Sentences with phrase «certain federal protections»

As a special needs student, Cruz had certain federal protections.
But there's one super important thing you should know before refinancing your federal student loans into private loans: you will give up certain federal protections.

Not exact matches

On that day, the OCC became responsible for handling consumer complaints for national banks and federal savings associations with less than $ 10 billion in assets and for compliance with certain consumer protection laws.
Furthermore, the Patient Protection and Affordable Care Act of 2010 (the «PPACA») establishes a uniform, federal requirement for certain restaurants to post certain nutritional information on their menus.
Federal regulators are considering giving mortgage lenders protection from certain lawsuits, a move designed to encourage lending to well - qualified borrowers.
The Volcker Rule is a specific section of the Dodd — Frank Wall Street Reform and Consumer Protection Act originally proposed by American economist and former United States Federal Reserve Chairman Paul Volcker to restrict United States banks from making certain kinds of speculative investments that do not benefit their customers.
According to Legislator Jay Schneiderman (I - Montauk), a portion of Drinking Water Protection Program money goes toward paying the salaries of certain county employees, positions that are also eligible for state and federal reimbursements.
For certain types of gifted youth, there are protections under federal law.
FERPA is a federal privacy law that gives parents certain protections regarding their children's education records.
ID # 144363 General Motors (GM) is recalling certain model year 2013 Cadillac Escalade, Escalade ESV, and Escalade EXT; Chevrolet Avalanche, Express, Silverado HD, Silverado LD, Suburban, and Tahoe; and GMC Savana, Sierra HD, Sierra LD, Yukon, and Yukon XL vehicles, manufactured between November 7, 2012, through December 18, 2012, for failing to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) No. 102, «Transmission Shift Lever Sequence, Starter Interlock, and Transmission Braking Effect», and FMVSS No. 114, «Theft Protection and Rollaway Prevention.»
In addition, Presidential Policy Directive 19 extends whistleblower protections to Federal employees eligible for access to classified data and the Kirkpatrick Act of 2017 makes it unlawful to access a Federal employee's or an applicant's medical records for certain unauthorized purposes.
It's been ten years since the Children's Internet Protection Act — the law that requires public libraries and K - 12 schools to employ internet filtering software in exchange for certain federal funding — was upheld by the U.S. Supreme Court as constitutional.
You may also lose some options and protections if you consolidate certain federal loans, particularly Perkins loans, into other federal loan programs.
The federal Homeowner's Protection Act of 1998 gives buyers the right to request cancellation of the PMI when their equity reaches 20 percent of the home's value, after meeting certain conditions.
It's important to note that Federal loans offer certain benefits and protections (such as Public Service Loan Forgiveness and income - driven repayment plans) that do not transfer should you refinance.
Key factors include how quickly you want to pay off those loans and how much of your school debt is from federal loans, which have certain consumer protections that would be lost if they're rolled into a consolidated loan.
Refinancing is a big decision — especially if you have federal student loans, since you'll lose certain benefits and protections if you switch to a private lender — but it can be a good idea if you're looking for a more responsive and helpful servicer.
Car title loans — and certain other financing — offered to servicemembers and their dependents must include special protections under federal law and a Department of Defense rule.
If you have a federal loan and you refinance with a private provider, you'll be giving up certain protections like the Public Service Loan Forgiveness Program and deferment and forbearance.
If you have federal student loans, you get certain benefits and protections that you'll lose if you refinance your debt.
Bankruptcy exemptions are legal statutes, either state or federal, which will protect a certain portion of your assets from unsecured creditors when you file for bankruptcy protection.
By consolidating your federal loans, you may also lose certain borrower protections that only apply to specific federal loans such as interest rate discounts or loan cancellation benefits.
You can also choose to refinance your federal student loans together with your private loans, but you should be aware that you will lose certain protections and benefits that your federal student loans have if you refinance them with your private loans.
The Equal Credit Opportunity Act (ECOA) prohibits creditors from discriminating against credit applicants in any aspect of a credit transactions on the basis of race, color, religion, national origin, sex or marital status, or age; the fact that all or part of the applicant's income comes from any public assistance program; or the fact that the applicant has in good faith exercised any right under certain federal consumer credit protection laws.
Before you combine federal and private student loans, be aware that federal loans offer certain benefits and protections, such as Public Service Loan Forgiveness and income - driven repayment plans, which do not transfer to private lenders.
The Higher Education Act provides certain rights and protections to borrowers of federal student loans.
Payday loans (and certain other financing) offered to servicemembers and their dependents must include certain protections, under Federal law and a Department of Defense rule.
Regardless of the services offered, both state and federal law provide certain protections for consumers using those services.
Though federal student loan borrowers would give up certain benefits, Laurel Road does offer some perks and protections in case hard times hit.
The exhibition curated by artist and Untitled Space gallery director Indira Cesarine, marks the dawn of a new day for a society fed up with the jeopardization of certain inalienable rights and undeniable protections at the federal level, like immigration policies, transgender rights, and the right to healthcare.
The federal government recognizes the dangerous working conditions offshore employees face on a daily basis and have granted certain protections to them in the event of an injury or deadly accident.
A non-profit offers personal asset protection, state and federal tax exemptions, and tax deductions for certain types of gifts.
An Oklahoma non-profit provides personal asset protection, state and federal tax exemptions, and tax deductions for certain types of gifts.
We may assist people charged with certain offences under a variety of other federal and provincial laws, such as the Wildlife Act, Animal Protection Act, Child Youth and Family Enhancement Act, Emergency 911 Act, Protection Against Family Violence Act, Provincial Offences Procedure Act, Petty Trespass Act and Gaming and Liquor Act.
While federal laws protect certain classes from discrimination and harassment, California state law extends these protections to additional classes of people.
She notes that there is no convention preventing the enactment of legislation denying the federal courts, or specifically the Supreme Court, the jurisdiction over certain types of cases, although in her view «the protection for judicial independence would be far stronger if there were a convention leading officials not even to propose, much less seriously consider, jurisdiction - stripping bills».
Dismissal secured in a federal class action for a global confectionery company in the federal court involving state consumer protection laws and product labeling, alleging certain of the company's gum and hard candy labeling was misleading.
Authorized organizations and businesses that would like to access driving records must meet certain requirements under the Federal Driver's Privacy Protection Act and additional laws.
The Federal Driver's Privacy Protection Act allows individuals to request the disclosure of certain personal information contained in driver license and vehicle records be restricted.
The Federal Driver's Privacy Protection Act allows individuals to request that disclosure of certain personal information contained in driver license and vehicle records be restricted.
The Federal Circuit court ruled in Oracle's appeal that certain declarative code and the structure, sequence and organization of the Java APIs are entitled to copyright protection and remanded the case back to the district court.
It was difficult to expel him while he was receiving special education services, which contain certain protections from the federal government.
The Mortgage Insurance Premium (MIP) is a fee paid by the borrower to the Federal Housing Administration (FHA), an agency of the federal government, to provide certain protections for both the lender and the borrower in a HECM reverse moFederal Housing Administration (FHA), an agency of the federal government, to provide certain protections for both the lender and the borrower in a HECM reverse mofederal government, to provide certain protections for both the lender and the borrower in a HECM reverse mortgage.
Certain other consumer protection requirements were administered by other federal offices and agencies, such as the U.S. Department of Housing and Urban Development published the Real Estate Settlement Procedures Act (RESPA); however, enforcement of the requirements in banks was the responsibility of the federal bank regulators.
While the existence of a written agreement is not dispositive as to whether the relationship is in reality that of an independent contractor, a written agreement not only adds important protections for the broker, but is frequently a required element of various state law tests, as well as a required element of certain federal law tests, for determining independent contractor status.
On that day, the OCC became responsible for handling consumer complaints for national banks and federal savings associations with less than $ 10 billion in assets and for compliance with certain consumer protection laws.
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