Sentences with phrase «certain amount of life insurance»

While each spouse will still need a certain amount of life insurance coverage to protect their partner in the event of an untimely death, the amount of life insurance needed may not be as high as it was during those prime working years.

The insured agrees to pay premiums on a regular basis in exchange for a certain amount of life insurance.

On top of this, they give you a certain amount of life insurance, which clearly MF's do not.

However, if you currently need a certain amount of life insurance to protect your responsibilities, but don't have the finances necessary to pay for the premium for a permanent policy, then the Convertible Term Life Insurance is a great option.

While you may already have a certain amount of life insurance in place for your other needs, such as mortgage payoff, the replacement of ongoing income, or even for the payment of estate taxes, the payment of final expenses is yet another cost that you may not have factored in.

Not exact matches

The amounts in this column also include the cost of term life insurance premiums for each NEO and the cost of physical examinations for certain NEOs.

With an annuity, however, you enter into a contract with an insurance company to pay a certain amount for the rest of your life, giving you the peace of mind that comes from knowing your income will never run out.

Level term life insurance policies have premiums that are guaranteed to remain the same for a certain amount of years.

But did you know that if you apply for a job with a salary above a certain amount, or if you apply for insurance or a loan above a certain amount, the fact that you filed bankruptcy will be disclosed for the rest of your life?

What that means for you is that your term life insurance policy is guaranteed up to a certain amount, even if your provider goes out of business.

A term life insurance policy is one that covers a certain amount of years — say, thirty, for example.

Cash value life insurance has a certain opportunity cost element to it because you are taking a large amount of your money and putting it into life insurance premiums.

Suicide Clause: A life insurance policy provision that states if the insured dies by suicide within a certain period of time from the date of issue (usually two years) the amount payable would be limited to the total premiums paid minus any policy loans or outstanding premiums.

For certain individuals, it may be more prudent to purchase a term life insurance policy with lower premiums for a fixed amount of time and take the difference in savings between the two policies and invest in different types of stocks, bonds and mutual funds which may lead to higher returns and a more diversified portfolio.

Depending upon the type of card you are holding, the card holders are provided with assurance of certain amount against the various life insurance cover.

Universal life insurance provides more flexibility by allowing you to deposit above and beyond the minimum amount required for the cost of insurance up to a certain amount, allocating the excess into an investment account.

With term life insurance, your policy is set for a certain amount of time — the term.

Term life policies provide life insurance coverage for a certain amount of time (usually between five and 30 years).

Term insurance is useful if you can afford only a low - cost option or you need life insurance only for a certain amount of time (such as until your children graduate from college).

Typically, a universal life insurance policy holder may adjust — within certain limits — the death benefit amount, as well as the timing and the amount of their premium.

To provide accurate insurance quotes, certain information must be collected, including state of residence, date of birth, gender, height, weight, coverage amount desired, term period desired (in the case of term life insurance), health classification of the proposed insured, and tobacco use.

Term life insurance is considered to be the most basic form of coverage, providing a certain amount of death benefit in exchange for a premium payment.

Most universal index life insurance policies come with a guarantee that you will be credited a certain amount each year — regardless of how well the index does.

If you're trying to decide whether to buy a cash value life insurance contract, or «buy term life insurance and invest the difference,» then this investment software will estimate the amount of money you'll have left (after paying life insurance costs) annually after a certain time horizon.

Income that may be part of your gross income but is not identified as taxable income would include child support, proceeds from life insurance policies, inheritances, workers compensation payments, welfare benefits, compensation awarded as a result of physical injury, education scholarships or grants, and income paid to your retirement account (either a 401k or IRA, up to a certain amount).

Travel accident insurance is similar to life insurance, providing coverage for you and your immediate family, up to a certain amount, in the event of an illness, accident or fatality that occurs while you're traveling.

is similar to life insurance, providing coverage for you and your immediate family, up to a certain amount, in the event of an illness, accident or fatality that occurs while you're traveling.

As its name implies, term life insurance can be purchased for a certain amount of time, such as ten years, fifteen years, or twenty years.

Universal Life Insurance is a type of Permanent life insurance that offers permanent coverage with a certain amount of built - in flexibilLife Insurance is a type of Permanent life insurance that offers permanent coverage with a certain amount of built - in fleInsurance is a type of Permanent life insurance that offers permanent coverage with a certain amount of built - in flexibillife insurance that offers permanent coverage with a certain amount of built - in fleinsurance that offers permanent coverage with a certain amount of built - in flexibility.

Universal life insurance offers permanent coverage with a certain amount of built - in flexibility.

BrightLife Term Life: Offers simple protection for a limited time - ideal for those who only need life insurance for a certain amount of yeLife: Offers simple protection for a limited time - ideal for those who only need life insurance for a certain amount of yelife insurance for a certain amount of years.

Suicide Clause: A life insurance policy provision that states if the insured dies by suicide within a certain period of time from the date of issue (usually two years) the amount payable would be limited to the total premiums paid minus any policy loans or outstanding premiums.

Are you looking for life insurance coverage for a certain amount of time (Term Life Insurance) or for your entire life (Permanent Life Insuranlife insurance coverage for a certain amount of time (Term Life Insurance) or for your entire life (Permanent Life Ininsurance coverage for a certain amount of time (Term Life Insurance) or for your entire life (Permanent Life InsuranLife Insurance) or for your entire life (Permanent Life InInsurance) or for your entire life (Permanent Life Insuranlife (Permanent Life InsuranLife InsuranceInsurance)?

In some cases, if you're looking for insurance that provides tax benefits and — after a certain amount of time — a guaranteed return on money you've paid in, you might consider a whole life insurance policy.

Then you can spend the rest of your money as you like knowing that a certain amount will be passed along no matter how long you live when you pass away through the life insurance death benefit.

Term life insurance expires after a certain amount of time (or term).

Tip # 3: Consider a Term Life Insurance Policy If you only need coverage for a certain amount of time, then term life insurance will be your least expensive optLife Insurance Policy If you only need coverage for a certain amount of time, then term life insurance will be your least expensivInsurance Policy If you only need coverage for a certain amount of time, then term life insurance will be your least expensive optlife insurance will be your least expensivinsurance will be your least expensive option.

For instance, if you are taking certain heart medications or have stents, life insurance premiums with many companies could be through the roof for a decent amount of coverage.

While getting group or member premium rates on life insurance can reduce the amount of premium that you pay for certain coverages, going this route may or may not always prove to be the very best deal.

A Life Insurance Policy is essentially a contract between an insurance holder and an insurance company wherein the parties agree to certain conditions which provide the policyholder a lump - sum amount of money in case of his / hInsurance Policy is essentially a contract between an insurance holder and an insurance company wherein the parties agree to certain conditions which provide the policyholder a lump - sum amount of money in case of his / hinsurance holder and an insurance company wherein the parties agree to certain conditions which provide the policyholder a lump - sum amount of money in case of his / hinsurance company wherein the parties agree to certain conditions which provide the policyholder a lump - sum amount of money in case of his / her death.

If you feel confident that you will only need insurance for a certain amount of time, then that is when life insurance will be the best option.

Life insurance is a type of insurance in which you pay a certain amount (premium payments) to a life insurance company and in exchange they agree to pay a lump - sum payment (the death benefit) to your beneficiaries upon your deLife insurance is a type of insurance in which you pay a certain amount (premium payments) to a life insurance company and in exchange they agree to pay a lump - sum payment (the death benefit) to your beneficiaries upon your delife insurance company and in exchange they agree to pay a lump - sum payment (the death benefit) to your beneficiaries upon your death.

Life insurance companies usually guarantee a certain amount of growth every year, which is one reason whole life insurance products attracted investors following the 2008 recessLife insurance companies usually guarantee a certain amount of growth every year, which is one reason whole life insurance products attracted investors following the 2008 recesslife insurance products attracted investors following the 2008 recession.

If you've suffered from cancer and it was caught at an early stage, you may still be able to find insurance, although the life insurance company might have you wait a certain amount of time after surgery or completing your necessary course of treatment before considering you for coverage.

It's a life insurance policy that is in effect for as long as you pay the premiums for a certain amount of time (aka, the term).

A standard life insurance term plan is one where the insured person gets a cover against various risks against payment of a certain premium amount.

Simply put, a flexible life insurance policy can allow you to change certain components of your plan, including the face amount, premium, and coverage period, in response to your changing needs and circumstances.1

While a whole life policy's cash value is typically guaranteed to grow a certain amount, it's smaller than the potential growth of a variable life insurance policy.

An endowment policy is a combination of insurance and investment: The policyholder's life is insured for a certain amount.

Experts often consider high return of premium of term life insurances as a great way of leveraging a considerable amount of cash over a certain duration of time.