When making a monthly budget, it is easy to forget
certain budget categories.
Throughout the month, look for opportunities to send in micro-payments, as you earn additional income, receive monetary gifts, or spend less than anticipated in
certain budget categories.
Not exact matches
Those often called for mandated cuts of a
certain percentage for city agencies, and had their own
budget category — making it easier to ensure the savings actually happened, and making it possible for Council members to track them.
If a
certain category goes over your
budget, you'll be able to see it at a glance.
Through categorization, you get to see how much of your income goes to a
certain category and whether you are over or under
budget.
I discovered that instead of not being able to stick to a
budget (which I thought was the problem), the real issue was not having enough income to allot to
certain categories.
Most
budget hotels belong to one of the few major chains, so if you have hotel points racked up at a
certain chain, use them on a lower
category property.
Budgeting is one of the best ways to save money, and it's so simple — create
categories, set aside a
certain amount of money for each
category, and then only spend what has been designated for that account.