Sentences with phrase «challenge for financial services»

Dealing with the increasing complexity and volume of regulation remains a significant challenge for financial services firms.

Without credit reporting and credit scoring, it is a challenge for financial service providers to grant credit.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

This news release contains forward - looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 and Canadian securities laws, including statements regarding: BlackBerry's expectations regarding new product initiatives and timing, including the BlackBerry 10 platform; BlackBerry's plans and expectations regarding new service offerings, and assumptions regarding its service revenue model; BlackBerry's plans, strategies and objectives, and the anticipated opportunities and challenges in fiscal 2014; anticipated demand for, and BlackBerry's plans and expectations relating to, programs to drive sell - through of the company's BlackBerry 10 smartphones; BlackBerry's expectations regarding financial results for the second quarter of fiscal 2014; BlackBerry's expectations with respect to the sufficiency of its financial resources; BlackBerry's ongoing efforts to streamline its operations and its expectations relating to the benefits of its Cost Optimization and Resource Efficiency («CORE») program and similar strategies; BlackBerry's plans and expectations regarding marketing and promotional programs; and BlackBerry's estimates of purchase obligations and other contractual commitments.

This news release contains forward - looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 and Canadian securities laws, including statements regarding: BlackBerry's expectations regarding new product initiatives and timing, including the BlackBerry 10 platform; BlackBerry's plans and expectations regarding new service offerings, and assumptions regarding its service revenue model; BlackBerry's plans, strategies and objectives, and the anticipated opportunities and challenges in fiscal 2014; anticipated demand for, and BlackBerry's plans and expectations relating to, programs to drive sell - through of the Company's BlackBerry 7 and 10 smartphones and BlackBerry PlayBook tablets; BlackBerry's expectations regarding financial results for the second quarter of fiscal 2014; BlackBerry's expectations with respect to the sufficiency of its financial resources; BlackBerry's ongoing efforts to streamline its operations and its expectations relating to the benefits of its Cost Optimization and Resource Efficiency («CORE») program and similar strategies; BlackBerry's plans and expectations regarding marketing and promotional programs; and BlackBerry's estimates of purchase obligations and other contractual commitments.

This review was not conducted on base salary alone but also included reviews of appropriate annual incentive compensation and long - term incentive compensation for other post-TARP companies in the Labor Market Peer Group and the ongoing market and legislative challenges facing financial services companies.

Columnist Michael Della Penna explores the challenges and opportunities that location data present for financial services marketers.

After saying just 7 % of financial services in the UK would be affected by Brexit, the MP for Newton Abbot continued: «Now I'm sure there will be many people who'll challenge that, but my response and my request is look at the detail, it isn't all doom and gloom.

She mentioned illiteracy, policy deficiency, weak capacity and operational gaps as the challenges confronting the efficient delivery of WASH services in the country and called for collaboration from the government and partners to professionalize water service delivery for financial sustainability.

Established in 1921 through an interstate compact authorized by Congress, today the Port Authority struggles with financial and political challenges, from insufficient funding to debates over who will pay for maintenance and new services...

Innovation in health care presents two kinds of financial challenges: funding the innovation's development and figuring out who will pay how much for the product or service it yields.

Although among the group only Utzinger had any prior fundraising experience, they decided to issue a «cohort challenge» to their Ed.D. peers with the goal of convincing every member of the first - year cohort — 32 in total — to contribute to the HGSE Fund, which seeks to raise resources for many areas of the Ed School including financial aid, Gutman Library, and faculty and student support services.

(But it has proven more challenging at the primary level, where England has some 11,000 schools enrolling fewer than 250 pupils each, without the organizational or financial wherewithal to succeed as free - standing organizations — though the government is devising schemes for getting them to share services and pool resources.)

The Chief Financial Officer of Springfield, who had to go through the challenges of pricing all of the district supports for schools, said that even while the district may lose some funding because schools may decide to not to buy a particular service, this new process with defined district service prices and contracts allowed the district to be far more customer orientated and effective.

A new report by The Key, an information support service for schools, found the percentage of school leaders citing financial worry as their biggest challenge rose to 51 per cent this year, from 31 per cent in 2016.

Cat explained the rationale behind the challenge - «Designing a digital product or service was a great way for our girls to demonstrate a range of transferable skills including creativity, teamwork, presentation skills and financial planning, and the activity also encouraged them to think about the impact of technology on their daily lives and how they can use it to their advantage.»

If you lack knowledge about banking, credit, assets & liabilities, financial services, etc., then it would be a challenge for you to prepare a well - researched assignment.

For 30 years, the AccessLex Graduate and Professional Financial Aid Conference has provided graduate and professional administrators in financial aid, admissions, career services and other student - facing roles the opportunity to learn from expert speakers, address current challenges and gain invaluable industry Financial Aid Conference has provided graduate and professional administrators in financial aid, admissions, career services and other student - facing roles the opportunity to learn from expert speakers, address current challenges and gain invaluable industry financial aid, admissions, career services and other student - facing roles the opportunity to learn from expert speakers, address current challenges and gain invaluable industry insights.

For financial service providers, this presents a unique challenge.

Profit Solver, the exclusive small business financial management service, provides a simple way for small animal clinics and hospitals to remain financially viable even in challenging times.

In January of 2012 the Board authorized an unbudgeted expense of $ 63,000 over five months for The Whelan Group's services, «to build capacity to lead the institution effectively through a period of financial challenges and organizational change.

The project was funded by American Baptist Churches World Relief, Church of the Brethren, Cooperative Baptist Fellowship, Evangelical Lutheran Church of America (ELCA) Hunger Program, Micah Challenge USA - micahchallenge.org, Tabitha Fund of the Sisters of St. Joseph of Carondelet (St. Louis Province), Thrivent Financial Services (Woodbury County, Iowa, Chapter), as well as Members of Alternatives for Simple Living.

The Challenge supports Governor Cuomo's Reforming the Energy Vision (REV) strategy to build a statewide energy system that is clean, resilient and affordable for all New Yorkers by providing technical support, financial assistance and implementation services to accelerate the adoption of geothermal systems.

As always, the major challenge for creating this kind of service will be financial.

Defeated motion for class certification on behalf of financial services company in lawsuit challenging use of independent contractors for information technology functions

But amidst the threat and concern, there is an opportunity for financial services institutions to look beyond this and instead see the challenge as a chance to build more loyal and lasting customer relations.

Market Street Financial Solutions provides services to banks, non-banks, and individuals in need of creative financing solutions; which of these three types of clients poses the most challenges for you?

On his work: «Providing estate planning services to economically - challenged individuals is of vital importance, perhaps even more so than for those in better financial situations.

Julian acted for a BVI international company in a judicial review and constitutional rights challenge to conduct by the BVI Financial Service Commission in aid of a foreign regulator, including the obtaining of orders for disclosure and cross-examination against the Commission.

Technological innovations and the lessons of the 2008 Financial Crisis are challenging the hegemony of the billable hour and are driving clients to demand routine legal services for a fraction of the cost.

And, again at the macro level, changes across an entire industry segment can fundamentally alter the nature of the outsourcing transaction and create challenges for the service provider such as occurred in the financial and automobile manufacturing sectors following the recent recession.

It may be early days in Canada for fintechs, a catchphrase for new innovative financial technology startups, and major technology companies that are challenging traditional financial institutions on their turf by offering cheaper and easier - to - use Internet - or smartphone - based services such as payment apps or peer - to - peer lending or digital currencies, but Canada's Big Six banks are paying heed even though they appear to be on solid ground.

in the community as a way for citizens to obtain access to the kinds of information, resources and pathways that they need to address the broad spectrum of their needs and problems (sorting out legal problems from other challenges including financial, relationships, health, social services etc.).

To address these challenges, we are requesting legislation that would provide a safe harbor for depository institutions that provide a financial product or service to a covered business in a state that has implemented laws and regulations that ensure accountability in the marijuana industry such as the SAFE Banking Act (S. 1152 and H.R. 2215) or similar legislation.

Spotify just filed for a direct listing in the U.S., sidestepping the traditional IPO process, and now we're starting to see some of the true financial guts of the company — and some of the significant risks it faces from challenging services from Apple and Google.

apple.slashdot.org - On Wednesday, Spotify filed for a direct listing in the U.S., sidestepping the traditional IPO process, and now we're starting to see some of the true financial guts of the company — and some of the significant risks it faces from challenging services from Apple and Google.

It acknowledges the benefits AND the known drawbacks, including challenges in scaleability, interoperability, reliance on a central settlement service, lack of recourse in traditional distributed ledgers, and its currently poor support for derivative financial products.

Soaring Bitcoin demand in Venezuela; Kazakhstan warming toward bitcoin as currency in free fall; Moscow exploring blockchain voting; Legal Identity for all, can bitcoin blockchain rise to the challenge; Blockpay lets merchants accept 8 major cryptocurrencies at zero cost; Big banks band together to introduce «settlement coin»; South Africa Reserve bank open to blockchain and cryptocurrency; Bank of Japan Governor says Blockchain could alter financial services...

Soaring Bitcoin demand in Venezuela; Kazakhstan warming toward bitcoin as currency in free fall; Moscow exploring blockchain voting; Legal Identity for all, can bitcoin blockchain rise to the challenge; Blockpay lets merchants accept 8 major cryptocurrencies at zero cost; Big banks band together to introduce «settlement coin»; South Africa Reserve bank open to blockchain and cryptocurrency; Bank of Japan Governor says Blockchain could alter financial services... Collect Your Free PDF — The Bitcoin Believers Business Manifesto Please leave your comments...

So, for financial services employers, whose reputation may have been damaged by the 2008 financial crisis and a string of subsequent corporate scandals, fulfilling the Millennials» need to feel worthwhile is a challenge.

Software Development Lead — Hightower Financial Services, Portland, OR — 5/2012 — Present • Serve as the team lead for group of six developers tasked with updating current corporate programs as well as creating new applications to help improve operations • Meet with ops directors and department managers on a regular basis to understand the challenges employees encounter in their daily workflow to determine where new opportunities for development may be • Coordinate with supervisors and their staff members to map out current processes and create re-engineering proposals to be shared with executive team • Manage the development of new applications, along with the testing of beta - version programs to help develop final - version programs prior to rollout dates • Received recognition by company management (along with team members) for role in developing software solutions that have contributed to net increase of 42 percent in company - wide productivity

Administrative Technician III for Texas Department of Transportation: - Implement improved and time saving procedures; consistently reduce overhead costs, improve workflow and increase office efficiency - Create and maintain a database of public assistance complaints; assign an internal investigator to each case and follow - up once closed - Developed and monitor a calendar system using PowerPoint where accurate records of vacation / sick leave / comp time used and accrued are tracked month - to - month for comparison with monthly time sheets - Answer inquiries from the general public, vehicle storage facility operators, motor carriers, the trucking industry and other state / federal agencies regarding rules, laws and regulations governing the issuance of motor carrier credentials - Prepare correspondence (email and written) and review for completeness and correctness - Field calls and manage administration, resolve a wide - range of staff dilemmas and challenging situations on a daily basisPrincipal Administrative Assistant for Solar Turbines, Inc.: - Provided support to Directors, Department Managers, Project Managers and Project Engineers as well as international personnel - Maintained detailed calendars of appointment schedules for business meetings, conferences, domestic / international travel arrangements and special events - Expertly ran this fast - paced, large office encompassing office and structure maintenance, scheduling of machine / equipment service and repairs, and ordering and stocking office supplies; updated and maintained department web pages - Compiled, created and distributed financial reports and PowerPoint presentations - Edited and formatted technical documentation and maintained filing systems - Coordinated extensive domestic and international travel arrangements, including air, hotel, car and meeting locations - Planned departmental meetings, special events and office movesSenior Administrative Assistant for Solar Turbines, Inc.: - Supported Department Manager and Supervisors, Manufacturing Engineers and shop personnel - Tracked and monitored pending and confidential correspondence and financial information - Prepared apprenticeship packets for distribution; received applications, recorded data, and set - up and coordinated Differential Aptitude Tests; notified applicants of test results and set - up initial interviews - Coordinated special events; managed information systems and maintained web pages; oversee special projects - Resolved office obstacles, communication barriers and complicationsSenior Program Assistant for Solar Turbines, Inc.: - Photographed, downloaded and printed digital pictures of parts, processes and people involved in Rotor CAM area - Created and produced departmental newsletter; initiated Receiving Inspection Records Retention process (scanned records onto CD for easy and accessible retrieval and storage)- Set - up and coordinated meetings and special events; created slide show presentations and maintained web pagesPage 2

SUMMARY OF QUALIFICATIONS * Accomplished professional with experience working in rapidly growing global business environments with an emphasis on improving operational efficiency and productivity * Demonstrated business strengths, strong financial and business acumen, and a passion for the financial services industry * Proven ability to manage multiple projects while meeting challenging deadlines * Strong ability to develop...

I am seeking a senior level sales / program management position with a progressive financial services firm that has the ability to offer a challenging opportunity for an individual possessing a proven track record in developing an effective sales culture within a bank footprint.

Key Highlights: • Overcame all business and financial challenges to develop high quality service for local area citizens and to bring together communities focused on positive changes.

• Remind parents that it's okay not to know how to do everything • Learn the signs for post-partum depression and how to help • Share articles, tips and / or resources in your newsletter about coping with parenting challenges • Encourage and support parents in getting involved and increasing their connections • Make it a tradition to bring new parents meals to help make the transition to parenthood easier • Offer financial support or goods to families who are struggling • Host family - friendly events • Train staff and volunteers to create safe environments for children • Offer space for parenting classes or support groups in your community • Get involved in developing the missing services needed by children and families in your community • Support youth who are leaving the foster care system • Become a mentor for a young mother or father • Conduct a parenting book drive for the local library

Compelling challenges include (1) the need for more extensive training for all health professionals on the adverse effects of excessive stress on the developing brain, as well as on the cardiovascular, immune, and metabolic regulatory systems (the technical report23 is a start); (2) the significant constraints on existing, office - based approaches to fully address the new morbidities effectively; (3) the relatively limited availability of evidence - based strategies, within the medical home and across the full array of existing early childhood service systems, that have been shown to reduce sources of toxic stress in the lives of young children or mitigate their adverse consequences35; and (4) the financial difficulties associated with the incorporation of evidence - based developmental strategies into the pediatric medical home.

Guide to Kinship Legal Guardianship Support Services (PDF - 978 KB) New Jersey Department of Children and Families (2016) Provides information on supports for kinship caregivers in New Jersey, including topics such as financial assistance, health care, education, behavioral and / or emotional challenges, and disabilities.

The viability of America's community - based human services provider network is being challenged by external and internal financial threats, according to a report released today by the Alliance for Strong Families...