Sentences with phrase «certain value of coverage»

Not exact matches

Policies sometimes have limits for how much coverage can be included under certain categories such as electronics, jewelry and artwork, so if the value of your property greatly exceeds these limits, you may want to purchase additional riders so that you are fully covered.

Neither coverage protects against a decline in the market value of securities, nor does either coverage extend to certain securities that are considered ineligible for coverage.

Universal Life Insurance — With universal life insurance coverage, policyholders can, within certain guidelines, choose how much of their premium goes towards the policy's death benefit, go to the cash value.

The standard homeowners policy also isn't appropriate for certain high - value or historic homes because of potential coverage gaps or the cost of rebuilding a historic structure.

If a restriction on the Fund's investments is adhered to at the time an investment is made, a subsequent change in the percentage of Fund assets invested in certain securities or other instruments of the Fund's investment portfolio, resulting from changes in the value of the Fund's total assets, will not be considered a violation of the restriction; provided, however, that the asset coverage requirement applicable to borrowings shall be maintained in the manner contemplated by applicable law.

You can also add specific and separate Los Angeles renters coverage for certain items of distinct value that may be especially prone to theft.

Policies now had to provide coverage up to age 95, limit their premium payments, and establish a certain ration between the face amount of the policy and the cash value.

Neither your credit card coverage or your coverage from back home are complete coverage if you're in an accident overseas, and the coverage you get with travel insurance has its own set of restrictions, like only covering cars up to a certain value.

It isn't until something happens that they realize the value of the coverage for both their possessions and also certain forms of liability.

By John D. Doak, Oklahoma Insurance Commissioner Whether you rent or own a home it is wise to review all of your insurance policies annually to be certain you have the right type of coverage, and for the right values.

Certain facts determine the type and cost of coverage available, such as where in the city you live, the type and value of your house and the types of risk and coverage you want.

From distinct architecture to an appraised value of more than $ 1 million — certain homes might need more specialized coverage.

This type of life insurance coverage will provide a death benefit, as well as a cash value that will grow, based on a certain percentage of interest each year that is set by the insurance carrier.

Gap insurance is an optional, add - on car insurance coverage that can help certain drivers cover the «gap» between the amount they owe on their car and the car's actual cash value (ACV) in the event of an accident.

When a leaseholder is ready to purchase coverage for a rental property, the insurance agent will ask for certain information regarding the value and ownership of the items being insured.

However, policy holders or policy applicants must be aware of certain limitations to the coverage pertaining to actual cash value.

You should bear in mind that insurance rates in Florida vary from one insurance provider to the other and are mostly influenced by certain factors including type of coverage, number of coverage, your past driving record, current driver's license status, make and model of your car, number of traffic violations, number of safety features or systems installed, the book value of the car, overall safety rating, safety of your environment, driving habit (how often you drive), your credit score, age, gender, and others.

This coverage is considered to be more flexible than whole life insurance coverage, however, because the policyholder can decide how much of the premium goes into the cash value component of the policy and how much goes towards the death benefit (within certain parameters).

While many people think of credit card travel insurance as a primary auto coverage policy, certain cards will cover the value of the points expended on a trip at a fixed value.

Understanding the value of all of your possessions is important so that you aren't left without certain things because you didn't purchase enough coverage.

Besides providing higher coverage limits (usually up to the appraised value) for certain valuables, you may find that a scheduled personal property rider helps protect those items from a greater number of risks.

Reassess the value of your personal possessions when revisiting your homeowner's policy and make certain you have the appropriate coverage.

While bonded movers must carry a certain amount of basic insurance, this coverage will usually pay for only a small percentage of the value of your belongings if they are damaged or destroyed.

Policies sometimes have limits for how much coverage can be included under certain categories such as electronics, jewelry and artwork, so if the value of your property greatly exceeds these limits, you may want to purchase additional riders so that you are fully covered.

However, for certain drivers, affordability of coverage is only second when it comes to value for money and amount of protection received.

You do not want to find out that you don't have enough resources to replace your computers or TV sets because you covered your belongings at actual value rather than at replacement value, or because you hit the maximum coverage limits on certain categories of items.

If your vehicle is old, run down and with little value, comprehensive coverage may not be worth the additional cost; however, if you want to be certain that you have coverage in case of a tornado strike, you may want to consider getting quotes and then adding this coverage to your policy.

You should also be aware there are policy limits that can apply to certain specialty possessions such as art, electronics, jewelry and collectables, so you may have to buy a special rider or extra coverage for these types of possessions to insure their total value.

The amount of coverage for personal property may be limited on certain types of high - value items, such as jewelry or artwork, unless additional coverage is purchased for these items.

For example, as much as 30 percent of the value of a property may be the land, which doesn't need coverage against certain property and casualty perils, like fire, says Nicholas.