Sentences with phrase «certain insurance companies in»

Given the state of the law, certain insurance companies in Ontario have made it their mandate to draw out litigation and force Plaintiffs into long, costly (and very risky) trials.

Not exact matches

the Company is also exposed to credit risk in certain of its insurance operations and with respect to certain guarantee or indemnification arrangements that we have with third parties;

In a strange twist, many consumers shopping for health insurance during the current Obamacare enrollment period can actually get even cheaper coverage thanks to President Trump's decision to cut off certain subsidies paid to insurance companies.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

We don't know for certain why the five insurance companies we gathered quotes from did not provide quotes online for our sample property in these places.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

The final DOL regulation «unfairly targets certain types of fixed annuity products, making it harder for Americans to purchase fixed indexed annuities when it is in their best interest to do so,» he said, adding that «this legal challenge is necessary because the rule creates an unworkable standard for independent agents and insurance companies and goes far beyond DOL's authority.»

Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or plan sponsor, we may exchange certain information about you with Fidelity financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.

I can't be totally certain here, but I suggest that all major state insurance regulators should send Ben Bernanke, Tim Geithner, and Hank Paulson some really nice gifts, because had AIG's life companies failed, the state guaranty funds would have been hard pressed to come up with something north of $ 10 billion by surcharging the other insurance companies doing business in each state.

Further, please note that under the Foreign Exchange Transaction Regulations (the «FETR»), certain institutional investors including banks, securities companies, insurance companies and asset - management companies are permitted to invest in foreign securities directly.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

In fact, insurance companies in some states, including Illinois and Minnesota, are required by law to provide coverage for amino acid - based formulas when babies have certain medical disorderIn fact, insurance companies in some states, including Illinois and Minnesota, are required by law to provide coverage for amino acid - based formulas when babies have certain medical disorderin some states, including Illinois and Minnesota, are required by law to provide coverage for amino acid - based formulas when babies have certain medical disorders.

Insurance companies are not in compliance with the law if they have arbitrary rules for a set number of consultations or certain age of the baby.

The governor's executive budget, released in January, proposed cutting Medicaid payments to certain health insurance companies with excess reserves, and was rejected by both houses of the Legislature.

The Cuomo administration told insurance companies they can not discriminate or deny coverage to people based on gender identity in New York after DFS received complaints from transgender individuals who said they were denied services in certain circumstances.

The company is often viewed as a sort of apparel - industry savior, not only because it's supplanting the decrease in retail jobs by hiring more than 3,000 «stylists» as W - 2 employees — meaning that Stitch Fix deducts payroll taxes from each pay check and offers benefits like 401K and health insurance to those who work a certain number of hours a week — but also by emerging as one of the largest wholesale partners in the US.

Insurance companies have found it particularly attractive in deciding whether to approve the use of certain diagnostic tests or treatments.

With dental insurance, it's the opposite: the insurance company pays for semi-annual cleanings, xrays, and other costs up to a certain annual maximum dollar amount (usually a very low amount, in the $ 1,000 to $ 2,000 range), after which you pay for everything out of pocket (or wait until the following plan year for the additional care).

Contact the collection agency, and make certain that they communicate that the insurance company paid the claim in full.

The short answer, of course, is that you pay the cost of your Fresno, CA Renters Insurance and in return the insurance company agrees to pay you when certain kinds of lossInsurance and in return the insurance company agrees to pay you when certain kinds of lossinsurance company agrees to pay you when certain kinds of losses occur.

Insurance companies may have specific storage requirements in order to store bullion over a certain amount.

First of all, your insurance company has a duty to indemnify you (protect you and hold you harmless) from certain risks shown in your insurance policy.

This is because there is a certain amount of overhead in an insurance company, like the commissions and salaries you mentioned.

«Your premium may double or triple, you'll have a higher deductible and the new insurance company may restrict your coverage in certain areas, but you can usually get some type of coverage,» says Denny Edwards, an insurance agent with CarInsurance.ca in Toronto.

An insurance company may only grant an agent binding authority in certain circumstances.

In addition, on certain policies with specific life insurance companies, the WOP rider will also waive premiums due on the supplemental life insurance riders, guaranteed insurability riders and renewable term riders.

While policies sold by mutual life insurers are similar in many ways to those sold by stock life insurance companies, as we have seen, there are certain benefits to buying policies from mutual insurers.

In addition, many renters insurance companies have arrangements with certain hotel chains that allows them access to room inventory that otherwise might be blocked off for anticipated walk - ins.

Most insurance companies require policyholders to maintain a certain threshold of coverage on their auto, homeowner's, and possibly other insurance policies (i.e. if you own a boat, etc) in order to obtain an umbrella insurance policy.

Many Stamford insurance companies offer Business and Professional discounts for those in certain professions, some of which include Educator, Engineer, Physician, or Law Enforcement, just to name a few.

In general, life insurance companies that know an insured has passed, but can not locate the beneficiaries of the policy, are required to turn over the benefits of the policy to the state's unclaimed property office if the benefits are not claimed after a certain number of years.

Renters insurance is a contract between you and the insurance company that you will do certain things, and in return they will do certain things.

Concentration of risk has an impact on the willingness of insurance companies to write certain types of policies within a state, especially when that risk is heavily concentrated in a number of urban centers.

You pay your premium, and the insurance company agrees to pay if a certain defined set of things happens.The insuring agreement in your renters insurance policy even says that the risk assumption is in return for you paying the premium.

Through my friend I heard certain types of dead are not covered in Term insurance and it varies as per the company.

This has led many companies to either not offer renters and homeowners insurance in North Carolina at all, to limit new business in certain parts of the state, or to simply require that property policies be bundled with something else, usually an auto.

It's important to understand that an insurance company can't just write in certain parts of the state.

In exchange for a lump - sum premium, the insurance company promises to give you a steady, guaranteed paycheck for life (or a certain period of time, a less - common version of the product).

Not all life insurance companies view certain factors, such as health conditions or lifestyle choices, in the same light.

Only certain companies, such as Blackrock are active in providing this type of life insurance.

Although most life insurance companies will write term life insurance for people who suffer from asthma, in some instances, certain companies will charge a higher premium than others.

Life insurance works on the assumption that you will live a certain number of years, and in the process you'll be contributing — through your premiums — to the pool of cash that the company uses to pay out claims.

Because all auto insurance companies have differing views of what constitutes a good insurance score, some insurers may offer lower premiums for scores in the 800 range, while others will only require scores in the 700 range to qualify for certain premium discounts.

Many auto insurance companies have various milestones which result in significant insurance premium reductions such as hitting a certain age or getting married.

I can't be totally certain here, but I suggest that all major state insurance regulators should send Ben Bernanke, Tim Geithner, and Hank Paulson some really nice gifts, because had AIG's life companies failed, the state guaranty funds would have been hard pressed to come up with something north of $ 10 billion by surcharging the other insurance companies doing business in each state.

«Insurance companies want to write as much business as they can, and it's clear to me that in certain states they want to be more careful about how they price various risks,» Boyd says.

In fact, there are more requirements of every certain insurance company.

In other words, insurance companies in certain states may weigh credit - based insurance scores less heavily in order to be more competitive with pricinIn other words, insurance companies in certain states may weigh credit - based insurance scores less heavily in order to be more competitive with pricinin certain states may weigh credit - based insurance scores less heavily in order to be more competitive with pricinin order to be more competitive with pricing.

In Quebec, certain coverages underwritten by Aviva General Insurance Company.

Other ways to protect yourself from price increases include investing in certain inflation - adjusted annuities offered by insurance companies, paying off your mortgage and just remaining frugal overall.