Sentences with phrase «certified financial planners for»

Betterment Premium, for example, offers unlimited consultations with certified financial planners for a $ 100,000 investment minimum and charges 0.50 % in annual fees.

«[PAYE is] a type of income - based repayment option where the amount you pay will be based on your discretionary income,» Michael Solari, the certified financial planner for Solari Financial Planning, LLC, explained.

I have worked as a CPA and Certified Financial Planner for over twenty years.

«If you have significant debt and are able to lower your overall interest rate, debt consolidation could be a good alternative to get your finances back in order,» said Mark Beyer, a Tampa - based certified financial planner for Edward Jones.

«[PAYE is] a type of income - based repayment option where the amount you pay will be based on your discretionary income,» Michael Solari, the certified financial planner for Solari Financial Planning, LLC, explained.

«The high levels of debt in this country are very concerning,» said Mark Beyer, a Tampa - based certified financial planner for Edward Jones.

Not exact matches

Davidson recommends looking for an adviser with at least 10 years of experience in financial planning and who has a CFP (certified financial planner) designation, which is considered the «gold standard» for financial planning.

Although all states now have «no fault» divorce proceedings, some jurisdictions still take into account the grounds for divorce when dividing assets, said Justin Reckers, a certified financial planner, divorce financial analyst and CEO of WellSpring Divorce Advisors.

For instance, if you're seeking help with a broad range of financial issues, ranging from how to invest or fine - tune your tax planning to choosing the right amount of life or disability insurance or ensuring that your estate plan matches your desires, I would say that your best bet is to find a certified financial planner.

A certified financial planner, certified fund specialist and chartered financial consultant with more than 30 years» experience, Carson authored «Tested in the Trenches» and co-authored The New York Times best - seller «Avalanche: The 9 Principles for Uncovering True Wealth.»

Amy Hubble, a certified financial planner, said HSAs can be a powerful retirement - savings vehicle for younger people and those without children, who typically don't have big medical expenses and are able to let their balances compound over long periods.

«If you'd rather be able to call a landlord to handle issues when they arise, you may be better off renting for now,» says Certified Financial Planner John Piershale of Piershale Financial Group in Crystal Lake, Illinois.

When it comes to updating benefit packages every October, «most people run for the hills,» said Mark Germain, certified financial planner and founder and CEO of Beacon Wealth Management.

«If you do not want to read the employee handbook, hire someone, such as a certified financial planner to do it for you.»

For Trent Porter, certified financial planner and owner of Priority Financial Partners, the question of investment philosophy brings to mind the active - versus - passivfinancial planner and owner of Priority Financial Partners, the question of investment philosophy brings to mind the active - versus - passivFinancial Partners, the question of investment philosophy brings to mind the active - versus - passive debate.

As a certified financial planner, I have to admit I didn't buy a lottery ticket — the odds just aren't good enough for my money, or anyone's for that matter.

Consumers using their tax refund to pay down credit card debt should also look for ways to improve their cash flow, said Andrea Blackwelder, a certified financial planner and a co-founder of Wisdom Wealth Strategies in Denver.

«The reason you have insurance is to provide protection for the people you're going to leave behind,» said Carolyn McClanahan, a certified financial planner and the director of financial planning for Life Planning Partners in Jacksonville, Florida.

«Young people often focus on today's cash flow, ignoring they have the work of their life ahead of them,» says Eleanor Blayney consumer advocate for the CFP Board, a non-profit that qualifies investment professional to become certified financial planners.

«It's not just looking at numbers,» says Therese Nicklas, a certified financial planner and owner of The Wealth Coach for Women in Rockland, Massachusetts.

Certified financial planner Larry Breen, founder of Breen Financial Management in Lake Mary, Florida, said there are several requirements that should be in place for it to be wofinancial planner Larry Breen, founder of Breen Financial Management in Lake Mary, Florida, said there are several requirements that should be in place for it to be woFinancial Management in Lake Mary, Florida, said there are several requirements that should be in place for it to be worthwhile.

The deduction doesn't have to be for an entire room, if that section of a room is not used for personal purposes, says Cynthia Turoski, a certified financial planner and certified public accountant with Bonadio Wealth Advisors in Albany, N.Y.

Kathleen Rehl, a certified financial planner and the author of «Moving Forward on your Own: A Financial Guidebook for Widows,» remembers all too well the time a financial fraud hit someone closfinancial planner and the author of «Moving Forward on your Own: A Financial Guidebook for Widows,» remembers all too well the time a financial fraud hit someone closFinancial Guidebook for Widows,» remembers all too well the time a financial fraud hit someone closfinancial fraud hit someone close to her.

June Walbert, an experienced traveler and certified financial planner with USAA, has a tip for making this easy: «I make a physical copy of the front and back,» she says.

Run your details through a life expectancy calculator like Livingto100.com or the True Vitality Test at BlueZones.com, said certified financial planner Carolyn McClanahan, director of financial planning for Life Planning Partners in Jacksonville, Florida.

Joe O'Boyle is a blogger for The Smarter Investor, a certified financial planner practitioner and a Voya Retirement Coach based in Beverly Hills, California.

«The biggest caveat for the clients is to do some comparative shopping before deciding which company to use,» said Rose Swanger, a certified financial planner in Knoxville, Tennessee.

«If you owe more than $ 1,000 at the end of the year and you don't qualify for one of the [exceptions], you will be penalized,» said certified financial planner and certified public accountant DeDe Jones, managing director of Innovative Financial in Lakewood, financial planner and certified public accountant DeDe Jones, managing director of Innovative Financial in Lakewood, Financial in Lakewood, Colorado.

«For someone who doesn't need all the money now, [a QLAC] can be a valuable tax reduction tool,» said Gilbert Armour, a certified financial planner at Sagepoint Financial in Sfinancial planner at Sagepoint Financial in SFinancial in San Diego.

Maintain each original document in its own sealed, marked envelope, said certified financial planner Mark Prendergast, director of tax strategies for Inspired Financial in Huntington Beach, Cafinancial planner Mark Prendergast, director of tax strategies for Inspired Financial in Huntington Beach, CaFinancial in Huntington Beach, California.

It's also prudent to shop for lower rates, said certified financial planner Tom Fisher, founder and principal of Fisher Financial Stfinancial planner Tom Fisher, founder and principal of Fisher Financial StFinancial Strategies.

Shortly after her husband died two years ago, Mary Lacey Gibson, a San Juan Bautista, California - based certified financial planner who owns her own practice, began applying for a reverse mortgage on her home even though she had no real need for the loan.

«Gaps are certainly of special concern to those considering early retirement, since they are eligible for Social Security benefits at 62, but must wait until age 65 to receive Medicare,» said Kimberley Foss, a certified financial planner and founder of Empyrion Wealth Management.

Just let the money sit there for a while, said Klontz, who is also a certified financial planner.

«Don't be too proud to apply for unemployment; you're not getting something for nothing,» explains Certified Financial Planner Gary Silverman, founder of Personal Money Planning in Wichita Falls, Texas.

«Automation creates a stress free, clear - minded environment for people to focus on more meaningful financial decisions, rather than day - to - day bills,» explains Certified Financial Planner Safinancial decisions, rather than day - to - day bills,» explains Certified Financial Planner SaFinancial Planner Samuel Rad.

Jason Heath is a certified financial planner at Toronto - based Objective Financial Partners and he explains that when you die, «Your RRSP is paid out to the beneficiary that you designate for thatfinancial planner at Toronto - based Objective Financial Partners and he explains that when you die, «Your RRSP is paid out to the beneficiary that you designate for thatFinancial Partners and he explains that when you die, «Your RRSP is paid out to the beneficiary that you designate for that account.

For $ 19 a month, plus a $ 299 start - up fee, members are given a fully customized financial plan and paired with a certified financial planner available 24/7.

«A lot of it comes down to time and convenience, and what's best for you as a consumer or business,» says Jeffrey Hausinger, a Certified Financial Planner and senior financial adviser with Merrill Lynch in TamFinancial Planner and senior financial adviser with Merrill Lynch in Tamfinancial adviser with Merrill Lynch in Tampa, Fla..

Thomas Corley, a certified financial planner, spent five years researching the habits of wealthy people for his book, Rich Habits: The Daily Success Habits of Wealthy Individuals.

For example, a certified financial planner generally will focus on helping you reach your financial goals, while an enrolled agent prepares your taxes.

«Unlike stocks, bonds or real estate, bitcoins, for example, do not generate income or pay dividends,» explains Certified Financial Planner Taylor Schulte of Define Financial.

Traditionally, different types of insurance — life, disability and long - term care, for example — have been bought separately on what Thomas Henske, certified financial planner and partner at Lenox Advisors, calls an «a la carte» basis.

«Over these last six years of seeing the market steadily go up, a lot of us have forgotten that it's normal for markets to also go down,» says Certified Financial Planner Stacy Francis, CEO of New York - based Francis Financial.

Plus: annual phone consultation and ongoing monitoring from a team of financial professionals, including certified financial planners, for 0.40 percent per year, with an account minimum of $ 100,000

If you're looking for broad - based advice about various aspects of your financial life, hire a CERTIFIED FINANCIAL PLANNER ™ (CFP ®) professional.

Certified Financial Planner and financial coach Adam Hagerman says, «The majority of personal, unsecured loans I see are for debt consoFinancial Planner and financial coach Adam Hagerman says, «The majority of personal, unsecured loans I see are for debt consofinancial coach Adam Hagerman says, «The majority of personal, unsecured loans I see are for debt consolidation.

For boomers already holding a great deal of their portfolios in the stock market, Jeff Rose, a certified financial planner and owner of investing blog Good Financial Cents, recommended safe investing through peer - to - peerfinancial planner and owner of investing blog Good Financial Cents, recommended safe investing through peer - to - peerFinancial Cents, recommended safe investing through peer - to - peer lending.

For people who don't feel comfortable with a completely automated portfolio, Betterment has a plan that allows you to talk on the phone with a certified financial planner.

The Financial Planning Association (FPA), a professional membership organization for the financial planning community, is a good place to find a CERTIFIED FINANCIAL PLANNER ™ (CFP ®) profFinancial Planning Association (FPA), a professional membership organization for the financial planning community, is a good place to find a CERTIFIED FINANCIAL PLANNER ™ (CFP ®) proffinancial planning community, is a good place to find a CERTIFIED FINANCIAL PLANNER ™ (CFP ®) profFINANCIAL PLANNER ™ (CFP ®) professional.