Sentences with phrase «certain credit score and history»

Not exact matches

Say you've had a certain credit card for 10 years; closing that account may decrease your overall average credit history and negatively impact your score, especially over the short term.

The approval process uses alternative credit - history data rather than U.S. credit scores, and the company intends to soon expand the cards to immigrants with certain work visas.

And of course, there are certain topics it's best not to surface (credit scores, number of past sexual partners, dating history, etc.) but, are the «no - noes» always strictly black or white?

As with the interest rate and loan amount, the loan length will be determined by your credit score and history and within certain boundaries, it is negotiable.

Credit history is another important factor, and lenders can require borrowers to have a certain credit score — the higher the better — in order to qualify for a loan and a favorable interestCredit history is another important factor, and lenders can require borrowers to have a certain credit score — the higher the better — in order to qualify for a loan and a favorable interestcredit score — the higher the better — in order to qualify for a loan and a favorable interest rate.

Not only will you need a minimum FICO score of 600, but you must have a debt - to - income ratio under 40 % and meet certain requirements regarding your credit history.

Nevertheless, there are certain loans (like student loans or business loans) that are awarded according to the needs of the applicant and disregard credit scores and history.

Credit Grade Mortgage companies often grade your loan based on certain credit related items such as payment history, amount of debt payments, bankruptcies, equity position and your credit Credit Grade Mortgage companies often grade your loan based on certain credit related items such as payment history, amount of debt payments, bankruptcies, equity position and your credit credit related items such as payment history, amount of debt payments, bankruptcies, equity position and your credit credit score.

Credit - based insurance scores were introduced in the early 1990s and use certain elements of a person's credit history to predict how likely consumer is to have an insurance loss, as research shows there is a correlation between credit characteristics (credit - based insurance scores) and insurance lCredit - based insurance scores were introduced in the early 1990s and use certain elements of a person's credit history to predict how likely consumer is to have an insurance loss, as research shows there is a correlation between credit characteristics (credit - based insurance scores) and insurance lcredit history to predict how likely consumer is to have an insurance loss, as research shows there is a correlation between credit characteristics (credit - based insurance scores) and insurance lcredit characteristics (credit - based insurance scores) and insurance lcredit - based insurance scores) and insurance losses.

MS. DEVATA: It's my understanding that a credit score is really a snapshot of a period of time and there are certain factors that go into delineating that score, versus a credit report that gives a longer history of time.

Susan Wright, a St. Louis - based insurance expert and author, says insurers pull only certain aspects from your FICO credit score — including your payment history and total debt — to create what's called your insurance score.

We all know that factors affecting your car insurance premium rates include your age, your gender, your credit score, your driving history, and the state, city, and zip code in which you live, but it may surprise you to learn that your job, not to mention your membership in certain organizations, can also have an affect on your car insurance premium rates.