If you want to avoid having new accounts appear on your credit report, I recommend applying for
certain small business cards.
Remember,
certain small business cards do NOT appear on you personal credit report.
Not exact matches
A lot of
small business owners harp on the same tune of how credit
card processing is expensive and involves a
certain amount of risk.
According to Bankrate, as of July 2015, that the average fixed interest rate for credit
cards was 13.02 percent, while
certain bank - provided loans guaranteed by the
Small Business Administration have a maximum interest rate of 8 percent.
Small business credit
card: New options for
business owners —
Small business credit
cards represent a great market for issuers, but
business owners need to consider
certain factors before signing up for a
business credit
card.
Small business credit
card rewards come in a number of forms including a flat rate for all your purchases or tiered rewards in
certain categories, many of which are designed specifically with common
business expenses in mind — think travel, shipping, office supplies, advertising, etc..
The financial privacy issues are also partially addressed by the provider's merchant agreement with the credit
card company which contains terms requiring them to maintain
certain kinds of security with respect to your financial information (which is not to say that the provider actually follows all of the requirements of their merchant agreement scrupulously, which is why data breaches happen all the time in
businesses both large and
small).