Sentences with phrase «certain insurance companies limit»

However, certain insurance companies limit the entry age to 69 years, beyond which your parents will not be eligible for a policy.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The GRC / ERC is like the RCV, but with a guarantee that the insurance company will pay a certain percentage beyond your policy's limits to rebuild your home.

Though home / personal property coverage helps protect the majority of your belongings, most insurance companies set limits on certain items, like jewelry.

This has led many companies to either not offer renters and homeowners insurance in North Carolina at all, to limit new business in certain parts of the state, or to simply require that property policies be bundled with something else, usually an auto.

While only the state of Oregon has so far made insurance coverage mandatory, other states are looking seriously at the issue, including New Jersey, where certain kinds of legal service providers — professional corporations, limited liability companies, and limited liability partnerships — must carry a minimum of $ 100,000 worth of coverage for each member.

Essentially, if you have UM / UIM coverage, you have paid to have your insurance company cover damages in excess of the other person's insurance up to a certain limit.

There are certain limits, however, to how much the insurance company will pay out, regardless of how much the settlement's value is determined to be.

The reason is that some life insurance agents only represent certain life insurance companies or even only a single company which limits your choices.

Insurance companies often limit guaranteed life insurance to clients in a certain age range, typically 50 to 85, but this will vary from company toInsurance companies often limit guaranteed life insurance to clients in a certain age range, typically 50 to 85, but this will vary from company toinsurance to clients in a certain age range, typically 50 to 85, but this will vary from company to company.

Though personal property coverage helps protect the majority of your belongings, most insurance companies set limits on certain items, like jewelry.

In order to be eligible for an umbrella policy, insurance companies may require you to purchase and maintain certain minimum underlying liability limits on your primary policies.

Other insurance companies charge for insurance as they do now, but provide a rebate if, at the end of the policy term, a vehicle's mileage is below certain limits.

A stop - loss insurance policy by All Savers Insurance Company, which protects the plan from large catastrophic claims by a covered individual, and provides overall protection in the event that all claim payments made under the medical plan exceed a certain dollinsurance policy by All Savers Insurance Company, which protects the plan from large catastrophic claims by a covered individual, and provides overall protection in the event that all claim payments made under the medical plan exceed a certain dollInsurance Company, which protects the plan from large catastrophic claims by a covered individual, and provides overall protection in the event that all claim payments made under the medical plan exceed a certain dollar limit.

Again, using U.S. health coverage as an example, under group insurance a person will normally remain covered as long as he or she continues to work for a certain employer and pays the required insurance premiums, whereas under individual coverage, the insurance company often has the right not to renew an individual health insurance policy, for instance if the person's risk profile changes (though some states limit the insurance company's rights not to renew after the person has been under individual coverage with a given company for a certain number of years).

Most disability insurance companies will allow you to insure up to 60 - 70 % of your current income up to certain limits.

All domestic health insurance plans limit their coverage to a certain geographic area to give the insurance company control over their costs within that area.

If the insured, the person covered under the life insurance contract, is diagnosed with a significant medical condition that is determined to be terminal by a physician, the policy owner can apply for accelerated death benefits up to certain limits established by the insurance company.

At VisitorsCoverage, we receive several calls from customers who purchased limited coverage plans, without paying much attention to the benefit details and realized only after a situation arises when they happen to use the insurance, or when insurance company denied certain uncovered benefits, or paid only part of the actual bills, based on the allowed policy limits.

A yearly limit, or cap, decided by your insurance company, that will be paid for certain benefits covered under your health plan.

Just keep in mind that there are certain conditions that are ineligible based on the company's guidelines, you could face a waiting period, you'll be subject to a health exam, your plan choices may be limited, and you'll be looking at paying higher than normal premiums (which is a good reason to buy as much life insurance as you can at an early age, and before you find yourself facing health issues).

Pet insurance companies may also have certain limits on coverage for new enrollees over a certain age.

The conversion rider should allow you to convert the term coverage to any permanent policy the insurance company offers with no restrictions (i.e., having to convert by a certain age during the first five to 10 years that the term policy is in force, or limiting partial or multiple conversions).

Seven Corners» international plans are underwritten by Certain Underwriters at Lloyd's, London, Tramont Insurance Company Limited, Nationwide, and United States Fire Insurance Company for persons who are not eligible for or required to purchase a PPACA plan.

For example, if you get hospitalized then the insurance company will only cover your expenses up to a certain limit.

Wander ® Frequent Traveler is underwritten by Certain Underwriters at Lloyd's of London and Tramont Insurance Company Limited.

Coverage for Liaison Continent and Liaison Majestic is provided by Certain Underwriters, Lloyd's of London and Tramont Insurance Company Limited.

No - fault simply means that no matter which driver is at fault for the accident, your own insurance company needs to pay for your own medical expenses up to certain limits.

Should an insurance company fail, policyholders are protected up to certain limits.

Your insurance company will help you contact tow trucks, locksmiths, or other forms of assistance as needed, and will reimburse you for the costs of these services up to certain limits.

The insurance company may not provide cover for pre and post hospitalisation expenses, may put a limit on specific surgeries or hospital room expenses, or completely exclude certain diseases from the policy coverage.

Under the room rent sub-limit option, your insurance company covers the room rent per day but only up to a certain limit.

The insurance company may not provide coverage for both pre and post hospitalization expenses, put a limit on specific surgeries or hospital room expenses, or completely exclude certain diseases from the policy coverage.

No matter what kind of policy you're looking to buy in Atlanta, insurance quotes are going to be based on the amount of coverage you want to buy and certain factors including (but definitely not limited to) the zip code you live in, your claims and credit history, and your age that the insurance company uses to figure out how likely they will be to pay out for a large claim.

The availability of a certain health insurance company may be limited by your geographic location.

Some insurance companies exclude pets, while others limit or exclude coverage for certain breeds, such as pit bulls.

Some insurance companies exclude pets, while others limit or exclude coverage for certain breeds.

• Assess all insurance claims against patient services rendered and make a to do list • Assist patients in filling our insurance claim forms and verify form data • Ask questions to assist in determining out any ambiguous information • Verify completeness of information on medical insurance forms • Post insurance billing information data into predefined database systems • Make list of insurance companies to contact for billing purposes • Determine how to approach each insurance company on the list, based on its reputation • Contact insurance companies to determine status of claims • Follow up on unpaid claims, including denial, exceptions and exclusions • Ask why claims have been denied and provide relevant correlating information • Resubmit denied claims with additional information to prove denial is inappropriate • Provide information to collection agencies regarding delinquent or past due accounts • Prepare and submit secondary claims for patients with more than one insurance coverage • Maintain understanding of managed care authorizations and limit coverage to a certain number • Verify patients» benefits eligibility and coverage expanse • Maintain knowledge of ICD9 and CPT treatments to be able to handle data entry and claim check duties appropriately • Gather and maintain patient data including medical histories, insurance identification and diagnosis

All insurance companies require a diagnosis (this becomes part of your PERMANENT health record and can hinder you getting employment or health insurance or any government job) and may limit your therapy to a certain time period or amount of sessions.