Sentences with phrase «certain insurance companies which»

Don't worry there are certain insurance companies which provide discounts to retired drivers.

There is certain insurance company which offers about 5 % of discount on premium.

Not exact matches

the preservation among the Jews of «the «haggling» habit which most of the Western world has outgrown,» «the use of shoddy or poor materials,» the fact that «Jews are considered by certain leading insurance companies as a poor fire risk,» etc..

Don't shy away from an insurance company you haven't heard of, as each has their own specialties and differences which make them most suitable for certain types of insurance or specific products.

Companies that use independent contractors, or offer scant benefits for employees, would have to add on a certain percentage of their pay as a contribution to those accounts, which would cover health care, unemployment insurance, and more.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

With dental insurance, it's the opposite: the insurance company pays for semi-annual cleanings, xrays, and other costs up to a certain annual maximum dollar amount (usually a very low amount, in the $ 1,000 to $ 2,000 range), after which you pay for everything out of pocket (or wait until the following plan year for the additional care).

One way would be to purchase a permanent life insurance policy which would be given to the employee upon retirement, after a certain number of years with the company, or based upon a certain level of performance.

Many Stamford insurance companies offer Business and Professional discounts for those in certain professions, some of which include Educator, Engineer, Physician, or Law Enforcement, just to name a few.

Many auto insurance companies have various milestones which result in significant insurance premium reductions such as hitting a certain age or getting married.

For the uninitiated, an annuity is a long - term contract between an individual and an insurance company which guarantees that in exchange for a lump - sum premium or a series of premiums the insurance company will guarantee an income stream that can last for a certain number of years — or even for an entire life.

I also know that certain insurance companies will refuse to sell homeowner's insurance to people who own certain breeds of dogs (usually pit bulls, rottweilers, etc), which I think is totally unfair.

New York is a no - fault state, which means basically that for «non-serious» injuries, your insurance company will pay medical bills and any lost wages up to a certain amount while not allowing you to take the matter to court.

In a case in which you or someone you love has suffered serious injuries, you could have problems, as the insurance company will take certain actions to minimize the status of your injury, and keep it within the non-serious status.

You will usually agree to certain insurance terms with the company, which may or may not usurp coverage with your own insurance company.

Knowing the disparities between the two is critical in determining which liability insurance suits a certain type of business, in order to protect the company's interests and avoid putting the business in serious financial jeopardy.

We look at the Commission's consultation on the IBER which exempts certain agreements between companies in the insurance sector from the EU antitrust rules.

The state of Massachusetts has no - fault insurance, which means the insurance company will pay for certain damages and loss regardless of who was at fault.

Many Stamford insurance companies offer Business and Professional discounts for those in certain professions, some of which include Educator, Engineer, Physician, or Law Enforcement, just to name a few.

Unlike term life insurance, which only covers a policyholder for a certain number of years, universal life insurance continues to cover a person thought their entire life, even in those later years as he becomes a larger and larger investment risk for the company.

The reason is that some life insurance agents only represent certain life insurance companies or even only a single company which limits your choices.

Since most auto insurance companies will only pay up to a certain amount it is highly recommended to get an auto insurance company which has Agreed Value Coverage.

A stop - loss insurance policy by All Savers Insurance Company, which protects the plan from large catastrophic claims by a covered individual, and provides overall protection in the event that all claim payments made under the medical plan exceed a certain dollinsurance policy by All Savers Insurance Company, which protects the plan from large catastrophic claims by a covered individual, and provides overall protection in the event that all claim payments made under the medical plan exceed a certain dollInsurance Company, which protects the plan from large catastrophic claims by a covered individual, and provides overall protection in the event that all claim payments made under the medical plan exceed a certain dollar limit.

Once drivers are over a certain age, which varies between insurance companies, they will pay more for vehicle insurance once again.

Life insurance policies have a two - year «contestability period,» during which the life insurance company can refute a life insurance claim, or can drop the policy if the insured is found to have misrepresented anything from health status to a risky lifestyle, certain health habits such as smoking or severe depression.

A Life Insurance Policy is essentially a contract between an insurance holder and an insurance company wherein the parties agree to certain conditions which provide the policyholder a lump - sum amount of money in case of his / hInsurance Policy is essentially a contract between an insurance holder and an insurance company wherein the parties agree to certain conditions which provide the policyholder a lump - sum amount of money in case of his / hinsurance holder and an insurance company wherein the parties agree to certain conditions which provide the policyholder a lump - sum amount of money in case of his / hinsurance company wherein the parties agree to certain conditions which provide the policyholder a lump - sum amount of money in case of his / her death.

Life insurance is a type of insurance in which you pay a certain amount (premium payments) to a life insurance company and in exchange they agree to pay a lump - sum payment (the death benefit) to your beneficiaries upon your death.

You may qualify for a senior discount if you over a certain age, which can vary by insurance company.

Life insurance companies usually guarantee a certain amount of growth every year, which is one reason whole life insurance products attracted investors following the 2008 recession.

Just keep in mind that there are certain conditions that are ineligible based on the company's guidelines, you could face a waiting period, you'll be subject to a health exam, your plan choices may be limited, and you'll be looking at paying higher than normal premiums (which is a good reason to buy as much life insurance as you can at an early age, and before you find yourself facing health issues).

In other words, an annuitant pays an insurance company a certain amount which is then credited with a certain rate of interest, and this is how money grows in an annuity.

If you don't disclose a certain medical condition, the insurance company can find out about it through an Attending Physician Statement or a prescription drug database check (which reviews what prescriptions you've recently had filled).

There is one instance in which all insurance companies are going to classify an individual high - risk though shopping around can still reduce premiums in certain circumstances; and that is if the individual has recently had their license suspended or revoked for any reason.

One way would be to purchase a permanent life insurance policy which would be given to the employee upon retirement, after a certain number of years with the company, or based upon a certain level of performance.

Don't shy away from an insurance company you haven't heard of, as each has their own specialties and differences which make them most suitable for certain types of insurance or specific products.

Many of the standard insurance companies do not cover certain types of disasters in certain areas, for example earthquake and flood which require additional coverages.

Furthermore, insurance companies base their quotes on risk which can be impacted by the number of claims in a certain area.

Iowa's insurance industry of over 1,500 insurance companies is regulated by the Iowa Insurance Division, which provides oversight for certain provisions that protect Iowa cinsurance industry of over 1,500 insurance companies is regulated by the Iowa Insurance Division, which provides oversight for certain provisions that protect Iowa cinsurance companies is regulated by the Iowa Insurance Division, which provides oversight for certain provisions that protect Iowa cInsurance Division, which provides oversight for certain provisions that protect Iowa consumers.

There are certain responsibilities which are legal in nature & should be entrusted with the auto insurance companies.

Life Insurance is a policy provided by an insurance company, according to which in exchange for your premium payments, the insurer is obliged to pay a certain sum (a lump sum or portions of smaller sums) to your beneficiary (persons you choose) in the event of yoInsurance is a policy provided by an insurance company, according to which in exchange for your premium payments, the insurer is obliged to pay a certain sum (a lump sum or portions of smaller sums) to your beneficiary (persons you choose) in the event of yoinsurance company, according to which in exchange for your premium payments, the insurer is obliged to pay a certain sum (a lump sum or portions of smaller sums) to your beneficiary (persons you choose) in the event of your death.

No - fault simply means that no matter which driver is at fault for the accident, your own insurance company needs to pay for your own medical expenses up to certain limits.

The difference at Term Life Insurance for Males, is that we know which companies offer the most competitive term life insurance prices for certain health conditions like diabetes, high blood pressure, andInsurance for Males, is that we know which companies offer the most competitive term life insurance prices for certain health conditions like diabetes, high blood pressure, andinsurance prices for certain health conditions like diabetes, high blood pressure, and obesity.

The insurance companies that we represent Renaissance Alliance Insurance Services, an insurance intermediary which assists us in the placement of certain insurance and with transaction prinsurance companies that we represent Renaissance Alliance Insurance Services, an insurance intermediary which assists us in the placement of certain insurance and with transaction prInsurance Services, an insurance intermediary which assists us in the placement of certain insurance and with transaction prinsurance intermediary which assists us in the placement of certain insurance and with transaction prinsurance and with transaction processing;

A Simplified Issue Life Insurance Policy will be offered if your answers to certain questions fit the underwriting guidelines of the insurance company to which you are applying for Insurance Policy will be offered if your answers to certain questions fit the underwriting guidelines of the insurance company to which you are applying for insurance company to which you are applying for coverage.

Car insurance is an agreement between you and your insurer in which you pay the insurance company a certain amount of money and; in return, the company will help protect you from major financial losses due to an accident for a given period of time.

As you already know simplified issue life will be offered if your answers to certain questions fit the underwriting guidelines of the life insurance company to which you are applying for.

There are several insurance companies which offer certain discounts to their customers especially the teen aged one.

Also, a good insurance agent will know which companies have better pricing for certain medical conditions, such as high blood pressure.

For example, even the top life insurance companies have cut off periods for certain ages, after which specific types of term life insurance are no longer available.

21st Century Insurance, which is owned by the Farmers Insurance Group, offers a group discount to employees and members of certain affiliated companies.