siege.
You also need to have a certain amount of debt before you can consolidate.
A balance transfer works when you are approved for a certain amount of debt for a new loan.
Number 1 can be especially tough when you've been conditioned to believe that a certain amount of debt is «normal» or «good debt».
Even if you qualify for student loan forgiveness, you still have to repay your lender a certain amount of your debt.
You have a certain amount of debt and you want to get out of it as soon as you can.
So, according to the Bankruptcy and Insolvency Act, when you go bankrupt or file a proposal there are only a certain amount of debts that can not be included.

Not exact matches

The first part of the suggestion comprises of obliging the financial sector to write off a certain (not huge) amount of their bad debt, while also driving down the costs of doing business a little more at the same time.
Some of the proceeds of the IPO will go to repay outstanding debt Zipcar owes to financial instutitutions, and «approximately $ 5.0 million to repay amounts owing to certain former shareholders of Streetcar» as well as a portion of the net proceeds to invest in «companies, technologies, services or assets that complement our business.»
Debt Financing — The use of repayable funds to support the growth of the company; small business loans and other interest - bearing loans are common forms of debt financing, and create a certain amount of financial risk for the company in the form of new fixed coDebt Financing — The use of repayable funds to support the growth of the company; small business loans and other interest - bearing loans are common forms of debt financing, and create a certain amount of financial risk for the company in the form of new fixed codebt financing, and create a certain amount of financial risk for the company in the form of new fixed costs.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
In order to reduce the risk of moral hazard, it would be ideal to follow the so - called «Blue Bond» proposal and limit the amount that Eurozone member states can obtain through Eurobonds to a certain debt - to - GDP ratio.
What we did pass, I believe, was a law sponsored by Legislator Schoenberger saying that we had to pay down the debt paying a certain amount of money aside each year to pay down the deficit.
Having a good strategy for paying down outstanding balances is key, especially if you wish to become debt free by a certain amount of time.
Dear Noble, Instead of investing the lump sum amount, suggest you to book Systematic Transfer Plans (STPs) in Debt / MIP oriented funds and you can switch every month certain amount to equity oriented schemes.
If the debtor's income exceeds these combined expenses by a certain amount, the debtor may be able to pay a reasonable portion of his debt, and filing Chapter 7 is likely to be considered abusive.
If, based on your overall financial situation, you can pay off your debt — but you just need a temporary break — your creditor may choose to lower your minimum payments and / or your interest rate for a certain amount of time.
The good news from that is that there is a «statute of limitations» in every state that says debt collectors can't sue you in court over a debt after a certain amount of time.
All these debt papers have a certain amount of credit risk involved, which is generally measured by the rating of such instruments.
Garnishments are processes where, in order to pay off your debt, a certain amount of subtracted from your income each month.
Assuming it is true of course, tell the creditor that you had to use the home equity loan to stay afloat and you only have a certain amount that you can use to settle your debts.
The monthly payment is the amount that is expected to fully amortize (pay off the debt) after a certain number of months or years.
You could consolidate your debt by borrowing against your retirement plan, but this money typically has to be repaid within a certain amount of time.
However, the bankruptcy law considers it abusive to discharge your debt if you make above a certain amount of money.
Credit Grade Mortgage companies often grade your loan based on certain credit related items such as payment history, amount of debt payments, bankruptcies, equity position and your credit score.
The type of services covered under the new rules are companies that promise to 1) work with a creditor to settle the debt for a lesser amount than is owed, (debt settlement companies) 2) work with all of a consumer's unsecured creditors to promulgate a debt management plan to vary the terms of all such debts, under a debt management plan (debt management companies) and 3) negotiate with a creditor to lower the interest rate of the outstanding debt and / or waiver of certain debt fees, such as late fees or over the limit fees (debt negotiation companies).
The strength of this app is that it shows you exactly how much money to send to each debt every month, with the amounts changing as you pay off certain debts.
Consolidation plans include home equity loans, second mortgages for the amount of the available equity, electing to only consolidate certain debts, and choosing a reversed mortgage for those home owners who are at least 62 years of age.
Generally, if you'll need a fixed amount of money all at once for a certain purpose (e.g., remodeling the kitchen or paying off other high - interest debts), you might want to take out a home equity loan.
Eventually, securing loan approval with improved terms is certain, and because the amount of existing debt is lowered, the debt - to - income ratio is improved too.
You've had to been making payments on this debt for a certain amount of time, however, before you can be eligible.
Others require your debt to income ratio to be under a certain percentage or make a certain amount of monthly income.
They usually approach you with emotional sales pitches that would make even the Grinch's heart soften up before slapping you with a contract that promises to help pay down your debt within a certain amount of time.
After a certain amount of time has passed, your debts may get marked down or written off, but at a hidden cost.
Most debt collectors receive a certain commission percentage that depends on the amount of money that they collect — which means they want the rehab amount to be as high as possible.
A debt relief service is not a bank or a payment service — although they may legitimately request you put a certain amount of money into an escrow account to cover payments that they negotiate.
To pass the means test, you must have less than a certain amount of disposable monthly income to service unsecured debt.
In her case, she filed a chapter 13 bankruptcy to satisfy the divorce decree in paying the debts and because she had a certain amount of non-exempt assets she needed to protect.
Most people do not realize the amount of money that they dish out each month in finance charges with certain debts like credit cards and loans.
Other common loans include a line of credit, which gives the borrower access to a certain amount of funds at any given time; a merchant cash advance, an advance based on future revenues of a business; and invoice factoring, in which invoices are sold for a lump sum of cash to improve cash flow and reduce debt.
Installment debt involves paying a certain amount each month over a predetermine period of time.
Once you've saved up a certain amount of money, the Hawaii debt settlement company will attempt to negotiate with your creditors to accept a lower principal amount.
S&P has a separate rating for US treasuries themselves, which remains AAA — which probably explains why money market funds which need a certain amount of AAA debt (by law) didn't all sell off holdings.
What happens here is that companies often write off your debt if you haven't paid it and after a certain amount of time they turn over the debt to a collection agency to help them collect and they're getting paid on a percentage of whatever they collect or the debt might be sold to them and so they're trying to recover more than the price paid for the debts.
being debt free allows a certain amount of freedom to say no and you start to live life on your own terms
Do you budget for a certain amount of money each month to repay your debts but aren't sure why they don't decrease as fast as you expect?
Some lenders only work with borrowers who have a minimum amount of debt, attended a certain school, hold a particular degree, work within a specific career field, or reside in a particular state.
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