Rather than being a monolith, the NFCC is actually a network of some 1,600
certified credit counselors working out of nearly 600 offices across all 50 states and Puerto Rico.
In a press release issued on July 3, 2013 they say, «
A certified credit counselor works one on one with the individual to create a budget and to find out if a debt management plan would be right for them.»
Credit Counseling is a process by which
a certified credit counselor works with a consumer to evaluate their personal finances to determine if their financial situation can be improved through budgeting and better financial decisions.
Not exact matches
However, if you
work with a National Foundation for
Credit Counseling certified consumer credit counselor, you may have access to many services for free or for a lo
Credit Counseling
certified consumer
credit counselor, you may have access to many services for free or for a lo
credit counselor, you may have access to many services for free or for a low fee.
However, if you
work with a National Foundation for
Credit Counseling certified consumer credit counselor, you may have access to many services for free or for a lo
Credit Counseling
certified consumer
credit counselor, you may have access to many services for free or for a lo
credit counselor, you may have access to many services for free or for a low fee.
You can
work one - on - one with a nonprofit NFCC -
certified credit counselor to develop a strategy and payment plan that
works.
If you decide to opt for debt consolidation using home equity after
working with a
certified credit counselor, you also should consider cutting up those
credit cards to celebrate!
You will receive one - on - one advice from a
certified credit counselor who will
work with you to budget a payment plan related to your financial situation.
«The most important thing for a college student to learn is what an APR is, how a billing cycle
works, why you should pay more than the minimum payment and to have the knowledge that the card is a walking loan and is not their money,» says Chase A. Peckham, a
certified personal finance
counselor and educator at DebtWave
Credit Counseling of San Diego.
NFCC
Certified Credit and Debt
Counselors work with you to determine the best options for getting relief from the financial pressure you are experiencing.
A
certified credit counselor will
work with you to evaluate all details regarding your finances from debts and liabilities to your income and assets.
With
credit counseling, you pay one monthly payment and
work one - on - one with a
certified credit counselor.
Organizations that offer
credit Counseling have reputable
counselors working for them who are trained and
certified in budgeting, debt and money management, and consumer
credit.
(Of course I'm biased: I
worked for a time as a
certified credit counselor at one of the NFCC's member agencies!)
At your
credit counseling session, our
certified and highly trained
counselors will
work with you to understand all the particulars of your financial situation and put together a detailed review of your income, expenses, assets and debts.
If your
credit score is low, you should begin
working on a financial rehabilitation plan, either on your own or with a
certified debt
counselor from a consumer
credit counseling service company.
Certified credit counselors can help you develop a debt repayment plan and can
work with creditors to get payments reduced.