Sentences with phrase «certain types of loans»

For example, a hard credit inquiry occurs when you apply for certain types of loans or credit, such as a mortgage, auto loan, student loan, or credit card.
The loan balance is not what gets deducted; rather, it's the interest you pay that qualify for exemptions on certain types of loans.
Debt relief programs are often designed to deal with certain types of loan debt, addressing the factors and considerations unique to each.
One method is to forgive a portion of certain types of loans.
There are certain types of loans which provide tax benefits to taxpayers, like home loan and education loan.
It's not like certain types of loans where you pay all the interest up front.
Once a lender has labeled you as a credit risk, it can be hard — if not impossible — to qualify for certain types of loans or credit card offers.
With a deferment, you can pause your monthly payments — and on certain types of loans you won't accrue interest.
There are certain types of loans which provide tax benefits to taxpayers.
The main difference is that with a deferment, you may not be responsible for paying the interest that accrues on certain types of loans during the deferment period.
Sometimes certain types of loan benefit them more than you, so knowing which is best for you before you speak to an interested party might be the best way to go
Looking at the evidence, it's clear we're overdue for stronger guardrails on how federal aid can be used, including restoring limits on credit, eliminating certain types of loans, strengthening institutional and program - level accountability rules in general, and applying those rules to institutions based on graduate and parent loan outcomes.
Unlike a good refinance, certain types of loan modification can trap you in surmounting debt.
If you qualify for certain types of loan discharge, you may also receive a refund of some or all of the payments you made on the loan, and any adverse information related to your delinquency or default on the loan may be deleted from your credit record.
Additionally, there are home loan lenders that specialize in certain types of loans, such as FHA loans and VA loans, or home loans for those with bad credit.
Some people call certain types of loans «boring»... a 30 year, fixed rate mortage for example.
Among the changes imposed by the law are sharp curbs on yield - spread premiums and other financial incentives that were given to mortgage originators for steering borrowers into certain types of loans.
The right of rescission refers to the right of a consumer to cancel certain types of loans.
The main difference is that with a deferment, you may not be responsible for paying the interest that accrues on certain types of loans during the deferment period.
What confounds matters even further is that what makes for a good credit score when applying for certain types of loans or accounts may not be the same for others, since many lenders have their own perceptions of what constitutes good credit.
You need to have enough money to make a down payment (typically 20 %, but as little as 3 % with certain types of loans).
The key is to use the benefits of certain types of loans to your advantage and find a way out whenever a loan turns out too onerous.
With a student loan deferment, you may not be responsible for paying the interest that accrues on certain types of loans during the deferment period.
The good news is that the stimulus bill included new SBA plans for temporary fee reductions; guarantees increased to 90 percent for certain types of loans, deferred payment loans micro loans and several other improvements.
In fact, certain types of loans will require that a business maintain a balance of equity and debt (called «leverage ratio») that is appropriate for the stage of business and the industry in which it operates.
If the government - controlled juggernauts Fannie and Freddie do not purchase a certain type of loan, lenders are less likely to offer it.
This is only true for certain types of loans, and the distinction is only prevalent with federal student loans.
Some lenders won't offer a certain type of loan, and another lender will specialize in it to pick up all the business others are leaving behind.
While the federal programs are wonderful, they only apply to students who took out certain types of loans to fund their education and who agree to work in an underserved school.
If the government - controlled juggernauts Fannie and Freddie do not purchase a certain type of loan, lenders are less likely to offer it.
Your FICO score takes into consideration rate shopping for certain types of loans, so don't worry about multiple inquiries affecting your score.
These programs are specific to certain types of loans and dates when they were issued, although any consumer who meets the requirements can take part.
Additionally, certain types of loans have higher allowances.
«Only AmeriCorps VISTA alumni who choose the stipend and have student loans may be eligible for up to 15 % cancellation on certain types of loans.
Some, such as the FICO Auto score, help lenders to determine borrower eligibility for certain types of loans.
However, a consumer who is «rate shopping» won't be penalized for repeated inquiries for certain types of loan.
Lower credit scores mean that you will have a difficult time getting approved for certain types of loans and credit cards.
Millions of veterans are eligible for a certain type of loan, a veterans affairs (VA) loan, that can be secured through the help of the government.
Under Public Service Loan Forgiveness some people with a certain type of loan and work full - time in a public service job may be eligible for loan forgiveness.
What confounds matters even further is that what makes for a good credit score when applying for certain types of loans or accounts may not be the same for others, since many lenders have their own perceptions of what constitutes good credit.
The main difference is that with a deferment, you may not be responsible for paying the interest that accrues on certain types of loans during the deferment period.
While most people believe that the FHA lends money directly to borrowers, it's actually just insures a certain type of loan that's financed by traditional banks and mortgage lenders.
Choose a lender who gathers enough information from you before she suggests a certain type of loan.
While most people believe that the FHA lends money directly to borrowers, it's actually just insures a certain type of loan that is financed by traditional banks and mortgage lenders.
If the government - controlled juggernauts Fannie and Freddie do not purchase a certain type of loan, lenders are less likely to offer it.
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