Sentences with phrase «certified financial planners in»

She is one of a small number of attorneys in the Kansas City area who regularly practice Collaborative Divorce, often utilizing a multi-disciplinary approach, by including mental health professionals and certified financial planners in the process.

The Financial Planning Association, an association of certified financial planners in the U.S., has put together a list of 20 key steps to wisely managing your investments and achieving your financial goals.

«Coming out of the depression the Silents just didn't have much and likely neither did their families,» says Heather Franklin, a certified financial planner in Toronto.

«The biggest caveat for the clients is to do some comparative shopping before deciding which company to use,» said Rose Swanger, a certified financial planner in Knoxville, Tennessee.

Chris Chen, a certified financial planner in Waltham, Massachusetts, finds QLACs to be a «clumsy answer» to retirement income.

«Historically speaking,» notes Jack Blankinship, a certified financial planner in Del Mar, Calif., «REITs» share prices have tended to have a negative correlation to the stock market.»

And, regardless of your gender: «We're trained to believe that our income is going to go up in a straight line, in a constantly growing trajectory,» says Lauren Lyons Cole, a certified financial planner in New York.

Rebecca Schreiber, a Certified Financial Planner in Silver Spring, Md., says the key is to determine your comfort level with a bank, rather than focusing on the institution's size.

«Our brains are wired so that something tactile in front of you that you can smell and feel is more real than something on your phone or a number in your bank account,» says Daniel Chong, a certified financial planner in Irvine, California.

If you live within your means and know you're on track to reach your goals, then tracking every penny is probably overkill, says Catherine Hawley, a certified financial planner in Monterey, California.

That's because «departments can share information,» says Linda Farinola, a certified financial planner in Princeton, New Jersey.

«Big national banks have armies of salespeople trying to sell portfolio management services to their customers, with sexy sounding names like «Private Client Services» and fees that start as high as 1.35 % or greater,» says Randy Bruns, a certified financial planner in Downers Grove, Illinois.

And it's not likely your bank will present any choices other than their own, says Allen Katz, a certified financial planner in Staten Island, New York, who previously worked in banks as a financial advisor.

«You'd be surprised how many moms and young people are trying to get by without health insurance,» says Scott Hipp, a certified financial planner in Overland Park, Kan..

Cashville Skyline is run by Kate Dore, a certified financial planner in - training, who wants to share all she knows about personal finance and investing.

«Frankly, some people in small towns have a negative opinion of people who move there from the big city,» says Lynn Biscott, a certified financial planner in Toronto and author of The Boomers Retire.

«I do taxes and planning — that's it,» says Diane Dekanic, a certified financial planner in Calgary.

Thanks to his great saving habits, Eisner is unquestionably on track to achieve his goal, says Marc Lamontagne, a certified financial planner in Ottawa.

But ARMs can be an option for home buyers who know they will have the loan for only a few years, says Don Maxon, a certified financial planner in San Rafael, California.

«If you're afraid you'll be tempted to use a card... just go ahead and cut it up,» says Dennis Carpenter, a certified financial planner in Grapevine, Texas.

According to Ray Mignone, a certified financial planner in Queens, New York, «pre-approval carries more weight when you go to negotiate a deal.

«Find the one which gives you the most credits for the type of items you most often buy,» says Jon Ten Haagen, a certified financial planner in Huntington, New York.

However, if one card, regardless of its rate, has a very small amount that you can wipe out in one month, go for that one first, says Jon Ten Haagen, a certified financial planner in Huntington, New York.

Cut up your cards, says Adam Wie, a certified financial planner in Jacksonville Beach, Florida.

For example, John Pollock, a certified financial planner in Allen, Texas, recommends the Vanguard Total Stock Market (VTI).

«Still, in many cases, the bigger risk is simply keeping your TFSA money sitting in cash or GICs and forgoing growth, something that 80 % of people who contribute to TFSAs do,» says Jason Heath, a certified financial planner in Toronto.

Annie Kvick, a certified financial planner in Vancouver says they should focus on paying off their personal debts (their credit card, line of credit, car loan, etc.) before Rachel goes on maternity leave.

Bao Lam, a 43 - year - old certified financial planner in Waterloo, Ont., believes in second opinions.

Borrowing from a 401 (k) plan to pay down high - rate debt «is only as good as not getting into debt again,» says Scot Stark, a certified financial planner in Freeland, Maryland.

This gambit, however, demands a propensity for risk, according to Shashin Shah, a certified financial planner in Dallas, because the borrower will have to invest in volatile stocks.

Heather Franklin, a certified financial planner in Toronto, also notes that since a lot of millennials aren't in the market for real estate, they really don't have an opinion on the foreign buyers tax at all.

Janet Gray, certified financial planner in Ottawa, says that Jennica is doing well by saving about 10 % of her gross salary.

If the Camerons stick to their plan, they'll easily meet their goal of retiring when Mike is 55 and Lacy is 51, says Tom Feigs, a certified financial planner in Calgary.

«You're going to get generic advice for a generic 45 - year - old,» says McNeely, a certified financial planner in Spencer, Wis..

If James contributes to a spousal RRSP for Claudia, it will help balance out their retirement savings, says Vickie Campbell, a certified financial planner in Ottawa.

«XBB is really going to get hit hard if interest rates rise,» says Fred Kirby, a certified financial planner in Armstrong, B.C..

«Coming out of the depression the Silents just didn't have much and likely neither did their families,» says Heather Franklin, a certified financial planner in Toronto.

Shannon and Marcin are young and have a lot going for them, «including a spouse who takes an interest in the family's finances,» says Rona Birenbaum, a certified financial planner in Toronto.

James Daw is a journalist and Certified Financial Planner in Toronto.

«Managing cash flow is always about prioritizing,» says Heather Franklin, a certified financial planner in Toronto.

«Read the fine print in the policy carefully,» says Barbara Garbens, a certified financial planner in Toronto.

Before embarking on a prepayment plan, you might want to consider more advantageous alternatives, says Jeff Rose, a certified financial planner in Carbondale, Ill..

Carrie Houchins - Witt, a certified financial planner in Coralville, Iowa, encourages her clients to save 10 % to 15 % of their disposable income, putting the money in different accounts set aside for emergencies, retirement and other needs.

«Most people don't quite get the math,» said Delia Fernandez, a certified financial planner in Los Alamitos.

Neal Frankle is a Certified Financial Planner in Los Angeles.

Alain should aim to replace 60 % of his gross income, says Lorne Marr, a certified financial planner in Markham, Ont.

«A lot of my clients even plan to help their kids well past university, with down payments on their children's first home and RESPs for their grandchildren,» says Ayana Forward, a certified financial planner in Ottawa.

Every motion, argument and phone call your lawyer makes on your behalf results in an invoice, and a litigated breakup will probably cost $ 40,000 to $ 100,000, estimates Debbie Hartzman, a certified financial planner in Kingston, Ont., who specializes in financial planning for divorce.

Erika Penner, a certified financial planner in Vancouver, says even happily married couples should stay up to date on each other's finances by insisting on a detailed rundown at least once a year.

«She's only partially tracking her money and that's causing problems,» says Heather Franklin, a certified financial planner in Toronto.