Sentences with phrase «certain qualifying rate»

As a result of the rule changes, lenders must ensure that you can handle payments at a certain qualifying rate.

Not exact matches

If you've got bad credit, you may discover you don't qualify for a lender's larger loan products, low annual percentage rates (APRs) or certain repayment schedules.

These scores a key to getting approved for financing and trade credit, as well as qualifying for lower rates on things like business insurance and certain loan options.

Certain states have special home loan programs that give homeowners a shot at qualifying for 30 - year fixed mortgages with low rates.

For example, certain borrowers might qualify for the 30 year fixed - rate version, but not the 15 year fixed - rate or 5/1 ARM, depending on their loan amount or credit score.

The NUA tax strategy allows certain clients whose qualified retirement plans contain these appreciated employer securities to eventually pay taxes on the appreciated value of those securities at the lower long - term capital gains tax rate, rather than at the ordinary income tax rate that would otherwise apply to retirement plan distributions.

The interest rate margins will be reduced by 0.50 % should we complete a qualified initial public offering and meet certain leverage criteria.

Other changes in the House bill are directed at businesses, including a further rate reduction for certain qualified «pass - through» firms that send their earnings to their owners to be taxed as individual income.

The report does not attempt to analyze the full Republican proposal, which still lacks many key details, including the individual income ranges for tax brackets, the rules to qualify for certain lower business tax rates and possible methods to prevent multinational corporations from avoiding taxes by channeling profits to ultra-low-tax countries.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

That much is certain from the show's 8.4 user rating on IMDb, a score only around 70 movies of all time have bested from a qualifying number of votes.

In order to qualify for the funds, schools have to meet certain criteria such as an «inadequate» rating from their most recent Ofsted inspection, receiving a warning notice during the past three years, or having an overall Progress 8 score of less than -0.25.

In order to qualify for the funding, schools must meet certain eligibility criteria including an «inadequate» rating from their most recent Ofsted inspection, receiving a warning notice during the past three years, or having an overall Progress 8 score of less than -0.25.

Although No Child make requires states to improve graduation rates and test scores — including the aspirational goal that all children (and actually, based on safe harbor and other caveats, 92 percent of them) are proficient in reading, math, and science — states are given plenty of leeway when it comes to interpreting how to meet certain requirements (like the one assuring that all teachers be «highly qualified» for instruction) and develop their own solutions in order to achieve them.

We are committed to getting you financed and have rates as low as 0 % on certain vehicles with qualified credit.

For example, certain borrowers might qualify for the 30 year fixed - rate version, but not the 15 year fixed - rate or 5/1 ARM, depending on their loan amount or credit score.

First of all, in the current low - interest - rate environment, my investments are almost certain to outperform the rate on credit I will qualify for.

This card pays unlimited 1.5 % cash back on every purchase and you don't have to spend a certain amount each year to qualify for that rate.

Credit history is another important factor, and lenders can require borrowers to have a certain credit score — the higher the better — in order to qualify for a loan and a favorable interest rate.

Depending on the borrower's credit report and credit score, the borrower may not qualify for certain loan sizes or the best interest rates.

Encana has determined that dividends on its stock in 2014 constituted, and expects that dividends in 2015 will constitute, «qualified dividend income» for non-corporate U.S. holders, including individual U.S. holders, taxable at the lower applicable capital gains rate, provided that certain holding period requirements are met.

For some qualified borrowers, student loan refinance or federal student loan consolidation can be a viable solution to lower monthly payments or even reduce the interest rate on certain loans.

Certain dividends known as qualified dividends are subject to the same tax rates as long - term capital gains, which are lower than rates for ordinary income.

A first time home buyer course will also provide homebuyer education about government - backed mortgages with low interest rates that are available to certain first - time buyers, veterans and other qualified individuals.

While motorcycle insurance rates are typically high for young drivers, you can save money by comparing quotes, qualifying for certain discounts and by getting your parents to purchase the policy.

Distributions of long - term capital gains and from certain qualifying dividends are generally not taxed at a rate greater than 20 %.

The higher your credit score, the greater potential to get a competitive rate or qualify for certain loan programs!

Qualified dividends are generally defined as dividends from domestic U.S. corporations and certain qualified foreign corporations that qualify for a reduced Qualified dividends are generally defined as dividends from domestic U.S. corporations and certain qualified foreign corporations that qualify for a reduced qualified foreign corporations that qualify for a reduced tax rate.

Certain mortgage loans may not qualify for rate modification.

Moreover, with REITs like Annaly Capital (NYSE: NLY) and American Capital Agency (NASDAQ: AGNC), sheltering dividend income within an IRA is especially valuable, because those payouts generally don't qualify for lower tax rates on certain dividends.

Sometimes even those people can't qualify for the lowest rates unless they apply to borrow over a certain limit.

This company often has the lowest rates in the industry and will beat any other lender's qualifying rate by 0.10 % (assuming their rate meets certain terms and conditions).

Certain struggling homeowners can qualify to take a new loan for 25 percent more than their home's value, securing lower interest rates.

For certain purchases to qualify for a bonus rewards rate, the merchant category code (MCC) must match the bonus rewards category.

While the guidelines can give you some idea as to how close you are to a «good» credit score, the only person who can tell you for certain whether or not you qualify for the best rates is your lender.

If you're a recovering alcoholic, you should be able to qualify at the standard rate after a certain amount of time, usually in three to five years.»

After reviewing an applicant's credit scores, they run theoretical scenarios on CreditXpert's simulator to see if paying down a certain debt (or another action) will raise a borrower's credit score enough to qualify for a lower rate.

Fortunately, student loan refinancing programs, along with qualifying for certain rates, help borrowers by combining one or more federal and private student loans into a single loan with new terms, a new monthly payment amount, new repayment terms, and hopefully a lower interest rate.

On each of these accounts, you typically must meet certain requirements each month to qualify for the high interest rate.

These scores a key to getting approved for financing and trade credit, as well as qualifying for lower rates on things like business insurance and certain loan options.

The maximum individual rate applicable to «qualified dividend income» and long - term capital gains is generally either 15 % or 20 %, depending on whether the taxpayer's income exceeds certain threshold amounts.

Remember too that many of the top personal loan deals also require you to fulfil certain criteria — for example being a supermarket rewards cardholder — to qualify for the headline interest rate.

When I opened my Fidelity brokerage account, there was some confusing language in their advertising and account creation screens that suggested that there were minimum balances, but it turned out that those minimums were just to qualify for certain interest rates.

For certain purchases to qualify for a bonus rewards rate, the merchant category code (MCC) must match the bonus rewards category.

Note that certain room reservations â $» e.g., when the booking is made through a third party, including but not limited to travelocity.com, expedia.com, orbitz.com and delta.com â $» are not considered Eligible Rates and do not earn Starpoints or qualify for promotional earnings.

For example, Discover's It card offers up to 5 percent cash rewards on certain categories of merchandise, but cardholders must sign up online periodically to qualify for the top tier reward rate.

If you have assets that qualify for a certain tier and you sign up for the Bank of America Preferred Rewards Program, you'll be able to earn the corresponding rates on certain purchases.

«Non-Qualifying Room Rates» or «Non-Qualifying Stay» include the following: net wholesale individual and group rate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discreRates» or «Non-Qualifying Stay» include the following: net wholesale individual and group rate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discrerates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discrerates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, rates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discrerates booked through third party web sites, complimentary hotel Stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discrerates not defined as a Qualifying Room Rate at IHG's sole discretRate at IHG's sole discretion.

«Non-Qualifying Room Rates» or «Non-Qualifying Stays» include the following: any stay using a net wholesale individual and group rate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discreRates» or «Non-Qualifying Stays» include the following: any stay using a net wholesale individual and group rate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discrerates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discrerates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, rates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discrerates booked through third - party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discrerates not defined as a Qualifying Room Rate at IHG's sole discretRate at IHG's sole discretion.

«Non-qualifying Room Rates» or «Non-qualifying Stays» include the following: any stay using a net wholesale individual and group rate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discreRates» or «Non-qualifying Stays» include the following: any stay using a net wholesale individual and group rate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, certain package rates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discrerates, employee discount rate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, friends and family rate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, crew rate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, special discounted contract rates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discrerates, seasonal worker / crew rate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, 50 % travel club discount rate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, travel industry discount rate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, distressed passenger rate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, IHG ® Rewards Club Reward Nights / Airline Hotel Reward rate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discretrate, rates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discrerates booked through third party websites, complimentary hotel stays and any other rates not defined as a Qualifying Room Rate at IHG's sole discrerates not defined as a Qualifying Room Rate at IHG's sole discretRate at IHG's sole discretion.