Sentences with phrase «certain than a term policy»

However, since life throws you curve balls, it may be a good idea to have something more certain than a term policy that expires in 20 years.

Not exact matches

More than just an insurance policy against late frosts or unexpected dry spells, it turns out that seed dormancy has long - term advantages too: Plants whose seeds put off sprouting until conditions are more certain give rise to more species, finds in a team of researchers working at the National Evolutionary Synthesis Center in North Carolina.

In North Carolina, Filardo suggested a policy wherein state officials step in to offer capital assistance if a district spends more than a certain percentage of its infrastructure dollars on short - term maintenance, rather than speeding long - term, fiscally responsible investments.

This means another health exam, and of course your age will be a factor in determining the cost of a new insurance policy — even though term life insurance is cheaper than permanent life insurance, you'll naturally pay more for a term policy today than you would have 5, 10, or 20 years ago, and if you're above a certain age you may have trouble getting a term life policy at all.

If you primarily wanted coverage to replace your income before you retired or cover certain expenses, like a mortgage, we wouldn't recommend converting to a permanent policy as you'll pay higher premiums than if you purchased a new term policy.

In certain situations, a Guaranteed Universal Life policy is a better and cheaper option than a similar Term life policy.

While it definitely is more expensive than term coverage, the permanent nature of the policy definitely has its benefits for certain people.

These policies are usually more expensive than term policies, but they come with certain perks.

This means another health exam, and of course your age will be a factor in determining the cost of a new insurance policy — even though term life insurance is cheaper than permanent life insurance, you'll naturally pay more for a term policy today than you would have 5, 10, or 20 years ago, and if you're above a certain age you may have trouble getting a term life policy at all.

Rather than offering coverage for only a certain amount of time as term life does, universal policies remain in force for as long as the premium payments are made.

These policies are similar in cost to term life, but rather than providing coverage for a certain number of years, rates are instead guaranteed to a specific age.

This is a form of permanent life insurance, but it is very similar to term insurance in that your premium rates are locked in for a certain period of time — albeit a longer period of time than most term life policies.

Since permanent policies cover your entire life, premiums can be substantially higher than those on a typical term life insurance contract that expires after a certain period.

Guaranteed universal life insurance policies are similar in cost to term life insurance, but rather than providing coverage for a certain number of years, your policy is designed to last for the rest of your life.